Iindima ziyafana kodwa kukho ukungqubana okukhulu
"Ummeli wobuqu," "umphathi" kunye "nomphathiswa" ezinye zezihloko oza kuhlangabezana nazo. Ezinye zezohlukileyo zincinci kwaye ezinye zibaluleke ngakumbi.
Abameli bebodwa, abaqhubi, kunye ne-trustees zizo zonke i-fiduciaries - igama elibhekiselele ekuphathweni ngokwemigaqo kwaye ngokufanelekileyo ukujongana nemicimbi yabanye - kodwa banokudlala indima ehlukileyo kwicebo lakho .
Ummeli Wezakhe
La magama ahlala esetyenziswa ngokungafaniyo, ngesizathu esihle. Abaphathi kunye nabalawuli bobabini abameli bomntu. Cinga ngo "ummeli womntu" njengegama elivulekileyo leminye iindima ezimbini. Ukwahlukana phakathi kwabo kukuthi ngaba akazange ahambe okanye ayishiye intando.
Indima yoMlawuli
Ummeli womntu wakhethwa ngumgwebi ukuba ahlole ukulawulwa kweendawo eziphathekayo. Ingaba ngumntu, isikhungo esinjengebhanki okanye inkampani yokuthemba, okanye ukudibene kokubili. Ukuba u-decedent ushiye umnqweno wokugqibela kunye nomnqophiso, mhlawumbi unomntu ngamnye ofuna ukujongana nalo xanduva. Kwiimeko ezininzi, ijaji iya kukuhlonela izifiso zomntu kwaye imisele lo mntu.
Xa ummeli wakhe otyunjelwe kwisimo ngentando, ubizwa ngokuba ngumphathi wefa.
Indima yoMlawuli
Nangona i-decedent ingashiyi intando, i-estate yayo kufuneka ibe neengxaki kwaye umntu kufuneka ajongise le nkqubo. Kwinqanaba elithile, umthetho welizwe uchaza ukuba ngubani umgwebi onokumtyunjwa ukuba abe ngummeli waloo mntu.
Ngokomzekelo, amanye amazwe afuna ukuba iqabane eliseleyo limele libe ngummeli waloo mntu ngaphandle kokuba liye lithengisa phambili okanye ayifuni ukuthatha umsebenzi. Ukuba uyayigcina le lungelo, ijaji inokuhambisa phantsi uluhlu olusemthethweni lwabanye abantu abanokukhonza. Xa ummeli wakhe otyunjwe ukuphatha ifa lomntu ongazange ashiye intando, ubizwa ngokuthi "umlawuli." Kumele adlulise ipropati ye-decedent kwisihlobo sakhe esiseleyo ngokwemigaqo yomgaqo-nkqubo ngenxa yokungabi nento yokufuna ukuchazela ukuba ngubani ofuna ukuwufumana.
Indima yeTrasti
Umphathiswa ngumntu obizwa ngokuba ngumntu odala i-trust -thiwa ngumenzi othembekileyo okanye umniki-mali-njengenxalenye yesicwangciso sakhe sobubi . Umphathiswa uyawongamela ulawulo lwemihla ngemihla elifakwe kwi-trust.
Umnikezeli kunye ne-trustee ngokuqhelekileyo ngabantu abafanayo xa ithemba likhutshwa. Umnikezeli / umphathiswa angakunciphisa ithemba kwaye athathe ipropati kuyo njengoko ibona kufanelekile. Ukuba ufanele angakwazi ukukhubazeka ngoko akakwazi ukujongana nemicimbi yakhe, amaxwebhu amathenda awayidalayo aya kumisela umntu njengomphathiswa olandelayo. I- trustee elandelwayo iya kungena kwaye ithathe ulawulo lwe-trust.
Uya kwenza okufanayo xa umniki-mali / umphathiswa efa, ngokuqhelekileyo esasaza ipropati yesithemba kubaxhamli bayo kunye nokuyivala. Iimpahla ezigcinwe kwi-trust ayifuni ukudlulela kwi-probate kwaye inkundla ayibandakanyiyo ngokuqhelekileyo.
Ukuthembela okungenakuguqulwa kukunye apho umniki-mali udala khona kwaye unyuke. Ubeka omnye umntu ukuba abe ngumphathiswa, kwaye akayi kuguqula ingqondo yakhe okanye athathe indawo leyo. Kule meko, umphathiswa omileyo uya kuqhubela phambili ukulawula ukuthembela xa kufuneka u-testator afe okanye angakwazi ukukhubazeka.
Njengommeli womntu, i-trustee ingaba ngumntu, isikhungo okanye ukudibana kokubili.