Inkampani ye-inshorensi ye-Life Colonial igama elihloniphekileyo kwiinshurensi zenzuzo yempesheni. Yayisungulwa ngo-1939 nguEdwin F. Averyt kwaye ikwase-Columbia, eSouth Carolina. I-CEO yangoku kunye noMongameli nguTimothy G. Arnold. Abanye abasebenzi abaphambili zibandakanya: uBill Deehan, oyiNtloko uMongameli wezoThengiswa; Rich Williams, i-Vice-Mlawuli kaMongameli wamaMakethi okuKhula; UDavid Parker, oyiNtloko kaMongameli we-Growth Operations; ULinda Bambacus, uMongameli weeNkonzo zeNkonzo; kunye noDeb Rasmussen, iSekela likaMongameli weeNkcazo zokuNikwa kweNzuzo.
Le nkampani yaba ngowokuqala ukunikezela ngemigaqo-nkqubo yomshuwalense yengozi kunye nomhlaza kubasebenzi ngokusebenzisa i-dollar engaphambili. Ubomi bobuKoloni bubonelelo olusisigxina ngokupheleleyo lwe-Unum ukususela ekuthengeni kwayo ngo-1993. Ithengisa iiphakheji zentsebenzo yomsebenzi kubandakanywa, ukugula okubi, umhlaza, ingozi yokukhubazeka kunye ne-inshurensi eyongezelelekileyo ngokusebenzisa i-inshorensi ezizimeleyo ze-inshurensi kunye nemirhurensi kunye nabasebenzi be-inshurensi kwi-home home. Inkampani ibika kwiwebhusayithi yayo ukuba iqinisekisa ngaphezu kwezigidi ezi-3 ukuya kuma-80,000 abaqeshi kunye nokunyanzelisa i-premium ye-$ 1 yezigidigidi.
Ubomi bobuKoloni bubandakanyeka ngokufanelekileyo kuluntu lwayo ngokusebenzisa imisebenzi yezenhlalakahle nezobubele kwaye lukhuthaza abaqeshwa balo ukuba benze okufanayo. Ngomhla wokugqibela wama-75, Ubomi beColonial bugqityiwe kwiProjekthi yeHatat for Humanity. Abavolontiya basebenzi banikele ngeendlela ezininzi kuquka ukuxhaswa ngemali, ukunikela ngegazi kunye nokuzithandela kwesikolo.
U-Unum ubizwa ngamalungelo kwiColonial Life Arena eyindlu kwikomiti yabasetyhini nabasetyhini kwiYunivesithi yaseMzantsi Carolina.
UkuQinisa kwezeMali, ukuBaluleka kweNkonzo yabaThengi kunye neeNkampani zeeNkampani
Enye ingqwalasela ebalulekileyo xa ukhetha inkampani yomshuwalense yimandla ayo emali.
Imibutho enokuzinza kwemali iyakwazi ukuhlangabezana neembopheleleko zemali kwaye iqhubeke ikhula kwaye iphumelele ukubuyiswa kotyalo-mali. Ubomi bobuKoloni bobuchule obomeleleyo bokubakho kwemali kule mibutho elandelayo:
Inkampani ye-inshorensi ye-Life Colonial nayo inamaphulo amaninzi ukusuka kwiiNzuzo zokuThengisa ama-Award's Choice Awards kumveliso, inkonzo kunye nokutsha.
I-Business Business Bureau
Nangona iColonial Life Insurance Inkampani ayivunyelwanga neBusiness Business Bureau, inkampani yabazali bayo, i-Unum Group, ine-"A-" yokulinganisa ngeBBB. Iqela le-Unum linamaqela angama-3.29 kwinqanaba elingu-5 leBBB eliqulunqwa ngokusekelwe kumanqaku angama-22 ahlolwayo kumthengi. Kukho izikhalazo ezingama-99 ezivaliweyo kule mimandla:
- Ukuthengisa / Imiba yokuthengisa: 2
- Imiba yokuhlawula / yokuqokelela: 12
- Imiba yokuhambisa: 10
- Iingxaki ngemveliso / inkonzo: 75
Products Insurance
Abaqeshi banokwenza izicwangciso ze-inshorensi kunye neenzuzo kubasebenzi ngeColonial Life Insurance Inkampani kuquka le micimbi ye-inshurensi:
- Ingozi yomshuwalense : Ukubonelela ngenqaku lokungenelela kwinqanaba le-inshorensi yempilo yeprayimari kwiindleko ezingaphandle kwee-pocket ezibangelwa ngengozi ezifana neendleko zegumbi loxinzelelo, ukunyamekela okokuqala, utyando, ukuthutha kunye nokulala, iintlawulo ze-ambulensi, izigulane zamatyala kunye nokunyamekela.
- Intsholongwane yeCanshurensi : I-inshurensi eyongezelelweyo ngeendleko ezingabhekwanga yiprogram yomshuwalense wezempilo yonyango kubandakanya unyango lwangaphandle, ukunyanga, ukunyuka kwengeniso, ukunakekelwa kwabantwana, ukulala, ukutya kunye nokunakekelwa kwempilo ekhaya.
- Intsholongwane yokugula : Inkxaso yenkxaso-mali yenkxaso-mali yokunceda ukukhusela ingeniso yakho kwimeko apho unesifo esibalulekileyo njengesihlungu senhliziyo okanye isifo soxinzelelo kwaye awukwazi ukusebenza.
- I-inshurensi yamazinyo: Ukuququzelela iinkqubo zamazinyo ezingagqithwanga yiprogram yomshuwalense wezempilo rhoqo kuquka ukucoca, ukuzalisa, izitywina, ukususwa kwezinyo, isithsaba kunye namazinyo ezongezelelweyo kwii-check-up rhoqo.
- Inkonzo Yomshuwalense Wokukhubazeka: inkxaso ye-Paycheck ukunceda ngeendleko ezifana nerenti, izibonelelo, ukuthengwa kunye neentlawulo zokubolekwa kwemali xa ukhubazekile.
- Inkontileka yebhedlele Isibonelelo seNtshumo-mali : Esi sicwangciso sinika uncedo olongezelelweyo ngeendleko zebhedlele ezingabhekwanga yiprogram ye-inshorensi yezempilo eyimfuneko kubandakanya iintlawulo zentsebenziswano kunye neengxowa-mali ezinikezelwa kwi-intlawulo-mali.
- Ubomi bomshuwalense : Iinshorensi zomshuwalense zengqesho zomntu, umlingane kunye nabantwana. Izicwangciso ezikhoyo kwixesha elide , i- inshorensi kunye nobomi bonke bomshuwalense .
Ukusuka kwiwebsite, abaphathi be-policy banakho ukujonga iintlawulo, bafake iifowuni, bafumane iifom zenkonzo zomgaqo-nkqubo ezinjengeifom zokuguqulwa, iifomu zoluxhamli, ukutshintsha kweefom zobunini, ifomu yokucela utshintsho lomgaqo kunye nefomu ukucela umboleko / ukuhoxiswa okanye ukukhanselwa. Unokucela inkxaso kwinkqubo yakho okanye ibango ngokugcwalisa ifom kwikhasi lenkonzo yomnini-nkqubo.
Okuhle nokubi
Ubomi bobuKoloni buzibonakalise njengomboneleli ophakamileyo ophezulu wemveliso ye-inshorensi yemisebenzi engaphezu kweminyaka engama-75 kumashishini kunye nokulinganiswa kwamandla emali. Isicwangciso sokuchithwa kwemisebenzi yokuhlawula kunye nokukhetha okubhalwe ngekhompyutha kunikwe ukuba kube lula kubasebenzi ukuba bafumane ukhuseleko abayidingayo ngokwabo kunye neentsapho zabo. Omnye umlinganiselo wokungakwazi ukufumana i-quote online.
Iinkcukacha zoqhakamshelwano
Ukuze ufunde kabanzi malunga nemveliso enikezwa nguBomi bobuKoloni okanye ukufumana i-arhente yendawo, unokutyelela kwiwebhusayithi yeNkampani ye-Inshurensi ye-Life Colonial okanye ubize u-1-800-325-4368, ngoMsombuluko-NgoLwesihlanu, ngo-8 ukuya ku-8 ebusuku. Abameli abathetha iSpeyin bafumaneka.