Ukuba nekhadi lesikweletu kukubeka engozini yokukhwabanisa kwekhadi lekhredithi , nangona ubungozi obuncinane. Kodwa, kukho izinto ezithile ozenzayo ezenza ube ngowomngcipheko wokuba lixhoba lekhredithi yekhadi lesikweletu. Ezinye zezi zinto akunakunqandwa, kodwa uyazi ukuba ezi ntshukumo zithetha ukuba kufuneka ujonge umsebenzi wakho wekhadi lesikweletu ngokukhawuleza ukuze ubambe naziphi na iintlawulo ezingagunyaziswanga.
Emva kokuthambisa ikhadi lakho lesikweletu kumhlobo okanye isihlobo .
Nanini naxa omnye umntu enekhadi lakho lekhredithi, usengozini yokunyuka kwekhadi lomkhredithi. Akunjalo ukuba umthandayo uya kusebenzisa kakubi ikhadi lakho lekhredithi, kodwa abanakho ukunyamekela ngekhadi lakho njengoko uya kuba.
Emva kokusebenzisa ikhadi lakho lekhredithi kwipompo yegesi . Amasela ekhadi lokuthenga ngekhredithi ayaziwa ngokufaka abakhangeli bekhadi lesikredenti kwi-slot yekhadi lesikweletu kwipompo yegesi (kunye ne-ATM). Ezi zixhobo ezikhungululayo zinzima kakhulu ukubona ngenxa yokuba zibukeka njengomfundi wekhadi lokuthenga ngetyala. I-skimmer iyibamba kwaye igcine ulwazi lwekhadi lesikweletu nge-swipe yamakhadi nganye. Isela libuya emva koko ukukhuphela lonke ulwazi lwekhadi. Ezinye iifowuni zokucoca zixakeke kangangokuba isela lingasebenzisa ubuchwepheshe beBluetooth ukukhuphela ulwazi lwekhadi lesikweletu ukusuka kude, ukunciphisa amathuba abo okubanjwa.
Izitulo zeGesi zingaba zijoliswe ngakumbi kwiinjongo zobuqhetseba kwiinyanga eziliqela ezizayo. Uninzi lwabanye abathengisi baphucula kwiinkqubo zekhadi zesikweletu ze-EMV ezikhuselekileyo, kodwa izitishi zegesi azidingeki ukuba zithathe iteknoloji kude kube ngo-2017.
Emva kokuthumela imifanekiso yekhadi lakho lekhredithi . Kwabanye abantu, ungathumeli ulwazi lwekhadi lakho lesikweletu kwi-intanethi ayikho i-brainer. Kodwa kukho i-akhawunti ye-twitter ezaliswe ngempembelelo kubantu abenze oko kanye. Ngoxa ungeke ulayishe ngokuzithandela imifanekiso yekhadi lakho lesikweletu, ungaphula ngefayile i-selfie yokutyela kunye nekhadi lakho lesikweletu elisetafile.
Emva kokuba ikhadi lakho lekhredithi lilahlekile okanye libiwe . Mhlawumbi usengozini enkulu yokukhwabanisa ngekhadi lesikweletu ukuba ikhadi lakho lesikweletu lilahleka okanye i-wallet yakho ibanjwe. Ngokuqinisekileyo malunga naloo nto, ukuba oku kwenzekayo biza umnini-khredithi wakho wekhadi wesikweletu ngokukhawuleza ukuba uxele ikhekhe lekhredithi elingekhoyo kwaye uthumele entsha.
Emva kokukhuphela okunamathiselwe kwi-imeyile evela kumthombo ongaziwa . Hackers bangafaka i-spyware kwikhompyutheni yakho ngokusebenzisa okunamathiselwe kwe-imeyli nokunye okulandwayo. Emva kokuba i-spyware ichaphazele ikhompyutheni yakho, inokuthi ingaqhubeki ingasetyenziswanga kwimvelaphi yekhompyutheni yakho, ukuyifumana kunye nokuthumela idatha kubagculi. Abahlaseli bangasebenzisa ulwazi lwakho lwekhadi lesikweletu ukuba wenze ukukhwabanisa kwekhadi lesikweletu. Qaphela kakhulu iziqhotyoshelo ozivulayo kunye nezicelo ozikhuphela kwiikhomputha yakho, nokuba zibonakala zivela kumntu owaziyo.
Emva koshishino oye wanqunyulwa ngalo luphulwa kwedatha . Amashishini amaninzi ahlukumeza ukuphulwa kwedatha, ebeka izigidi zabadumi bekhadi lesikweletu kumthengi. Amashishini akusoloko efunekayo ukuba azise abathengi xa kukho ukuphulaphulwa kwedatha kwaye akusiyo yonke into yokuphulaphulwa kwedatha inkulu ngokwaneleyo ukugcina ingqalelo kwimidiya. Njalo qaphela iakhawunti yekhadi lakho lekhredithi ngemisebenzi yobuqhetseba, ingakumbi ukuba ishishini elithe lachithwa liye lafumana ukuphulwa kwedatha.
Ukukhwabanisa kwekhadi lokuthenga ngekhredithi kunokungahambi kakuhle kwiiveki, iinyanga, nokuba ungehlolisi ikhadi lakho lekredithi ngokufutshane. Hlaziya ukuthengiswa kwekhadi lakho lekredithi ngokuqhelekileyo ukufumana ubuqhetseba nokujongana nobuqhetseba ngokukhawuleza.