I-One One Platinum Credit Card Review

I-One One Platinum ichazwa yi-Capital One njengekhadi lesikweledu kubantu abanomyinge we-credit. Oko kuthetha ukuba awunayo ikhredithi enhle kakhulu, kodwa ungekhredithi embi. Ngeenjongo zokuvunywa kwekhredithi ye-Capital One, umyinge wemali-mboleko uthetha ukuba ungekho ekhadini lesikweletu okanye umbolekisi kwiminyaka emihlanu edlulileyo okanye unesikolo sakho semali engaphantsi kweminyaka emithathu.

Inkunzi eyodwa yayisetyenziselwa ukuba neeklasiti ezimbini zePlatinum-i-Standard Platinum kunye neClassic Platinum-bobabini abanomyinge wekredithi.

Ikhadi lePlatinum libonakala lidibanise amakhadi amabini ekwerethi enye ekuqheleni ukuphazamiseka kokuthatha isigqibo phakathi kwezi zibini.

Iindleko zeCandelo elinye lePlatinum Credit Card

Awuyi kuzuza nayiphi na imivuzo ngeCommunity One Platinum Card, kodwa oko akuthethi ukuba ikhadi alizuzisi. Okokuqala, ngenxa yokuba unokufumana i-credit evunyiweyo, ungasebenzisa ikhadi ukuqala ukwakha i-credit yakho ukuze ukwazi ukufumana into engcono kwixesha elizayo.

Ukuba uvunyiwe, umda wakho osisiseko semali uya kuba ngu-300. Ngexesha elikwinqanaba elingaphantsi , akusoyiki ukuqala. I-Capital One ithi iya kuphakamisa umda wakho wemali xa uthe wenza iintlawulo zakho zokuqala ezintlanu ngenyanga. Ukuba ucinga ukuba uya kuba neengxaki zokwenza iintlawulo zakho ngexesha , misela nje ukuhlawula ngokuzenzekelayo ngebhanki yakho. Umda omkhulu wesikweletu awuyi kukunika amandla amaninzi okuthenga, kodwa kuya kukukunceda ukuba ube nemimiselo emikhulu kunye nabanye abakhupha amakhadi ekhredithi kwixesha elizayo.

Ungadlulisela izilinganiso kwikhadi, kodwa emva kokuba i-akhawunti yakho ivuliwe iintsuku ezili-10. Nangona kunjalo, awuyi kukwazi ukudlulisela ibhalansi ukusuka kwelinye i-akhawunti eyodwa ye-Capital One. Oko kubandakanya amakhadi ezithengiswayo ezikhutshwe yi-Capital One.

Unokugcina umkhondo wekredithi yakho yekhredithi nge-Capital One's CreditWise ithuluzi-i-perk ekhoyo ngokwenene, nangona unquma ukungahambi neCommunity One Platinum Card.

Imali enye yePlatinum Card

I-Capital One Platinum Card ayinayo intlawulo yonyaka , eyongezelelweyo. Amakhadi amaninzi ekweretheni kubantu abaneentlawulo ezingaphantsi kwetyala elipheleleyo kwintlawulo yonyaka.

Inzala yomyinge iphakamileyo ngamaphesenti angama-24.99 ukuthenga, ukuhanjiswa kwemali, ukunyuka kwemali. Unokuphepha ukuhlawula iindleko eziphezulu zemali ngokuhlawula ibhalansi yakho ngokugcwele inyanga nganye. Gwema ukunyuka kwemali ngenxa yokuba abanalo ixesha lobabalo kwaye baqala ukuvelisa umdla ngokukhawuleza.

Imali yokuhlawula imali eyingqalileyo i-$ 10 okanye iipesenti ezi-3 zokusasaza imali, nokuba ngubani omkhulu. Uya kuhlawuliswa ukufikelela kwi-$ 35 kuyo nayiphi na intlawulo emva kwekhadi lesikweletu. Kufuneka wenze yonke imizamo yokwenza zonke iintlawulo zakho ngexesha, kungekhona nje kuphela ukuba ungayiphephela imali ehlawulwa emva koko, kodwa ngoko ugcina i-akhawunti yakho ngokuma kakuhle, ufumane umlinganiselo wokunyuka kwemali-mboleko, kwaye uphucule umlinganiselo wakho wekhredithi.

Ehlelwe nguLaToya Irby. Amanqaku ekhadi lokuthenga ngetyala kunye neebhonasi zokubhalisa ziya kutshintshwa ukusuka ngexesha lokuhlaziywa. Jonga kwisicelo semimiselo yangoku kunye neemeko.