Ngaba Unokubamba okanye Ufike Ngaphambili Ukubeka Phambili?
Abafundi beekholeji banquma ukuthatha iiklasi zasehlobo ngezizathu ezininzi. Kungenzeka ukuba ube namava okuqeqeshelwa umsebenzi. Abanye basenokungaphumeleli ikhosi ethile kwaye bafuna ukuyibuyisela ukuze bafumane ibakala elidlulayo. Abanye banokuba nexesha elilukhuni lokugcina iikholeji ngexesha lonyaka wekholeji, kwaye kufumanisa kulula ukuzalisa kunye neeklasi ezimbalwa ngexesha lehlobo. Oku kunokukunceda ukunciphisa iindleko zokuya kwiikholeji epheleleyo ngokuthatha ezinye iiklasi ezifunekayo kwiikholeji zasekuhlaleni.
Kwaye abanye bazama ukuqhubela phambili kwiiklasi zabo ukuze bakwazi ukuphumelela kwangaphambili kunokulindelwe.
Kungakhathaliseki isizathu, enye into ekufuneka ihlale iqwalaselwe phambi kokuba ubhalise kulezi klasi yimali - unokukwazi ukuyihlawula? Cinga ngeendleko eziza kubakho kuyo yonke into - ukufundiswa, iindleko zokuhlala, ukutya kunye nokuhamba. Ukuba abazali bakho bahlawula iindleko zakho zekholeji, kuya kufuneka uxoxe nabo ukuba bafumane ukuba ngaba baya kuba nemali ekhoyo ngaphambili kunokuba babelindele. Umfundi akanako ukukwazi ukuthatha umsebenzi wehlobo, onokuchaphazela uhlahlo lwabiwo-mali olulindelekileyo. Ekugqibeleni, kufuneka uqwalasele ukuba ukuya esikolweni sasehlotyeni kuya kuthintela iphakheji yakho yenkxaso-mali:
- Hlola ngeofisi yesevisi yezemali yesikolo: Khangela ukuba uninzi lwepakethe yakho yenkxaso-mali lulungele ukusetyenziswa ehlobo. Buza ukuba urhulumente wakho unayo nayiphi na inkqubo ekhethekileyo yesibonelelo kwiiklasi zasehlotyeni. Futhi qhubeka ukhangela nayiphi na i-scholarships engasetyenziswa kuphela kwiseseshoni yehlobo. Ukuba ungumfundi othe tyelela, awuvumelekanga ukuba uncedo lwemali kwisikolo sakho sasehlobo.
- Inkxaso-mali ye-Pell ingafumaneka: Nangona unako ukusebenzisa i-Fell Grants Grants ukuhlawula iiklasi zasehlotyeni, gcinani engqondweni ukuba kukho ikhefu lokuphila kwi-Pell Grant ukufaneleka. Umthetho we-Federal ubeka umlinganiselo wemali ongayifumana kwixesha elizeleyo ukuze ulingane neminyaka emithandathu ye-Pell Grant. Isixa esiphezulu se-Pell Grants onokufumana unyaka ngamnye wonikezelo ulingana no-100%. I-Award iminyaka iqhutywa ngoJulayi 1 wonyaka omnye ukuya ku-Juni 30 wonyaka ozayo, ngoko ukuba awukho kwiiklasi ixesha elipheleleyo okanye ungabhaliswa kunyaka opheleleyo, unokufumana inkxaso ye-eholide. Ingena kwiNkqubo yeNkcukacha yoLuntu yeMali-mboleko yeNational (NSLDS®) ukujonga i-LEU yakho.
- Iimbolekiso zabafundi: Qaphela ukuba ezinye izikolo zinokufuna isicelo semboleko esahlukileyo kwiinyanga zasehlobo. Kwakhona, cela iofisi yoncedo lwezezimali iinkcukacha uze uqinisekise ukuba ufake ifowuni ngexesha. Gcina ingoma nayiphi na imali oyibolekayo ukuze ungadluli umda wokufaneleka wemboleko wonyaka. Oku kunokuba kulukhuni xa usebenzisa iimali-mboleko zomfundi ngexesha lehlobo kunye nokufuna ukuboleka kwakhona xa iiklasi eziqhelekileyo ziqala kwakhona ekuwa.
- Ngaba ufuna ukufakela i-FAFSA ? Xa ufaka isicelo seseshoni yehlobo, khangela ukuba ikholeji yakho ifuna ukuba ufuna ukufaka isicelo samahhala kwi-Federal Student Aid (FAFSA) okanye nayiphi na isicelo soxanduva lwezezimali.
- Yazi xa iintlawulo zifuneka: Xhagamshelana ne-ofisi yoxanduva lwezemali ukufumanisa ukuba iintlawulo zifuneka nini kwi-semester yakho yasehlobo ukuqinisekisa ukuba uncedo lwezemali okanye iimali-mboleko zomfundi zifunyenwe ngexesha. Awufuni ukumangaliswa ngokufumana inkokhelo ngenxa yesaziso kungekudala ngaphambi kokuba iiklasi zibekwe ukuqala.
Ukuba ukhetha ukusebenza kwithuba lesithuba kwaye uthatha iklasi okanye ezimbini, kungenzeka ukuba unokuhlawula iikholeji zakho zasehlotyeni ngaphandle kwemali oyifumanayo kwaye akuyi kudingeka ukuba uthembele kwinkxaso yenkxaso yezemali. Unokudiliza uncedo lwezemali, unikezele kwakhona uncedo xa ubuya esikolweni kwakhona ekuwa.
Ukuya esikolweni sasehlotyeni kunokuba yindlela efanelekileyo yokufumana iiyure ezimbalwa zekhosi, kodwa qiniseka ukuba akubangeli ubunzima bezimali kuwe okanye kwintsapho yakho.