Ingxowa yeNgxowa-mali yabafundi kwiNkcitho yakho yokulingana
Uvile ukuba kubiza imali eninzi ukuthumela umntwana kwikholejini, kodwa uyazi nokuba inzuzo ifanelekile ukuzincama kwintsapho yakho. Iipapasho ezivakalisiweyo ozibonayo kwi-Intanethi ayisoloko zikho nto iintsapho ezininzi eziphela ukuhlawula. Ukuqaphela impembelelo yokuhlawula imfundo yekholeji iya kuba neentsapho, qalisa ngengcamango jikelele yeendleko zakho. Ezi ziquka iindleko zokufaka iikholeji , ngamanye amaxesha aphezulu kunokuba abazali abaninzi balindele.
Xa ungeze iindleko zokutyelela i-campus, iimvavanyo, iimrhumo zesicelo, kunye neengcebiso ezingaphandle kweengcali, ungaphuma amawaka angama-dollar ngaphambi kokuba incwadi yokuqala yokwamkela ifumaneke.
Iindleko zokuya kwiikholejini ziyakwazi ukuqhuba ukuphuma kwemali ye-pocket. Kwabafundi abafumana "uhambo olupheleleyo" i-scholarship kufuneka ibe nemali ethile efumanekayo kwiindleko zabo. Uya kufuneka ucinge ngeendleko zokuhamba ukuya kwiikholejini, izicwangciso zezwi kunye nedatha, iincwadi, zokuhlala kunye nezindleko zokutya ukuba umfundi wakho akahlali kwi-campus, uhambo lwee-abroad, ukhetho lokuzonwabisa, ngaphandle kwe-pocket iindleko zonyango, kunye nezinye izinto ezincinci ezinokuzongeza ngokukhawuleza kwimali eninzi.
Emva koko kukho iindleko zemfundo ngokwazo. Nangona isibonelelo semali esiyifumeneyo sinokunciphisa ixabiso "elincinci" kakhulu, nayiphi na imali esele ihlala ihlanganiswa ngemali-mboleko yomfundi.
Ixabiso eliyinyaniso lemali-mboleko yemali ingabongeza inani elininzi kwi-equation. Nangona kunokuvakalelwa ngathi le mboleko "ayikhululekile" ngenxa yokuba iintlawulo "zingabonakali, zingqondweni" ngexesha leminyaka yekholeji, inani elifunekayo libuyisela intloko kungekudala emva kokugqiba. Ukuba umfundi wakho wehla, uthatha ixesha elide ukugqiba, akafumani umsebenzi, okanye akafumani imali eyaneleyo, imali efunekayo yongeza ngokukhawuleza.
Makhe sibone indlela iimali-mboleko zabafundi ezichaphazela ngayo iindleko zokulingana.
Imali ebolekwe
Ngemali-mboleko yomfundi, abagqwesileyo bayakwazi ukuboleka ukuya kwii-5 500 zamaRandi kwimali mboleko yasePerkins kunye ne-R5,500 ukuya kwi-12 500 kwiiNgxowa-mali ezixhaswe ngokukhawuleza kunye neNgxowa-mali engaxhaswanga ngemali ngonyaka, kuxhomekeka kwiimeko ezithile. Abazali banokuboleka imali ngokwahlukileyo phantsi kweprogram ye mboleko mboleko. Ngaphezulu kweminyaka emine ukuya kweyesihlanu, loo mali ingenakongeza, kwaye umfundi angaphumelela kunye nentsapho enetyala elingaphezu kwama-50,000, ngaphandle kokubala naziphi na iimali-mboleko ezizimeleyo eziya kufumaneka.
Imali Yemivuzo Yomfundi
Uninzi lweentsapho alukhangeli kwiindleko zemali ehambelana nemali-mboleko yomfundi. Imirhumo yokubolekwa kweeNgxowa-mali eziNgcacisiweyo kunye neNgxowa-mali engabonakaliyo njengama-1.069 ekhulwini. Imirhumo ye-PLUS mboleko njengamanje ayi-4,276 ekhulwini. Ababolekisi bemboleko yemali yabangasese bangaba nezakhiwo ezahlukeneyo zemali. Nangona i-$ 10 eyongezelelweyo kwimirhumo engama-$ 1,000 ebolekayo ayibonakali eninzi, idibanisa amakhulu emadola kwixabiso obolekayo.
Umgangatho wenzala
Kufuneka unqume ukuba ngaba umrhumo wenzelwe umboleko wakho ngexesha lekholeji. Iingxowa-mboleko ezixhasayo, uRhulumente wephondo unxibe loo ndleko. Kodwa, kwi-Unsubsidized, i-PLUS kunye nemali-mboleko yemfundo yabucala, ukuba inzala iyakha kwaye yongezwa kwisixa omele sona.
Amanqanaba omdla angama-3.76 ekhulwini kwiimali-mboleko zezemfundo kunye namaphesenti angama-6,31 kwi-PLUS mboleko. Yongeza kufuphi ne-$ 40 ngemali eyi-1 000 eyimbolekileyo, kwaye uya kubona ukuba le mali ikhawuleza kangakanani.
Iimali eziMisiweyo kunye nezohlwayo
Xa usuqala ukuhlawula iintlawulo, kukho iimali ezikhawulezileyo kunye nezohlwayo ezinokuvavanywa ngeentlawulo ezingekhoyo okanye ukungahlawulanga ngexesha.
Ngaphantsi
Umyinge weKlasi we-2016 ophumelele u-$ 37,172 kwi-matyala ebolekwa ngumfundi, kunye nokuhlawulwa kwemali-mboleko yemali ehlawulwa yenyanga ka-351. Ukuhlawula i-$ 200-300 nganye ngenyanga kwimivuzo yakho yokuthatha ikhaya kunokunciphisa ukhetho lokuhamba emva kwekholeji. Unokuba ungakwazi ukuya esikolweni, ungadinga ukuhlala nabazali bakho ixesha elide, unokunyanzeliswa ukuyeka ukuthenga izinto ozifunayo, kwaye kuya kuba nzima ukugcina nokutshala imali yakho.
Beka iindleko zemboleko zabafundi kunye neendleko zokusebenzisa nokuya, kwaye ingaba yinto ebonakalayo.
Jonga ngokunyameko ngamanyathelo onokuthatha ukuze uhlawule iindleko zokuphuma kwee-pocket ezifana neefom ezongezelelweyo zengeniso, ii-akhawunti zokulondolozwa kwentsapho kunye neengxowa-mali.