Ziziphi iinkampani zeInkushurensi ezenza iCet
Ewe, umntu ukwenze oku kuwe kakade. Iqela leWard livelisa "uluhlu oluphezulu lwe-Ward 50" kubomi bobubomi kunye nabatshutshisi bempilo kunye nepropati kunye nabasemagunyeni abatshutshiso ngamnye ngonyaka. Ngokusebenzisa olu lwazi kunye nolwazi oluqokelela kwimibutho ye- inshorensi , uya kuba kwindawo engcono yokufumana inkampani ekwazi ukujongana nayo yonke imfuno zakho ze-inshorensi.
Inkcazo yeNkampani
Iqela leWard yinkampani yophando yomshuwalense ehlalutya ipropati engaphezu kwama-3 000 kunye nabasemagunyeni abatshutshisi kunye ne-800 yobomi kunye nabanini-mshishino bomshuwalense ngamnye ngonyaka. Kulo hlalutyo olunzulu, inkampani ishicilela "Uluhlu oluphezulu lweWard." Iqela leWadi liye lashicilela iinkampani ze-inshorensi eziphezulu ukususela ngo-1991. Ukongeza kwezi zintlu zamahhala, inkampani nayo ineenkcukacha ezilandelelweyo ezicacileyo zenkampani nganye ezidweliswe umyalelo.
Inkampani yomzali weWard yiMcLagan Aon Hewitt, inkampani yeenkonzo zemali eyaziwayo. UMcLagan wenze iinkonzo zokulinganisela kwihlabathi lonke malunga neminyaka engama-50.
Amaqabane aphezulu abambisana neWard Group abandakanya i-Assurance Accounting & Systems Association (i-IASA), uMbutho weSizwe weNkampani yeNkampani yoNtsholongwane ye-Mutual (NAMIC) kunye neNkampani ye-Casualty Insurers Association of America (PCI). Iqela leWard linabasebenzi abangaphezulu kwama-200 kwiinkonzo zecandelo leenkonzo zezimali kunye neqela elizinikele elijolise kwishishini lomshuwalense.
Iofisi yenkampani yenkampani ifumaneka eCincinnati, eOhio.
Iprogram ye-Top 50 yokuqinisekiswa kweWadi
Ukuze zifakwe kwiluhlu lweWard Top 50, inkampani yomshuwalense kufuneka iphinde ihlalutyo olujulile kwaye idlulise iimvavanyo zokulinganisa ukusebenza. Ukuze ufanelekele uluhlu lweWard Top 50, inkampani yomshuwalense kufuneka ibe yoshishino ubuncinane iminyaka emihlanu. Iinkampani ezifanelekileyo kwi-Ward Top List List zikwahlulelwa ngokulingana, ixabiso, ixabiso kunye nokukhula kwintsikelelo kwiminyaka emihlanu edlulileyo. Nazi ezinye iindlela zokukhethwa njengenkampani yomshuwalense ophezulu:
- Iimali ezingaphezu kwezigidi ezingama-50 zeemali eziye zahlaziywa
- Umlinganiselo osisiseko somngcipheko we-150% okanye ngaphezulu
- Inani lokukhula kweeprimiyam kufuneka libe -10% ukuya ku-40%
- Phinda uvavanyo lwentsebenzo yenkampani
- Ukwahlula kwi-10% ephezulu yeqela lezontanga
Ngaphantsi
Iqela leWard aliniki ireyithi yokulinganisa ibakala kwiinkampani zomshuwalense ngendlela enye imibutho yokulinganisa yenza njenge- AM Best , Standard & Poor's and Fitch's rating services. Into eyenziwa yinkampani ibandakanya uluhlu lwabathengi beenkampani ze-inshorensi eziphezulu ekubini ubomi kunye nempilo kunye nepropati kunye nezintlu zokuhlaselwa. Azikho iinkqubo ezinzima zokulinganisela ukuba uzibonele - nokuba inkampani yenza uluhlu okanye abazange bakwenze.
Kulula kangakanani loo nto? Ngohlalutyo olunzulu olusetyenziswa kwiinkampani zomshuwalense yiQela leWadi, unokuqiniseka ukuba inkampani yakho iluhlu oluphezulu lweWard 50, ngumqhubi ophezulu kwishishini lomshuwalense. Le ngcaciso inokukwenza uzive ukhululekile ngokwazi ukuba uthenga i-inshurensi ngokusebenzisa umphathiswa othembekileyo. Ukuze ufunde kabanzi malunga neenlist eziphezulu ze-Ward Group kunye nezinye iinkonzo zophando kunye nohlalutyo olukhoyo, unokutyelela kwiWebhsayithi yeWadi yeWadi okanye ufonele u-513.791.0303.
Ukuba ucinga ukuba inkampani yakho ye-inshorensi ayenzi ibanga, mhlawumbi lixesha lokuqwalasela indawo yokuthenga inkampani entsha yomshuwalense efanelekileyo ngokufanelekileyo. Enye indawo enokuqala ukukhangela uphando ngee-inshurensi iiwebhusayithi ezifana ne- NetQuote , US Insurance Online okanye i-Compare.com .