Ngaba Ngaba Kuza Kufuneka Kuhlale Kuqhutyelwa?

Akusizo zonke iiWills kufuneka ziqhutywe

Ingaba kuya kufuneka ukuba uhlale ulungelelaniswa? Akunjalo. Inani leemeko lingenza uvavanyo lungabalulekanga.

I-Probate kunye neZakhiwo ezibekwe kwiiNina eziManyeneyo

Abantu abaninzi banempahla ethile kwiimagama ezidibeneyo kunye nabatshatileyo, abantwana, abantakwabo okanye abanye. Ukuba i-asethi ifakwe kunye "namalungelo okusinda," iya kudlula ngokuzenzekelayo ngomthetho kumnini okanye abanikazi abasaphilayo. Iprobate ayimfuneko kwaye, enyanisweni, umgcini-mthethweni akanalo ilungelo lomthetho lokushiya inzala yakhe kwipropati kunoma ubani kwenye intando yakhe.

Ukuba wayebandakanya loo mbandela kwintando yakhe yokugqibela kunye nenkundla, inkundla ayiyi kuwuxhasa.

Iprobate kunye neZakhiwo kunye nabaxhamliweyo abakhethiweyo

Abantu abaninzi banempahla "ehlawulwa ngokufa" kwelinye okanye abaninzi abaxhamliweyo. Ezi mpahla zihamba ngokuzenzekelayo ngokusebenza komthetho kubaxhamli abachongiweyo, ngaphandle kweengxaki.

Oku kusebenzayo kwiakhawunti yomhlalaphantsi kunye nemigaqo-inshorensi kunye nabaxhamli baqeshwe ngamagama. Iingxelo okanye iinkcitho ziya ngqo kula bantu. Abantu abaninzi bathenga i- inshorensi yobomi ukwenzela ukuba banikele ngenzuzo yengeniso kunye nomthombo wemali wokuhlawula amatyala abo xa befa. Ngenxa yokuba oku kufa kuzuzisa ngokuzenzekelayo kunye ngqo nabaxhamli abaxhomekeke phantsi kwemiqathango yomgaqo-melwano-mgaqo-nkqubo, ababa yingxenye yomhlaba we-probate estate.

Abantu abaninzi batyala imali kwi-akhawunti yomhlala phantsi, njengama-401 (k), ii-IRAs, kunye nee-annuities, ukucwangcisa umhlalaphantsi wabo.

Ukuba umnini we-akhawunti uyafa ngaphambi kokusebenzisa i-akhawunti yonke yeemfuno zakhe zokuthatha umhlalaphantsi, i-akhawunti iya kudlula ngokuzenzekelayo ngokusebenza komthetho kubaxhamli abakhethiweyo. Kwakhona, uvavanyo alufunwa.

Iingxowa zokuPhila kunye nokuPhepha

Ukuba i-decedent yakha inkolelo yokuphilisa okuphikisayo kwaye ixhaswe ngempahla yakhe kwi-trust, ayiyi kufuna i-probation.

Izikholo eziphilayo ziphepha ukuvavanya, ukuvumela ukuba impahla iphumelele kubaxhamli phantsi kwemiqathango yesivumelwano sokwethenjwa.

Izakhiwo ezincinci

I-Probate ngokuqhelekileyo ifuneka ukuba idlulise impahla ngaphandle kwegama lomntu ofileyo kwaye egameni lomxhamli ophilayo xa i-asethi ingasetyenziswanga ukuba idlulisele ngqo ngokusebenza komthetho. Yiyo imeko okanye ngaphandle kwentando. Kodwa akukho mzekelo ukhona kuba lo mgaqo, kwaye ezinye iindawo ezingenakuzingelwa.

Ngokubhekiselele ukuba wonke urhulumente unikezela iinkqubo ezincinci kwiinkalo ezincinci kunye nezindleko phantsi kwexabiso elithile leedola. Ipropati yomntu ofayo ingabanjwa yi-afidavithi evunywe yinkundla. Umlingane osasalayo okanye umntwana angathatha nje i-afidavithi ebhankini okanye nakwezinye iziko aze athathe ubunini bepropati phantsi kwemiqathango yalo.

Nangona igosa lakho lingenalo olu khetho, uninzi lubonelela ngesishwankathelo okanye uvavanyo olulula lula kunye nolawulo oluphantsi kweenkundla kunye neemfuno zomthetho ezimbalwa. Qhagamshelana nommeli wezocwangciso zendawo yokuhlala ukuze ufumane apho uhlala khona.

QAPHELA: Imithetho yombuso ishintsha rhoqo kwaye le ngcaciso ingabonakali utshintsho lwangoku. Nceda uqhagamshelane nommeli weengcebiso zezomthetho zangoku. Ingcaciso equlethwe kule nqaku ayikho isiluleko sezomthetho kwaye ayifaki indawo yeengcebiso zomthetho.

Ukufunda okuqhubekayo