Zonke iiKholeji azifanga kwiNtsebenzo yeMali
Ngaphandle kobutyebi kakhulu, imali kunye ncediso lwezemali zihlala ziyimfuneko ebalulekileyo ekunqumeni iikholeji ukuya kuyo. Kubonakala kunengqiqo ukufuna ukwandisa inani lemali efunyenweyo ngemali, kodwa ngamanye amaxesha umbuzo unokuqhubeka - ngaba kungcono ukuchitha imali encinane yemali yethu ukuthumela umntwana wethu kwiikholeji ezahlukeneyo? Ngokuqwalaselwa okuninzi kwi- FAFSA yasekuqaleni , inkqubo eyona yendlela yokukhetha ikholeji ilahlekelwa yinkwenkwezi.
Iintsapho ezininzi zikulungele ukufumana ubunzima obuncinane bezezimali ukuba kuthetha ubomi obulungileyo kubafundi babo, kodwa uyazi njani ukuba loo mali isetyenziswe kakuhle? Ngethamsanqa, kukho ezinye iinkqubo ozijonga ngazo ezinokuba luncedo ekwenzeni isigqibo. Unokwazi ukubheka amanani esikolweni malunga namanani okugqweswa kunye nokuqeshiswa kwemisebenzi yabalimi, kodwa enye into ekufuneka uyiqwalasele ngetyala leemali ezifunyanwa ngabafundi ukufumana i-degree.
Ukuhlola iKhakethi yeKholeji
Idata iyafumaneka kwiSebe leMfundo leKholeji yeCollecards. Unyaka ngamnye lo mgca uhlaziywa kunye neenkcukacha zoburhulumente zakutsha kwaye zenziwe zifumaneke ukusetyenziswa kwakho. I-Scorecard yeKholeji ibandakanya ulwazi oluyiyo kumaziko angaphezulu kwama-7000 emfundo, ngoko ke amathuba okuba iikholeji eziphezulu zabafundi ziya kufakwa. Ezinye iziphumo eziphambili zibandakanya:
- Hlola amazinga okugqweswa kwezifundo: Phakathi kweepesenti ezili-10 zeekholeji zeminyaka emine ngamazinga okugqiba , ngaphezulu kwabafundi abane kwabafundi abaphumelele kwiminyaka emithandathu; ngelixa ephantsi kweepesenti ezili-10 zeekholeji zeminyaka emine, ngaphantsi kwekota yebafundi abaphumelele ngelo xesha. Kubalulekile ukwazi ukuba ungalindela ixesha elingakanani ukuba umfundi wakho uza kuba kule kholeji. Olu lwazi ludityaniswe nokunyuka kweendleko ezilindelekileyo. Kufuneka kwakhona ukuba ugqibe ukuba ngaba kukho nawuphi na umda kwimali yenkxaso yemali umfundi wakho eyayifumana ukuze ukwazi ukuqikelela kangcono iimfuno zakho zemali.
- Iintlawulo ziyahluka kakhulu: Kukho umahluko kwiintlawulo kunye neendleko ezihambelana nokuya kwiikholeji ezithile. Iintlawulo nazo ziyahlukahluka kakhulu kuzo zonke iindidi kunye namaziko omgangatho. Ukuba ikholeji ngokwayo ayizange ihlaziye iwebhusayithi yayo, sebenzisa le ndawo ukujonga ukuba ngaba umfundi wakho uya kukwazi ukufumana imali eyaneleyo emva kokugqitywa ukubuyisela imali nayiphi na imali ebolekwa ngumfundi.
- Imiba eyahlukileyo ichaphazela ukukwazi ukubuyisela imali mboleko yabafundi: Ngokuqinisekileyo enye into echaphazela ukukwazi ukuhlawula imali yimozulu yezemali. Ngethuba lokunciphisa imali, ababolekisi babolekisa abafundi bafumana ixesha elinzima lokufumana imali yokubolekisa imali yabo. Nangona kunokuba kunzima ukumbona phambili ukuguquka kwezoqoqosho, kukulungele ukuboleka kangangoko kunokwenzeka ukwenzela ukuba igalelo lincinci kakhulu xa isimo sezoqoqosho sitshintsha. Kwakhona, qiniseka ukuba ukuboleka kwakho kuhambelana nemfundo enikezelwayo. Izikolo kwizikolo ezingenelwe inzuzo kunye namanye amaziko eminyaka amabini ahlawulwa ngokugqithiseleyo atya kuba nexesha elona ludeni lokulawula ityala.
- Qinisekisa ukuba unokugqiba oko uqalayo: Isebe leMfundo liqinisekisa kwakhona ukuba ixabiso elibi kakhulu ngumfundi angazange agqibe. Iinkcukacha zibonisa ukuba ababoleki abaphumelele kwiikholeji banako ubuchule kunye nezakhono zokuqhuba inkqubela ekuhlawuleleni amatyala abo kwiminyaka emithathu yokushiya isikolo. Kodwa kuphela ama-56 ekhulwini abo bafundi abaye baye esikolweni ngamatyala kwaye akukho danga abaye bahlawula ngokukhawuleza imali yabo. Ukuba ucinga ngokuthatha imali eninzi yokuthumela umfundi wakho ekolishi, qi niqiniseke ukuba yindawo apho ehlala khona ithuba elihle lokuphumelela.
Olunye ulwazi olufumaneka kwiKholeji yeKholeji liquka iindleko zabafundi banokulindela ukuhlawula ngokwemivuzo yentsapho, ukuzinza kwezemali kweziko ngokwalo, amathuba okugqiba idide, kunye nantoni na abalindayo abanokulindela ukufumana ukufikelela kwiminyaka eyi-10 emva kokuqala ukungena esikolweni. Nangona le datha ifakiwe kwiindawo ezithile zokukhangela kwiikholeji, kukulungele ukuhamba ngqo kumthombo ukuvavanya imeko yakho.