Ixabiso leMali yoThulo
NgokweBhodi yeKholeji, iindleko eziqhelekileyo zezifundo kunye nemirhumo (iintlawulo zingabandakanya ilayibrari, ukuthutha i-campus, urhulumente wezemfundo, kunye nezixhobo zezemidlalo) kunyaka wesi-2016-2017 kwakuyi-$ 33,480 kwiikholeji ezizimeleyo, i-$ 9,650 kwiindawo zeekholeji zikawonkewonke. , kunye ne-24,930 yezigidi kubahlali baseburhulumenteni abaya kwiiyunivesithi zikarhulumente.
Ezi manani azibandakanyi izindlu, ukutya, iincwadi okanye iimpahla zesikolo ezinokuthi zibe lula kwenye i-$ 10,000 ukuya kwii-16,000 zamawaka ngonyaka. Ukuba ungeze indawo kunye nebhodi ukuya kwisikolo semfundo kunye nemirhumo yemirhumo, i-kholeji yeminyaka emine engenzi-nzuzo ibiza i-$ 45,370, ngelixa uwonke-wonke unyaka-wonke ubiza i-$ 20,090. Ngoku, phinda loo manani ngamane (kwiminyaka emine yekholeji), kwaye ukhangele kwi-bill yeyona kholeji. Akumangalisi ukuba inkathazo yesikweletu somfundi ichithe i $ 1.3 trillion.
Ukunyathela kwinqanaba le-kholeji kungaba yipilisi enzima ukugwinya xa uqhathanisa iindleko kunye nokuba sinokubona abagqibeleleyo besiphepha emsebenzini. Nangona andikucebisi abafundi ukuba bathathe ityala elingenasidingo lesikweletu semali, ndicinga ukuba kukho ubungqina obaneleyo bokukhuthaza abantwana bethu ukuba baye kwiikholeji.
Kungenzeka ukuba umntwana wakho angene kwiindawo zoshishini abaphumelele kakhulu abangenazo iidyuli zeekholeji, kodwa kukho inxalenye encinane yabantu abaya kuba yiBill Gates elandelayo, uSteve Jobs, okanye uRichard Branson.
Le mibali yempumelelo yimbalwa kwaye iphakathi, kwaye zeziphi iinkokheli zoshishino ezingekho kwimfundo esemthethweni ezingaphezu kwamandla amaninzi ezoshishino, ukugcinwa kwezentengiselwano, ukuqhuba, kunye nokuthanda.
Iinkcukacha zibonisa ukuba iNgcaciso yeKholeji iyabalulekile
Ngokwe-Bureau of Labor Statistics, i-gap yokuhlawula phakathi kwabafundi abane-degree ye-degree kunye nalabo abanezinga eliphakamileyo kwisikolo liphezulu kwirekhodi.
Abo baneziko leminyaka emine bekholejini bafumana umvuzo wemizuzu eyi-1,137, ngelixa abasebenzi abane-degree ephakamileyo yesikolo sama-678. Ukwahlukana kuphezulu nakakhulu xa kuqhathaniswa nabasebenzi abaneegridi zoogqirha (umvuzo wamasonto onke u-$ 1,623) kunye nalabo abanezinye iikholeji zekholeji (umvuzo weveki wemizuzu yonke i-$ 738.)
Enyanisweni, abaya kubafundi abaphumelele kwiikholeji baya kwenza imali eninzi, kodwa ukuba bangayi kwiikholeji banokukuhlawula ixabiso lemali eyi-1 yezigidi kwimini yokuphila . Ngoxa unokuba uzibuze ukuba ngaba amanani asebenzayo kuphela kwizikolo zezikolo ze-Ivy League, iinombolo ze-Economic Policy Institute zibonisa ukuba iinzuzo zeekholejini azihambi nje kubafundi abaphumelele kwiikholeji eziphezulu, kodwa kubo bonke abaphumeleleyo kwiikholeji ezine-degree. Abo bajongene negradu yesikolo esiphakamileyo sama-17,9 ekhulwini abangasebenziyo ngokumalunga nama-5.6 ekhulwini kubafundi abagqwesileyo kwiikholeji. Kwaye phantse omnye kwabafundi abasixhenxe esikolweni esiphakamileyo baye bahlala emsebenzini wexeshana kunye nomvuzo wezinga lokungena, kunye neendlela ezimbalwa zokwenza umsebenzi wexesha elizeleyo.
Ezinye iziGaba zingabakho ukubuyisela phezulu kunabanye
Ngoku ngoku sibonile ukuba iqondo lekholeji (ngaphezu koko) lifanelekile, makhe sijonge ukuba indlela oyikhethayo enkulu ingenza umehluko kumvuzo wakho phantsi kwendlela. Uphando olukhutshwe yiziko leGeorgetown kwiMfundo kunye neCandelo leZakhono libonisa ukuba umahluko kwimini yokuphila yamagosa ahlukeneyo aphezulu.
Enyanisweni, umahluko phakathi komvuzo wokuphila wamanqaku aphezulu kunye aphantsi kakhulu ahlawulayo yi $ 3.4 yezigidi!
Iimali eziphezulu zokuhlawula ngokungahambiyo ziquka i-STEM (isayensi, iteknoloji, ubunjineli, kunye neemathematika), impilo kunye nezoshishino. Iigorha kunye nomvuzo osisiseko kunabo bonke kwimfundo, ubugcisa kunye nomsebenzi wentlalo. Ucwaningo lwaseGeorgetown lugcwele ulwazi olunzulu olubandakanya izixhobo ezikuvumela ukuba ubone umvuzo osemgangathweni kwiinkalo ezahlukeneyo ngokusekelwe kwinqanaba elithengileyo. Ndiyacetyiswa ukuba ndichithe ixesha ukuyihlola.
Ewe, kubaluleke kakhulu ukuqaphela ukuba uqoqosho lwethu ludinga bobabini ootitshala kunye neenjini. Sidinga abasebenzi bezenhlalakahle njengoko sifuna abacwanisi beemali. Kulula ukugqithisa ngaphezu kweyona nto inokukwenza ukuba ube yimali eninzi, kodwa kubaluleke kakhulu ukufumana into oyithandayo kwaye apho ungasasaza ensimini.
Ngaba uzibuze ukuba ireyiti yekholeji iyafaneleka? Ngaphambi kokuba unqume ukuba iteksi yentengo liphezulu kakhulu, qi Ukuba unenkxalabo malunga nokugcinwa kwikholeji, khangela umcebisi wezemali ukuba uxoxe ngecebo lokulondoloza ikholeji.