Ubunini bemihlaba Inkcazo
Ukuba ingaba i-asethi ethile ekhoyo ngexesha lokufa kwakho kufuneka ixatyathwe kuxhomekeke kukuphi uhlobo lobunikazi onalo kunye nendlela umhlaba obizwa ngayo.
Ubunikazi bomntu ngamnye
Ukuba unayo i-asethi kwigama lakho elilodwa ngaphandle kwamanini abambene nabanikazi abanamalungelo okusinda, i-asethi iya kufuna i-probation xa ufa.
Akukho mntu uya kuba negunya lomthetho lokufikelela kwi-akhawunti okanye ukuthunyelwa kwipropati kumnini ophilayo emva kokufa kwakho - nguwe kuphela onokukwenza kwaye ngoku uhambe.
Iimpawu ze-JTWROS, i-POD, i-TOD kunye ne-ITF kwizenzo okanye i-akhawunti zibonisa amalungelo okusinda. I-JTWROS ithetha "abaqeshi ababambene namalungelo okusinda." I-POD kunye ne-TOD iguqulela ukuba "ihlawulwe ngokufa" kwaye "idluliselwe ekufeni." I-ITF ithetha "ekuthembekeni." I-Totten trust akhawunti ibeka ilungelo lokusinda.
Ukuqeshiswa koMnini woLuntu
Ukuba unayo i-asethi ngokubambisana nabanye abanikazi njengomqeshi ngokufanayo, ukudlulisela isabelo sakho kuya kufuna ukuhlolwa. Abaqashi ngokufanayo banelungelo lokudlulisela izabelo zabo zobunini ngexesha lokuphila kwabo kunye nokuthanda kwabo okanye iziza emva kokufa.
Ipropati Yakho Yomntu Ifikeleleka Emva Kokufa?
Umgwebi wenkundla yecala uya kumisela umntu okanye isikhungo ukuba enze njengommeli wakho okanye umqhubi wendawo yakho kwaye uphathe i-estate yakho ngokusebenzisa inkqubo ye-probate.
Lo ngumntu obizwa ngokuba ngowakho xa wenza enye. Umgwebi weengxaki uya kukhupha iincwadi zolawulo , ngamanye amaxesha zibizwa ngokuba yi- testamentary letters kwezinye iindawo, ukunika ummeli okanye ummeli osemthethweni ukuba afumane ipropati egcinwe kwigama lakho okanye njengomqeshi ngokufanayo.
Ixesha elifanelekileyo lokuqeshwa kommeli womntu siqu lingahluka ukusuka kurhulumente ukuya kwilizwe kwaye linokuluhlula naphi na kwiintsuku ezimbalwa ukuya kwinyanga okanye ngaphezulu.
Yintoni Eya kwenzeka KwiPropati Yakho Yomhlaba Ngethuba?
Uvavanyo lwepropati yakho nganye lulawulwa yimimiselo yokuthanda kwakho kokugqibela kunye nesigqibo sokuba wenze enye. Ngaphandle koko, ingxaki yepropati yakho iya kulawulwa yimithetho yokunyameka kwimeko yakho kunye nawaphi na omnye ummandla apho unendawo yokuhlala okanye impahla yangasese . Le mithetho ibonisa ukuba ipropati yakho iya kwiqabane lakho eliseleyo kunye nabantwana bokuqala, izihlobo ezikude.
Ukusebenzisa iTrust Living Revocable Ukukhusela i-Probate
Ukuba ufuna ukuba intsapho yakho ifumaneke ngokukhawuleza kwiakhawunti yakho yasebhanki kunye nezinye iimpahla ngaphandle kokuphazamiseka kwinkantolo ye-probate, kodwa unesiqalo malunga nokongeza abanikazi abanamalungelo kunye nokulondolozwa kwepropati yakho, cinga ukuseka ukukholelwa kwezinto zokuhlala.
Oku kukuhle kwezona zombini ihlabathi - ifa lakho lihlala lenu kunye neyakho yedwa ngelixa usaphila. Ukuba usweleka emva kokuxhaswa kweemali zakho kunye nale propati - ukudlulisela ubunikazi kwigama le-trust - umphathiswa wakho ophumelelayo unokufikelela kuyo ngokukhawuleza.
Umphathiswa wakho othasayo ngumntu obiza igama ukuba angene ezinqabeni zakho njengomprasti ukuba awukwazi ukulawula i-trust yakho.
QAPHELA: Imithetho yelizwe kunye neendawo zitshintsha rhoqo, kwaye ingcaciso engentla ingabonakali utshintsho olutshanje. Nceda uqhagamshelane nommeli weengcebiso zezomthetho zangoku ukuba unenkxalabo ethile. Ingcaciso equlethwe kule nqaku ayikho isiluleko sezomthetho , kwaye ayifaki indawo yeengcebiso zomthetho.