I-Identity Guard yinkonzo yokukhusela ulwaphulo olunikezela iinkonzo ezingaphezulu kweenkonzo zokujonga ngetyala. Ikwazisa ukuba utshintsho kwiprofayili yakho yesazisi ebonisa ukuba ulwaphulo lobunikazi okanye ikhokhredithi yamakhadi ekhredithi ngamanqanaba amane enkonzo nganye ehlukeneyo kunye nempawu eyahlukeneyo (inqaku lokuba amaxabiso angatshintsha):
- Eziyimfuneko - $ 9.99 / ngenyanga
- Igolide - $ 14.99 / ngenyanga
- IsiKhuseli soBonke-$ 19.99 / ngenyanga
- I-Platinum - $ 24.99 / ngenyanga
IiNkonzo zoKhuseleko loLwazi
Zonke izicwangciso zinikezela ukubeka iliso lomnxeba wentlalo, ukubeka iliso kwi-intanethi "kumarhwebo omnyama", iinguqu zokuqinisekisa i-id, izaziso zokuthatha i-akhawunti, ukukhuselwa kwekhredithi, ukukhuselwa kwephasiwedi kunye ne-$ 1 yezigidi kwi-inshurensi yobushushu besazisi.
Iphakheji yeGolide yongezelela ukubeka ingqalelo kwenguqu ye-adware, ukubeka esweni imihla ngemihla zonke iingxelo zakho zeentengo zemboleko zekredenti, isofthiwe ye-encryption ye-keyboard, ukufikelela kwe-akhawunti ngokusebenzisa i-app yeselula, kunye neengxelo zeentengo zemali kunye nomhla wecredit kunye ne-analyzer credit yakho ingxelo ye-credit card. Iphakheji yeGolide ayinikezeli ukhuseleko lwephasiwedi.
Iipokethi zeNkxaso yoKhuseleko iyakha kwiphakeji yeGolide, kodwa ikunika ukufikelela kuzo zonke iingxelo zeentengo zemboleko kunye neengxelo zemboleko kwikota nganye, inikeza umhlalutyi wesikweletu kuzo zonke iisitulo ezintathu zeentengo zemboleko, zongeza ukulandelwa kwerekhodi yomphakathi kunye ne-PC ye-antivirus software.
Ekugqibeleni, iphakheji yePlatinum inikezela zonke iinkonzo zezinye iipakethi kunye neengxelo zeentengo zemboleko zenyanga kunye nokufikelela kwamanqaku emboleko.
Unokuzama nayiphi na iipakethi ngeesilingo ezimbini zeveki, kodwa ityala lifuna ukuba ufake inombolo yakho yekhadi lesikweletu. Ukuba awuyikucima ngaphambi kokuba ixesha lokuvala liphelile, ikhadi lakho lekredithi liya kuhlawulwa ngokuzenzekelayo ngentlawulo yokuthenga.
Zonke izicwangciso zinemali eyi-1 yezigidi ze-inshorensi yokukhusela i-inshorensi engekho. Inkokhelo yokukhusela i-inshorensi yobungakanani ingasetyenziselwa ukumboza iindleko ezibangelwa ukucima i-ID yebabi, kubandakanya ukuhlawulelwa kwemvuzo elahlekileyo kunye nokunyamekelwa kwabantwana.
Ubuninzi boLwazi kunye neMpilo
Inkonzo ye-Lifelock Identity Ukhuselo lwenkohlakalo inokufaniswa nenkonzo ye-Identity Guard. Nangona kunjalo, akukho zicwangciso ze-Lifelock zibonelela ngekota nganye okanye ingxelo yenyanga yemali okanye ukuhlaziywa kwamanqaku.
I-Lifelock's product inikeza izilumkiso zamaqhetseba zamahhala - zifakwa ngqo kwii-akhawunti ze-akhawunti ze-Equifax kunye ne-TransUnion (ngokungekho ngqo kwiingxelo ze-Experian). I-Identity Guard ayinikezeli iziqhetseba zobuqhetseba, kodwa le nto ungayenza mahhala ukuba ngaba ukhetha ukufumana iliso ngetyala kunye nomkhiqizo wokubeka esweni.
I ngcebiso
Isicwangciso soKhuselo esipheleleyo kwi $ 19.99 ngenyanga sibonakala sixabiso elifanelekileyo, ngokubhekisele kwenkqubo yokubeka esetyenzisweni, kunye nokubeka esweni kwiingxelo ezintathu zeentengo zemboleko kunye namanqaku, kunye nokuhlaziywa kwekota kuzo zonke iingxelo ezintathu kunye namanqaku.
Unokubeka iliso iingxelo zakho zemali-mboleko - ikakhulukazi mahhala-unyaka wonke. Okokuqala, ungabhalisa kwi-Credit Karma - ukufikelela kwii-TransUnion kunye ne-Equifax kunye neengxelo zemboleko kunye neengxelo zemali-mboleko, iSesh Sesame-ukufikelela kwingxelo yakho yeNgxowa-mboleko yemali kunye namanqaku okuthenga ngetyala, kunye ne-Quizzle-ukufikelela kwingxelo yakho yemali ye-Equifax kunye namanqaku ekhredithi.
Unokuphinde ulayishe ikhophi yamahhala yeengxelo zekredithi ngamnye ngonyaka u-AnnualCreditReport.com. Ezi ziza kukunika isibonakaliso kwiinguqu kwiprofayili yakho yekhredithi ebonisa ukwebiwa kobunikazi. Oko ungayifumana kulezi nkonzo, nangona kunjalo, i-inshurensi yokubamba i-ID ukunceda ukucutha iindleko zokusingatha ubuni obubiweyo.