Ukukhutshwa kweNkxaso yomshuwalense we-Mutual Auto

Inkcazo yeNkampani

Xa ukhangele inkampani yomshuwalense yomshuwalense, udinga umntu onika uluhlu olubanzi lweenkonzo zomshuwalense yomshuwalense kunye nemveliso kwixabiso elingcono kakhulu. Ufuna nenkampani owaziyo ukungena kunye nokuphuma kwe-inshurensi yemoto. I-Liberty Mutual yinkampani eneminyaka engaphezu kwe-100 kwishishini lomshuwalense.

Njengenkampani ye-Fortune 500 kunye nexabiso lemali engaphezu kwe-100 yeebhiliyoni, i- Liberty Mutual ibhalwe njengowesithathu kwipropati yenkampani ye-inshorensi enkulu kwi-United States.

Iimveliso zomshuwalense ziquka i-auto, abanikazi bezindlu, intlawulo yabasebenzi, i- auto auto , kunye ne-inshurensi yokukhubazeka kwabanye. Kukho abantu abangaphezu kwe-45,000 abaqeshwe kwi-Liberty Mutual Group emhlabeni wonke kwiindawo ezingaphezu kwe-900. ImiSebenzi yase-US isebenza kumazwe angama-45 yaye i-headquarters e-Boston, eMassachusetts. UDavid H. Long ngu-CEO we-Liberty Mutual Group, etshintsha i-CEO yangaphambili, uTed Kelly ngo-2011.

Iimveliso zomshuwalense

Kwi-Liberty Mutual, ungathenga umgaqo-nkqubo we-auto (iinyanga ezili-12 zepolisi ) kunye neentlobo ezilandelayo zokukhutshwa kwe-auto :

• Uxanduva
• IiNtlawulo zonyango
• UkuKhuselwa koKhuseleko
• Uninsured / Umqhubi weNqwelo
• Epheleleyo
• Ulungelelaniso
• Towing / Labor
• Uncedo lweNdlela

Inkampani inika iinkalo ezininzi, iingeniso kunye nabaxhasi bezaphulelo banokufumana ukukhangisa xa kuthengwa umgaqo-nkqubo:

• Ingozi yokuxolela - Ingozi yakho yokuqala ayinako ukwandisa i-premium yakho ye-inshurensi (engekho kwi-CA okanye kwi-NC).

• Ukutshintshwa kweMoto entsha - Ukuba uphelele imoto yakho kunyaka wokuqala wobunikazi, uya kuhlawuliswa ngexabiso lokubuyisela imoto entsha. Umgaqo-nkqubo ochithwayo usasebenza kwaye uqeshe i-autos ayifakiwe. Olu khetho alufumaneki kwi-NC okanye kwi-WY.
• Ulungelelaniso lweeMoto ezilungeleyo - Olu lukhetho lokuzikhethela olukuvumela ukuba ufake indawo yakho yemoto kunye nomnye unyaka omtsha ukuba isithuthi singaphantsi kweekhilomitha ezingama-15 000.

• Ukuqeshiswa okungenamkhawulo - ngelixa ezininzi iinkampani zinikela ngokukhawuleza kwendawo yokuqasha, i-Liberty Mutual inikezela into encinane. Unokuqhathaniswa kokuqeshiswa okungenamkhawulo ngokukhawuleza ukuba imoto yakho ilungiswa kwiziko lokulungisa elivunyelwe ukuVulwa kweMvume.
• I-Discount Policy-Multi-Policy- This discount is available if you insure both home and car with Liberty Mutual.
• Ukutshintshwa kweeMpawu zeMihlaba - Iimpawu zendlela yokuchithwa kwendlela yokutshintshwa kwendlela yokutshintshwa kuthetha ukuba kungakhathaliseki ukuba ziphi iindawo ezindala zemoto yakho, ziyajongwa xa usengozini kwaye imoto yakho ilungiswa kwisitolo sokulungisa esivumelekileyo.
• I-Wind Windshield Ukulungiswa - Inkampani inokumisela ukulungiswa kwe-windshield ngokulungelelanisa nje kuphela xa unayo inkcazo epheleleyo okanye yeglasi. Omnye unokuphuma ekhaya lakho, indawo yengqesho okanye enye indawo efanelekileyo.
• Ukuncedisa / ukuSebenza kunye neNqwelatho yeeNdlela - Le nto ifumaneka kunye nokukhutshwa / umsebenzi wabasebenzi kunye namahora angama-24 ngosuku. Ngendlela yokukhangela / yomsebenzi, i-Freedom Mutual iya kuhlawula ihlawuliso yonke yokukhwela xa imoto yakho idityaniswa kwisakhiwo sokulungisa esiseduze sivunyiwe yinkampani.

Izinketho zokuhlawula

I-Liberty Mutual inikeza iintlobo ezahlukeneyo zokuhlawula kunye neendlela zokuhlawula ukuhlangabezana neemfuno zakho:

• Ikhadi lesikweletu okanye i-Akhawunti yeBhanki : Unokuhlawula i-intanethi usebenzisa i-credit card kunye nolwazi lwe-akhawunti yebhanki okanye uhlawule ngefowuni. Inkqubo yokuhlawula ngeentsuku zeentsuku ezi-1-2.

• Iintlawulo ezizenzekelayo : Hlela iintlawulo zenzeke nge-intanethi usebenzisa ikhadi lakho lesikweletu okanye i-akhawunti yasebhanki. Ezi ntlawulo zicwangciswa ngexesha langempela.
• Ibhanki ye-Intanethi : Iintlawulo zithunyelwe kwi-Liberty Mutual kwi-akhawunti yakho yasebhanki. Ixesha lokucwangcisa li-1-2 iintsuku.
• Iintlawulo zeposi ukuya kwi-ATTN: UkuPhathwa kwe-Remittance, i-100 Freedom Liberty, i-Dover, NH 03821-7500. Ixesha lokucwangcisa li-1-2 iintsuku emva kokufumana.

Amandla oMali kunye neNkxaso yeeNkonzo zabathengi

Uphando lwabathengi olushicilelwe yi-Insure.com lubonisa ukuba ama-86% abantu abenza umgaqo-nkqubo we-Liberty Mutual bazimisele ukuhlaziywa. Ukulinganiswa kwenkonzo yabathengi yenkampani ngo-Insure.com kwakukho konke okulungileyo kunye nokulinganisa okuphezulu kwimida yamanani, inkonzo kunye namabango.

Nantsi indlela inkulu yemibutho ye-inshurensi inomlinganiselo weLiberty Mutual Group:

• AM Best Co - "A" kakhulu
• I-Moody's - "A2" Enhle

• I-Standard & Poor's - "A"

I-Liberty Mutual Group iye yavunyelwa ngeBusiness Business Bureau ukususela ngo-1931 kwaye ine-"A +" BBB.

Pros & Cons

Iinkonzo

• Ii-premium zomshuwalense wemoto
• Umthengi onamandla kunye nenkonzo yamabango
• Iimpawu ezikhangayo kunye neeraphulelo
• Ukulinganiswa kwemali

Umxhasi

• Inketho yokuxolelwa kwengozi ayifumaneki kwii-CA okanye NC.
• Inketho entsha yokutshintsha imoto ayitholakali kwi-NC okanye kwi-WY.
• Kukho izikhalazo malunga neenkqubo zamabango, ngakumbi kunzima ukufumana imvume yokulungiswa kwemoto.
• Inkampani ibonakala ilahlekile ezinye izaphulelo ezinkulu ezinikezwa ngabanye abathwali ezifana nezaphulelo zabafundi ezilungileyo kunye nezaphulelo zabasebenzi bezempi.

Iinkcukacha zoqhakamshelwano

Ukuze ufunde kabanzi malunga nemveliso ye-inshurensi ye- Liberty Mutual okanye ukufumana isicatshulwa, unokutyelela iwebhusayithi ye-Liberty Mutual, nceda umnxeba nge-1-888-398-8924 okanye usetyenzise i-agent locator ukuze ufumane i-arhente kwindawo yakho.