Thatha le Quiz ukuze Ufumane Ukuba Ukulungele Ukuqalisa Ukutshala imali
Kubantu abangenalo imali okanye abatsha-mali abatsha, imarike yesitokhwe iyakubonakala kwaye ivakale ngakumbi njengebhola kunotyalo-mali. Ukunyuka kweemarike kunye nokuhla kwexabiso kunokukwenza ukuba yonke into ibonakale ngathi iya kuzisa iindleko ezinkulu zemali okanye ilahleko ezilahlekileyo. Nangona ihlabathi lokutshala imali lingabonakala lidideka, xa uqonda ngokumalunga neempahla kunye nezinye iityala, ungcono ukulawula imali yakho kwimarike.
Nangona kuhlale kunokwenzeka ukulahlekelwa yimali, ukutshala imali kwimarike yemasheya kungaba yindlela enhle yokukhulisa ubutyebi bakho kunikwe ixesha elaneleyo kunye nokucwangcisa okufanelekileyo. Ixesha lokutshintsha ukuvakalelwa kwimeko yemali kwiimarike zesikhokelo kunokuba ube nemvakalelo yokutshala imali.
Ngoko Yenzani ngokuthe ngqo i-Stock Market?
Imarike yemasheya iyimarike apho abantu banokuthenga khona izabelo zenkampani zikarhulumente ezibandakanyekayo ukuba bathathe inxaxheba kwimpumelelo yezimali zeenkampani zabo izabelo zabo. Abatyalomali benza imali ngezahlulo ezi zihlawulwe ezi nkampani. Xa ezo nkampani zinenzuzo ziyakwazi ukuthengisa izitokethi kwinzuzo. Nangona kunjalo, ukuba umtyalo-mali unamasheya ezinkampani ezilahlekelwa yimali, ixabiso kunye nexabiso lazo zihlwele ziyahla. Oku kuya kubangela ukulahlekelwa inzuzo xa umtyalo-mali ethatha isigqibo sokuthengisa.
Kukho izinto ezininzi ezahlukahlukeneyo ezinokuchaphazela amanani entengo njengamaxabiso entengo, ukunyuka kwamaxabiso, ukubetha kwabasebenzi, iziganeko zehlabathi ezifana neentlekele zemvelo, ukuguquka kwamaxabiso eoli, kunye nezinye ezininzi.
Ezi zinto zenza ukuba akunakwenzeka ukucacisa nayiphi na ixabiso lekamva le-stock.
Ziziphi iimakethe ze-Bear kunye neBull?
Ukufuzisela ukunyuka nokuhla kweemarike zentengiso, iWall Street iye yavelisa isigama sayo. Kwimarike yenkomo, yonke into eqoqosho ihamba kakuhle. Amasheya aphakama, ukungabikho kwemisebenzi kuphantsi kwaye uqoqosho lukhula.
Njengamaxabiso esitokisi aphakama, kukho ukuthenga abathengi ngakumbi kunabathengisi kwimarike. Imarike yenkomo inokuhlala iiveki ezimbalwa, iinyanga okanye neminyaka. Iimarike zihlala zitshintsha ukuze imarike yenkomo ayinakuhlala ngonaphakade.
Xa izitshixo ziwela kwaye uqoqosho alusebenzi kakuhle, oku kubizwa ngokuba yimakethe yeebhere. Imakethi yeebhere ayigcineli ixesha elide njengoko linokuqhubeka iminyaka. Ngeli xesha, abatyali-mali banzima ukukhetha amasheya anenzuzo. Abanye abatyali-mali bathetha isicwangciso sokurhweba esithengiswa ngokufutshane ukuba benze inzuzo xa izitokisi zihla. Oku kwenziwa xa umtyalomali uthengisa iziqinisekiso ezibolekele kwaye uzilungiselele ukuthenga emva kwexabiso eliphantsi.
Zingaphi Iintlobo Zeentengo Zikho?
Kukho iintlobo ezimbini eziphambili zezitokhwe abafaki-zimali abanakho: i-stock evamile kunye nempahla ekhethiweyo. Xa abantu bethetha ngamasheya abahlala bebhekisela kwiimpahla eziqhelekileyo kuba, kunjalo, ziqhelekile kwaye zininzi zamasitokhi ezikhutshwe. Zombini ezi zikhundla zimelela ubunikazi kwinkampani kodwa izabelo ezikhethiweyo zivame ukuza kunye nesahlulo esicacileyo esingafani nesisimboli esifanayo, esinezihlawulelo ezihlukahlukileyo.
Abantu banokukhetha izitokhethi ezikhethiweyo kuba, xa kwenzeka ukutshitshiswa, abanikazi abanini-zabelo bahlawulelwa phambi kwabanini-nxaxheba abaqhelekileyo.
Ziziphi i-Blue Chips IiShishini?
I-blue-chip stocks iindawo zokugcina ezivela kuma-big guys kwimarike; Iinkampani ezinkulu, ezinokwakheka kakuhle ezinemivuzo enokuthenjelwa njengeWalt Disney, iGeneral General, kunye ne-Intel. Ukuba isitokethi esicatshangelwe 'i-blue-chip' kufuneka ihlale inenzuzo ngokuhlawula intlawulo.
Iyintoni "iMarike yaseLeliquid"?
I-Illiquid ichaza i-asethi okanye ukhuseleko olungenako ukuthengisa ngokukhawuleza ngenxa yokungabi nabathengi kunye nabathengisi kwimarike. Ukuyithengisa ngokukhawuleza bekuya kubangela ukulahlekelwa yinzuzo. Iimarike ziza kuchazwa njengento engekho emthethweni xa kukho ukunqongophala kwabathengi abanomdla kwaye encinci ithengiswa.
Yintoni iNcwadi exabisekileyo?
Ixabiso leencwadi libhekisela kwixabiso elithengiswayo leenkampani ukuba zonke iimpahla zithengiswa okanye zithengiswa kumaxabiso aboniswe kwibhalansi. Lo mlinganiselo wezemali usetyenziselwa ukubala inani labanini-zimali kubanini bezabelo ezisele.
Kuthetha ukuthini Ukuba utyalo-mali luhlawulelwe kakuhle?
Utyalo-mali lugqitywe kakuhle ukuba umtyalo-mali ulahlekelwa ilahleko kwisitokethi esithile ngokumisela isikhundla esifanayo kwisitokisi esifanayo kwaye ukhuselwe ngokulahlekelwa.
Gcina ukhumbule ukuba utyalo-mali ngumdlalo wesikhathi eside. Abantu abafumana impumelelo kunye notyalo-mali babo baye baqulunqa isicwangciso esilungileyo abahlala benamathele nangona xa kuthengiswa imarike.
Ukumelana nesibongo sokusabela kwimicimbi yexesha elifutshane kunokuyenza yonke impazamo kwipotifoliyo yakho kwaye kukuncedise ukufezekisa iinjongo zakho zexesha elide. Khumbula ukuba konke malunga nexesha kwimarike, kungekhona ixesha lokuthengisa imali eyenza ukutshala imali ngokuphumelelayo. Qhagamshelana nomcebisi wezezimali ukuze ufunde kabanzi kwaye usethe iphothifoliyo yokutshala imali efanelekileyo.
Ukubhengezwa: Le ngcaciso inikezelwa kuwe njengomthombo wolwazi kuphela. Kuhanjiswa ngaphandle kokuqwalaselwa kweenjongo zotyalo-mali, ukunyamezela ngengozi okanye imeko zezimali kwanoma yimuphi umtyalo-mali othile kwaye angenakufaneleka kubo bonke abatyalo-mali. Ukusebenza kwangaphambili akubonakali kweziphumo ezizayo. Utyalo-mali luquka ubungozi kubandakanya ukulahlekelwa kwinqununu. Le ngcaciso ayijoliswanga, kwaye ayifanele, yenze isiseko esisisiseko saso nasiphi isigqibo sotyalo-mali ongayenza. Njalo qhagamshelana nomcebisi wakho wezomthetho, wezorhafu okanye utyalo-mali ngaphambi kokuba wenze nayiphi na ingxowa-mali / ityala / indawo / izicwangciso zezimali okanye izigqibo.