Isungulwe njengeNkampani ye-Insured Equation Life ngo-1859, i-Equitable Insurance igama elidala kunye elihloniphekileyo kwiinkonzo zemali kunye nemveliso yomshuwalense wobomi kwaye yenye yeenkampani ezinkulu zomshuwalense e-United States. Ngo-1991, i-Equitable yathengwa ngu-AXA, inkampani ye-inshurensi yaseFransi.
Inkampani ye-AXA Equitable Life Insurance yinxalenye yegama legama le-AXA. Ezinye iinkampani ezixhasayo ze-AXA Equitable Financial Services, LLC ziquka: I-MONY Inkampani Yomshuwalense WezeMpilo yaseMelika; AXA Abacebisi, LLC; AXA Distributors, LLC kunye ne-AXA SA, iqela le-inshurensi yamazwe ngamazwe kunye neenkampani zenkonzo zezimali.
I-AXA Group isebenza kumazwe angama-59 anama-client angaphezu kwezigidi ezili-103.
Iinshorensi yobomi kunye nemveliso yezemali zinikezelwa ngethungelwano labacebisi bezezimali abangaphezu kwama-4 800 abanezindlu ezingaphezu kwezigidi ezi-2 ezigqityiweyo kwilizwe lonke. Ikomkhulu leenkampani lifumaneka kwi-1290 Avenue yeMerika, kwisixeko saseNew York. Ezinye indawo zibandakanya iiofisi eNew Jersey, eSyrause, eCharlotte naseFasington, eConnecticut. I-AXA Equitable inexabiso elipheleleyo lemali engaphezu kwezigidi eziyi-500 zamawaka.
Uxanduva lwezobambiswano luquka ukubuyisela uluntu. Ubomi be-AXA Equitable inikezela kwimibutho enobuncedo obubandakanya i-AXA Foundation, inkqubo yokubhalisana nokunika imali engaphezulu kwamaRandi 1.4 yezigidi ngonyaka kubafundi abafanelekileyo. Le nkqubo inikezele ngaphezu kwezigidi ezingama-25 kwizigidi zemali ye-scholarship ukususela ngo-2003.
UkuQinisa kwezeMali, ukuBaluleka kweNkonzo yabaThengi kunye neeNkampani zeeNkampani
Unokuthembela ngamandla ombono we-AXA Equitable Life Insurance Company.
Unokulinganiswa okuphezulu kule mibutho ye- inshorensi :
- AM Best : "A +" Okwesibini isisetyenzisiwe
- Fitch : "AA-" I-Fourth Highest Ranking
- I-S & P : "I-+ +" Eyesibini
- UMoody's : "Aa3" I-Fourth Highest ranking
I-Business Business Bureau
I-AXA Financial, Inc. yinkampani yomzali ye-AXA Equitable Life Inkampani yeNkampani kwaye ibe yi-BBB ishishini eligunyazisiweyo ukususela ngo-1937.
Inomlinganiselo "we-A +" kunye nomlinganiselo weBBB we-3.68 kwiinkwenkwezi ezi-5. Kukho ukuhlaziywa kwabathengi abahlukileyo aba-7 kunye nezikhalazo ezipheleleyo ezivaliweyo. Kukho izikhalazo kwezi nkalo zilandelayo:
- Iintengiso / Iingxaki zokuthengisa: 2
- Imiba yokuhlawula / yokuqokelela Iingxaki: 3
- Imiba yokuThumela: 3
- Iingxaki ngeMveliso / iNkonzo: 30
Inshshurensi kunye neMveliso yezeMali
- I-inshorensi yobomi besikhokelo : i-premium e-Fixed ye-1, 20, 15 okanye iminyaka engama-20.
- I-Ininshurensi Yobomi Bonke : I-premium efihliweyo kunye nexabiso elincinci eliqinisekisiwe lokunyuka kwemali ngonyaka.
- Intshuwalense Yobomi Yomntu Wonke : Unika ama-premium aguquguqukayo kunye nokukwazi ukuqokelela imali.
- I-inshorensi ye-Universal Life Insurance : I-accumcumulation potential, i-premium eziguquguqukayo kunye neendlela zokutshala imali.
- Izibonelelo ezihlukeneyo : Izicwangciso ezine-mali ezihlukeneyo zinikezela ngokunikezelwa kwentlawulo, ukukhethwa kweerhafu, ithuba lokutshala imali, inzuzo eqinisekisiwe, inzuzo yokufa kunye neenketho zokufumana imali.
- Iimali zeeRhafu zomhlala phantsi : ezininzi iinkqubo ze-IRA zifumanekayo ezinokunciphisa ingeniso yakho yerhafu kwaye unikele amandla okuqokelela ingeniso yomhlalaphantsi ngaphandle kwentlawulo yerhafu.
- IiAkhawunti zeRhafu kunye neengcebiso : Uninzi lwezicwangciso zezemali zikhoyo ziquka iipotfoliyo ezinkulu zeevenkile, ukuphathwa kwee-asethi, iipotifoliyo zobutyebi kunye neenkqubo zeakhawunti.
- Iimali zeMutual Fund : Uluhlu olubanzi lwezicwangciso zokhetho lwentengiso luyakwenziwa ngamathuba atyalo-mali athile kuquka no-BlackRock, ING, i-Oppenheimer kunye nokunye.
Okuhle nokubi
Inkampani ye-AXA Equitable Life Inkampani inikeza ukhetho olubanzi kwizicwangciso ze-inshorensi yobomi ukususela kwiminyaka ukuya kwi-30 kunye neentlobo ezahlukeneyo zemigaqo-nkqubo. Igama elidala kunye elisekelwe kwinshurensi yobomi kwaye liqinisekisile ukuthembeka kwayo kwezezimali. Uninzi lwemibutho ye-inshorensi ephezulu inika ubungqina bokuqina kwemali. Kukho ezininzi iinkqubo zomgaqo-nkqubo zomshuwalense wobomi ezifana nokukwazi ukuboleka ngokubaluleka kwemali yenkqubo yakho kunye nenketho yokufumana iintlawulo zentlawulo. Enye into engafanelekanga ayikho inketho kubanikazi bamaphepha-nkqubo ukuba bathenge ukuthengwa kwe-intanethi.
Iinkcukacha zoqhakamshelwano
Ukufumana i-inshorensi yobomi okanye iimveliso zemali ezinikezwa kwi-AXA Life Insurance Company okanye ukufumana indawo yesebe yendawo, ungaqhagamshelana neengcali zemali kwi-888-AXA-INFO (292-4636) okanye u tyelele iwebhusayithi ye-AXA Equitable Life Insurance Company.