I-inshurensi edibeneyo yinkonzo ehamba phambili yase-United States ye-inshurensi eyongezelelweyo kubantu kunye neentsapho. Ngoku iyingxenye yeChubb, enye yepropati ebanzi eqhutyelwa esidlangalaleni kunye nabashuwalense ababulalayo. Inkampani ine-$ 5 yezigidi zee-inshorensi zemigaqo-inshorensi kunye ne-5-billion yezigidi-mali ze-inshorensi zempilo kwintsebenziswano eMntla Melika. Ukusuka kwiwebhsayithi yekampani, i-Combined Insurance ithi ihlawula malunga nesiqingatha sezigidigidi kumabango ngonyaka okanye phantse iidola ezili-1 ngosuku.
E-Glenview, e-Illinois, i-Combined Insurance isebenzisa ama-5,000 kwihlabathi lonke.
Inkampani yasungulwa ngowe-1922 nguW. Clement Stone. I-CEO yangoku i-Brad Bennett. I-inshurensi edibeneyo ine-$ 2 yezigidigidi kwiimpahla ezipheleleyo. Imisebenzi iquka ii-ofisi eMntla Melika, eYurophu, eLatin America nasePacific.
Ukwahlukahlukana kwindawo yokusebenzela kuyimfuneko ebalulekileyo yeCandelo leNkampani yoMshuwalense. Kwakubizwa ngokuba yi-Hispanic Network Magazine ka-2015 Eyona ndlela ihamba phambili kwiListries Bists ekubonwa njengobuninzi beentlobo zabasebenzisi eMelika.
Ukongeza, i-Victory Media ifake inkampani kwiphepha layo le-2015 ye-Top 100 Military Employers Employees ngonyaka walo wesine olandelelanayo. I-Intshurensi edibeneyo inerekhodi yokuxhasa umkhosi ngokusebenzisa imisebenzi yokuqesha. Ukususela ekuqaliseni umkhankaso walo ngo-2010, inkampani iqeshe ama-veterans angaphezu kwama-2,500 kunye nezicwangciso zokuqesha enye i-2,800 kwiminyaka emibini ezayo.
Ukuzinza kwezeMali, ukuBaluleka kweeNkonzo zabathengi kunye nokuQaphela iiNkampani
I-Intshurensi edibeneyo ihlala ingumkhosi ozinzileyo wezezimali ngaphakathi kwishishini kwaye ineziphumo ezilandelayo ezivela kwimibutho ye- inshorensi :
I-Business Business Bureau
Ifayile yeBusiness Business ye-Business Inc ye-Combined Insurance Company yavulwa ngo-1954.
Kuye ibhizinisi eligunyazisiweyo ukususela kwifayile yayo yavulwa kuqala ngo -1954. Unesilinganiselo "esingu-A +" kunye nezibheno ezingu-22 kwixesha leminyaka emithathu. Le nombolo yesikhalazo esiphantsi kwale nhlangano enkulu. Amanqaku adibeneyo kwiNkampani Yomshuwalense Ehlanganisiweyo i-3.86 kwiinkwenkwezi ezi-5 ezisekelwe kumanqaku angama-22 abahlalutyi. Kukho izibheno zamakhasimende ezingama-56 ezidweliswe kwiindidi ezilandelayo: iingxaki zemveliso / inkonzo (34); imiba ye-warranty issues (1); Imiba yokuhambisa (8); Imiba yokuqokelela imali (10); kunye nentengiso / imiba yokuthengisa (3). Kwizi-56 izikhalazo ezibhaliweyo, ezi-6 zazisombululiswa ukwaneliseka komthengi.
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Ngo-2015, i-Intshurensi edibeneyo ibizwa ngokuba yiLungu leNgcaciso ye-Ward ye-Ward kwi-sixth year.
Products Insurance
Ininshuwalense yokukhubazeka : Isicwangciso se-inshuwalense yokukhubazeka eyongezelelweyo evela kwi-inshurensi edibeneyo inokukunceda ukuba ufake indawo yengeniso yakho rhoqo xa ukhubazekile. Isicwangciso sihlawula i-50% yezibonelelo zakho eziqhelekileyo kwixesha elichongiweyo emva kwexesha apho ukhubazeke ngokupheleleyo. Ubungqina buqinisekisiwe iminyaka engama-65 okanye i-70 xa kuvunywe. Iinzuzo zihlawulwa ngqo kuwe ukuya kwiminyaka emibini.
Ingozi yomshuwalense : Inqubomgomo yengozi eyongezelelweyo yomshuwalense inikezela ngokukhawuleza ngokukhawuleza kunye nezibonelelo ezihlawulwa ngqo kuwe.
Akukho ncitshiseko yezinzuzo zamabango abenziweyo kwaye unako ukugcina umgaqo wakho nangona utshintshe abaqeshi. Ubungakanani bufumaneka kwiingozi kunye nezifo ezikhuselekileyo.
Inkonzo Yomshuwalense wezeMpilo : Iprogram yongeza inshorensi yempilo inokukunceda ukuhlawula iindleko zempilo xa umgaqo-nkqubo wakho womshuwalense wezempilo rhoqo ushiyeka kuquka ukuhlawula ukulahlekelwa kwemali kunye nezinye iindleko zemihla. Izikhetho ezikhethekileyo zikhoyo ziza kunceda ukuhlawula ukunyamekela kokugula kunye neendleko ezinxulumene nomhlaza.
I-inshurensi yoBomi : Ukuba isicwangciso sakho se-inshorensi yobomi esisiseko asiboneleli intsapho yakho ngenani lokukhuselwa abayidingayo xa ungekho ukuba uyabanyamekele, umgaqo-nkqubo womshuwalense wenkxaso-mali unokuncedisa ukuzalisa loo mpahla.
Izicwangciso zee inshorensi zobomi ezongezelelweyo zifumaneka kwiNkampani Yomshuwalense Ehlanganisiweyo enika iintlawulo zeemali ezixhasayo kubanini bakho abaxhamli ngaphezu kwexabiso elihlawulwe kwi-inshorensi yobomi bomshuwalense.
Oku kubaluleke kakhulu ukunika inkxaso intsapho yakho ngeendleko zokugqibela, izindleko zezindlu kunye nokufumana imali engenayo.
I-inshurensi ye-Medicare Supplemental : I-Medicare Supplemental Inqubomgomo yomshuwalense efumaneka kwi-Intshurensi edibeneyo ayinikezeli ukukhawuleza kwemeko okanye ixesha lokulinda, ukukwazi ukukhetha oogqirha bakho, akukho fom yefowuni, ukhetho lwezinto zokukhetha kunye nommeli onikezelwe ngumthengi ovumelekileyo ukuphendula akukho mibuzo.
Okuhle nokubi
Iinkonzo
I-inshurensi edibeneyo yinkonzo ehamba phambili ye-inshorensi eyongezelelweyo kwaye iyafumaneka kwi-United States. Unokulinganiswa kweenkonzo zemali kunye nokuthengiswa kwabathengi.
Ukuba ukhangele indlela yokuncedisa ubomi bakho obukhoyo, ingozi, ukunakekelwa okubalulekileyo, inshuwalense yezempilo okanye isicwangciso seMedare; I-inshurensi edibeneyo yinto efanelekileyo yokuyiqwalasela xa uthengela ixabiso elifanelekileyo kwi-inshorensi .
Umxhasi
Ayikho yonke inkqubela yomgaqo-nkqubo iyatholakala kuwo wonke urhulumente.
Iinkcukacha zoqhakamshelwano
Ukufumana ulwazi oluthe xaxa malunga nemikhiqizo ye-Intshurensi yomdibaniselwano, ukufumana isicatshulwa okanye ukufumana i-arhente yendawo; unokutyelela iWebhsayithi yeNkampani yeNshishino okanye ubiza 1-800-490-1322.