Isicwangciso sokunciphisa iindleko kunye nokuNcedisa iNcedo lwezeMali
Kungaba ngumsebenzi omkhulu xa kuziwa ukugqiba i-FAFSA, ukuba isicelo esibaluleke kakhulu esisetyenziselwa ukubala inani lemali encedayo ngumntwana wakho. Kukho ukunyuka kwezopolitiko okwenziwe lula ukwenza i-FAFSA ibe lula , kodwa loo nto ayincedisi ezo ntsapho ezijongene nale nguqulo yonyaka. Nazi ezinye iingcebiso zokulondoloza imali ezinokukunceda ukunciphisa iindleko zakho zekholeji kunye nokwandisa inani lemali yekholeji encedayo ngumntwana wakho:
- Sebenzisa kuphela i-Site esemthethweni : Kukho abakhohlisayo ngaphandle apho bazama ukukukhohlisa ngezithembiso zemali-mali okanye iziqinisekiso zokuncediswa kwezezimali, ngoko qi ni sekisa ukuba usebenzisa kuphela isayithi likarhulumente ukuba uzalise i-FAFSA. Itholakala ku-www.fafsa.ed.gov kwaye ikhululekile.
- Gcwalisa : Kukho ezinye iindwendwe ezilahlekelwa ngoncedo lwezemali kuba zingagqibeli i-FAFSA. Bokuba bebe zixhoba kwenye ye- FAFSA myths , bakholelwa ukuba bafumana imali eninzi, okanye bacinge ukuba kunzima. Nangona ungafanelanga ukufumana uncedo lwemali, usenokufuna ukugqiba i-FAFSA kwiintlobo ezithile zemali-mboleko yomfundi .
- Ixesha Elikulungele Ukuguga : Nangona abaninzi abantu bengathandi ukuvuma ukuba bayakhula, oku kunokuba yinto enhle xa kufikelele ekuncedeni ngemali yekholeji. Umyinge womdala omdala uthathwa ingqalelo xa ubala inani lemali elindelekileyo lentsapho (EFC).
- Ukuba nabantwana abangakumbi kwiKholeji Ukubala: Kungabakho ukuxhamla ngemali kubazali ukuba babe nabantwana abangaphezu kweyodwa kwikholejini ngexesha elifanayo. Urhulumente uyaqonda kwaye ufuna ukukhuthaza iintsapho ezinkulu ukuba zithumele bonke abantwana babo ekolishi, ngoko kukho ukuphuka kwi-EFC. Nangona ungafanelanga ukufumana uncedo lwemali kunye nomntwana omnye kwikholeji, kuyafaneleka ukusetyenziswa kwakhona xa umntwana oqala ukuqala ukuya.
- Ubungakanani bendlu yakho abukhathazi: Unokumangaliswa ukufumanisa ukuba ukulingana kwakho ekhaya akuqwalaselwe ngqalelo kuncedo oluxhomekeke kwimfuno.
- Gcina Ama-Akhawunti yomhlala-phantsi: Abanye abazali bangalingeka ukuba bahoxise imali kwiakhawunti yabo yomhlalaphantsi ukuhlawula imfundo yabantwana babo. Oku kusenokungabi sisistim sokubaluleka kwezemali njengoko iiferenti zokuthatha umhlalaphantsi azibandakanyi kwii-EFC zokubala. Thetha kunye nomcebisi wezezimali oyingcali ukuze unqume ukuba ukuhoxiswa okanye ukuboleka kuya kulungeleka imeko yakho.
- Qaphela Ngako Imali Ingakanani Kwigama Lomntwana Wakho: Unokucinga ukuba kuya kuba yinto efanelekileyo yokudlulisela ezinye iimali kumntwana wakho ukuze isimo sakho semali sibukeke sibuthathaka, kodwa esi sicwangciso singaphinduka. Uvavanyo lwezinto zeempahla zabantwana liza ku-20%, ngelixa kubalwa kuma-5.64% kuphela kwiifa zabazali.
- Oku kunokukunceda ukuhlawula ezinye iiBill: Ukuba unomlinganiselo omkhulu wemali kwi-akhawunti yakho yokujonga okanye yokulondoloza, kunokunceda ukuhlawula ezinye zeebhilikhwe okanye ukuhlawula imali yakho. I-FAFSA ayibuzi malunga nemali ofunekayo, kodwa ibuza malunga nexabiso lakho lempahla. Ukuba ezo zilinganiso ziphantsi, zingenza umntwana wakho afanelekele uncedo olongezelelweyo.
Ngaphezu kwakho konke, ungesabi ukukhangela uncedo. I-website ye-Federal Student Aid inezibonelelo ezininzi ezintle kakhulu, kwaye ungabonisana nomcebisi wezezimali wezekholeji . Ukwenza ukhetho olufanelekileyo ngoku luyakuchaphazela imali yeentsapho zakho kwiminyaka emininzi ezayo.