Ngaba akukho mnikelo omkhulu kakhulu kwikamva lakho lomfundi?
Xa ucela abaninzi abazali ukuba bazimisele ukuthini ukudela ngenxa yexesha elizayo lomntwana, impendulo ngokuqhelekileyo "yinto nento yonke." Bazimisele ukwenza konke okufunekayo ukuqinisekisa ukuba umntwana wabo uphumelele kwaye uyavuya. Kodwa ingaba kuninzi kangakanani? Uphi umgca otyalwa phakathi kokuba ngumzali oxhasayo nokufundisa umntwana ukuba azimele?
Lo mbuzo ubaluleke kakhulu kwiingqondo zabazali abaninzi ngoku njengoko begqiba i-FAFSA kwaye balindele ukufumana uncedo lwezezimali ngoncedo lwabafundi beekholeji.
Kwezinye iimeko baya kukhwankqiswa ukubona ukuba isixa semali esinikezelwayo asikwanele ukufihla ngokupheleleyo iindleko zokuya kwiikholeji. Emva koko baxabana nomzabalazo wangaphakathi wento yokwenza ngokulandelayo. Ngaba kufuneka bathathe i- PLUS mboleko kwi-federal government, bahlaziywe indlu, okanye baboleke kwi-akhawunti yomhlala-phantsi ukuba bafike ngemali eyongezelelweyo?
Ngokuqhelekileyo isenzo sokulinganisela phakathi kokunyamekela yonke intsapho, ukuxhasa umfundi omnye kwikholejini nokulungiselela ikusasa labo.
Izinto oza kuziqwalasela
- Umntwana wakho usebenze kangakanani le nto? Khangela emva kwesikolo esikolweni esiphakamileyo somfundi kwaye ucinge malunga nokuba unzima kangakanani umgudu wokuphumeza iphupha lekholeji. Ngaba wayesebenzela amabakala, uthatha inxaxheba kwimisebenzi yecandelo elithile, ubambe umsebenzi wesikhewu, okanye uhambe ngeyona ndlela eyongezelelweyo ekusebenziseni iikholeji? Olu hlobo lwenzame nomdlandla ngokuqinisekileyo lufuna ukuba kuthathelwe ingqalelo kwisigqibo sokuboleka.
- Ngaba umntwana wakho usekwe kule kholeji kwaye kutheni? Kukho amaxesha apho umfundi ekwazi ukunyaniseka kwikholeji ethile, kwaye unokukwazi ukuvakalelwa xa exelelwa ukuba ayikho ukufikelela kwemali. Ngaphambi kokuba iingxoxo zemali ziqale, zama ukuxubusha ingxoxo kunye nomntwanakho malunga nokuba kutheni le kholeji ibaluleke kangaka. Ukuba izizathu zichanekile, kunokuncedisa inkxaso eyongezelelweyo yemali.
- Ngaba zikhona ezinye iindlela ezinokuhlawulekayo? Ngaba ukhangele kuzo zonke ezinye iindlela? Kukho iikholeji ezininzi ezineenkqubo ezinkulu ezifikeleleka kakhulu. Ngaba kukho umehluko phakathi kokuhlala ekhaya nokuhlala kwikampus, okanye ukuhlala kwimeko yakho ngokuchasene nokuya kwikholeji kwelinye ilizwe? Ngaba umntwana wakho unokufumana iikhredithi ngokusebenzisa iimviwo ze-AP, iikholeji yoluntu, okanye uthatha iiklasi eziphambili kwikholeji yasekhaya ngexesha lehlobo? Ezi zinokunceda zonke ukunciphisa umthwalo weendleko kwiikholeji zaseprayimari.
- Iyini indima yemali yomfundi wakho? Ukuba awukwazi ukufumana iindleko ezipheleleyo zezemfundo yekholeji, xubusha ngengxoxo nomntwana wakho ngokuthatha inxaxheba kwinkqubo yemali. Urhulumente ngokungenakuqinisekiswa ukuba ngaba umfundi wakho kulindeleke ukuba azuze imali ngeminyaka yezemfundo kunye nekhefu. Uninzi lwemali-mboleko yomfundi ulindele ukuba umntwana wakho abuyisele emva kokugqweswa? Jonga ngokukhawuleza kwingeniso efunyenweyo yengqwalasela yengane yakho kunye nekholeji ukuze ubone ukuba kukho ukulindela okufanelekileyo ukuba uyakwazi ukuhlawula yonke imali ebolekelwe.
- Ichaphazela njani intsapho? Kungaba lula ukubanjwa kwintlalo yomntwana omnye ukuya kwikholeji, kodwa akufanele kube yindleko yentsapho yonke. Qinisekisa ukuba unelungelo elaneleyo lokufumana iikholeji kunabanye abantwana, unokuhlawula ukukhawuleza kwendlu, kwaye uya kukwazi ukufumana impilo yokuzihlaziya umhlalaphantsi.