7 Iinkcukacha Eziqinileyo Ngokuncediswa Kwezezimali

Ulwazi Olufunekayo Ukwazi Ukukhuphula Amathuba Akho Ezemfundo

Njengoko iintsuku zasehlotyeni ziqala ukukhunjulwa kwimemori, iintsapho ezininzi zibuyela kwizicatshulwa zesikolo. Kweminye, le nto yinto nje yokuthenga izinto zokufunda zesikolo, kodwa kubazali bokunyuka kwamabanga aphezulu esikolweni kunye nabadala, kunokuzisa umhlaba omtsha wokukhathazeka ngeekholeji. Okubaluleke kakhulu, banenkxalabo yokuba bakwazi ukuhlawula konke. Ukuba ungumzali womfundi ophakamileyo onqwenela ukufunda ukuya kwikholeji, nakhu iziqendu ezisixhenxe ezifunekayo ukuba wazi malunga nokuncedisa ngemali.

Iindidi zoNcedo lwezeMali

Uncedo lwezezimali luvame ukuphulwa phantsi kwee-grants, i-scholarships, iimboleko kunye neenkqubo zokufunda. Uncedo lunokufumaneka kwi-federal norhulumente karhulumente, kwikholejini apho umfundi wakho esebenzisa khona, okanye amashishini abucala kunye nemibutho yobubele. Ngokona nxalenye, ufuna ukukhulisa inani lemali ongenayo ukuba uyihlawule, kwaye unciphise inani lemali oyibolekayo.

FAFSA Umnqophiso wokugqibela

I-FAFSA iqala ngo-Oktobha 1, eyona mhla wokugqibela owaqala ngowama-2016. Isebe leMfundo liye laqulunqa igama elithi "I-FAFSA yasekuqaleni" kule tshintsho. Uya kufuneka ulungele ukugqiba i-FAFSA ngaphambili kunanini ngaphambili.

Fumana ngokuqhelekileyo nge-FAFSA yasekuqaleni

Ingeniso esetyenzisiweyo kwi-FAFSA iya kuba yiminyaka emibili ngaphambi komnyaka wesicelo (obizwa ngokuba yi-FAFSA yasekuqaleni), kungekuphela konyaka omnye ngaphambi komnyaka wesicelo njengoko kwakunjalo ngaphambili. Abo bakulungiselela ukugqiba i-FAFSA ngo-Oktobha ka-2016 ukucacisa ukufaneleka koxanduva lwezemali ngoku kuya kukwazi ukusebenzisa ulwazi ukusuka kunyaka werhafu ka-2015.

Esikhundleni sokuqikelela ulwazi, kufuneka ube nokufikelela kwi-IRS Date Retrieval Tool (i-DRT) ukuba ezo ntlawulo sele zithunyelwe.

Iingxowa-mboleko zeMali-mboleko yeNkxaso-mboleko ziye zawa

Imali-mboleko yomfundi omtsha ekhutshwe emva kukaJulayi 1, 2016, iya kufikelela kwisiqingatha sepesenti kwinqanaba elingaphantsi kweemali ezikhishwe ngonyaka.

Amanani omdla weeNgxowa-mali ezijoliswe ngqo kunye neeNgxowa-mali ezingahlawulwanga ngabafundi bezifundo zakuqala ziya kuba ne-3.76%. Iingxelo ezihlawulwayo ezihlawulwayo zabafundi abaphumeleleyo kunye nabafundi abanezakhono ziya kuba ngu-5.31%. I-PLUS ngqo Iireyithi zemboleko zabazali kunye nabafundi abaphumeleleyo okanye abaqeqeshiweyo baya kuba ngu-6.31%. Kulo nyaka kubaluleke kunanini ngaphambili ukuthelekisa irhafu yemali yokubolekwa kwemali mboleko ngaphambi kokuboleka nayiphi na imali kwiikholeji.

Federal Pell Grant

Ezi zivame ukunikezwa kuphela kubafundi besikolo sokuqala, kodwa kukho ezinye iimeko apho umfundi obhalise kwinkqubo yokuqinisekisa isifundo seetitshala angayifumana i-Pell Grant. Ngonyaka we-2016-17 (u-Julayi 1, 2016, ukuya ku-Juni 30, 2017), ibhaso elona liphezulu li-$ 5,815, kodwa imali onokuyifumana ixhomekeke kwimfuno zezemali, indleko yokuhamba, isikhundla sokuba lixesha elipheleleyo okanye inxalenye- umfundi wexesha, kunye nezicwangciso zokuya esikolweni umnyaka opheleleyo wezemfundo okanye ngaphantsi. ISebe leMfundo kwakhona lisandul 'ukuba abafundi abangaba-12 000 abavalelwe ngoku baya kulungelelaniswa neFelleral Pell Grants phantsi kweNkqubo yesiBili yoPhulo lweSizwe.

Abafundi abanezidingo zeMali ezingapheliyo

Isibonelelo soMbutho wezeMfundo esiNcedisayo (i-FSEOG) isibonelelo sabafundi besikolo esiphantsi kwabafundi abaneemfuno eziyimfuneko zemali.

Abafundi banokufumana phakathi kwama-$ 100 kunye ne-4,000 ngonyaka, kuxhomekeke kwimfuno zemali nakweminye imiba, kodwa imali iyancipha kwaye zonke izikolo azibandakanyeli kule nkqubo. Ukuba unesidingo esikhethekileyo semali jonga iofisi yoncedo lwezemali esikolweni apho ufaka isicelo ukuqinisekisa ukuba banikela nge-FSEOG, kwaye qi ni sekisa ukuba uthumele i-FAFSA yakho ngokukhawuleza.

Izibonelelo ezifumanekayo zootitshala bexesha elizayo

ISIFUNDO Isibonelelo singakunceda uhlawule iikholejini ukuba uceba ukuba ngutitshala kwintsimi efunekayo ephezulu kwindawo engenayo imali. Uya kufuneka ukuba uthathe iintlobo ezithile zeeklasi ukwenzela ukuba ufumane isibonelelo kwaye ufundise ixesha elithile kwindawo ephantsi engenayo. Qinisekisa ukuba uyayiqonda ngokupheleleyo imbopheleleko yakho, njengoko abafundi abangayithobeli le mfuno bangabona i-grant yabo ibe ngumboleko.