Ukujongana neeBill kunye ne-Mortgages phambi koMgaqo
Yenza uluhlu olupheleleyo lweemfanelo ze-decedent, nangaphambi kokuba i-estate estate probation ivule.
Kuya kunceda ukucwangcisa inkqubo yovavanyo emva kwexesha. Iingxowa-mali kunye neengxelo ofuna ukuzijonga ziquka:
- Mortgages
- Imida yemboleko
- Iindleko zeCondom
- Iirhafu zepropati
- Imirhumo yeRhafu neyeSizwe
- Imoto kunye nemali mboleko
- Imboleko mboleko, kubandakanywa nemboleko yezikolo
- Imirhumo yokugcina
- Imali mboleko kwimigaqo-inshorensi yobomi
- Imali malunga neakhawunti yomhlalaphantsi
- Iibhilidi zekhadi lesikweletu
- Izibonelelo zetyala
- Iifowuni zeefowuni
Emva kokuba wenze uluhlu lwamatyala, bahlule kwiindidi ezimbini:
- Amatyala aya kuqhubeka ngexesha lovavanyo-ezi ziya kuba yiindleko zolawulo
- Amatyala angakhokhelwa ngokupheleleyo emva kokuba i-estate estate probation evuliwe - ezi ziyi-bills zokugqibela
Iindleko zolawulo zibandakanya imali yokubolekwa kwemali, iirhafu zekhondomu, iirhafu zepropati, iifizi zokugcina kunye nezibonelelo zetyala. Ezi zimele zigcinwe ngoku kwangoku ize ifihliwe. Kufikeleleko, abaxhamli bezindlu kufuneka bahlawule ezi ntlawulo zize zivulwe.
Iindleko zokugqibela zowokufa ziquka iintlawulo zerhafu, iimboleko zemali, iimali-mboleko kwi-inshorensi yobomi kunye neakhawunti yomhlala-phantsi , iibhidi zeekhredithi kunye neefowuni zefowuni. Abaxhamli beempahla akufanele bahlawule nayiphi na iindleko zokugqibela ngaphandle kweepokothini zabo kodwa bafanele balinde kwaye bavumele ummeli okanye umqhubi womntu ukuba asebenze nabo kwinkqubo yokulungisa ifa.
Ngezinye iimfanelo, abaxhamli baya kufuneka benze isigwebo somnxeba malunga nokuba banenjongo yokugcina iimpahla ezibolekisiweyo. Ukuba umxhamli ufuna ukugcina imoto okanye indlu, unokufuna ukuqhubeka nokuhlawula phantsi ityala. Ngaphandle koko, iintlawulo kufuneka zenziwe kwifa.
Ukujongana neBill kunye ne-Mortgages ngexesha loPhulo
Ummeli okanye ummeli welifa uya kuba noxanduva lokuthatha intlawulo yeendleko zolawulo nokulungisa iindleko zokugqibela zomthetho emva kokuvavanywa. Oku kuya kubandakanya ukuchonga ukuba zeziphi iimali ezivumelekileyo kwaye zibukhulu kangakanani, kwaye uvavanya ukuba yiyiphi na impahla yexabiso elifanelekileyo kufuneka ihlawulwe okanye ithengiswe ukuhlawula iindleko eziqhubekayo kunye neendleko zokugqibela.
Ukuba abaxhamli baye baqhubeka nokuhlawula ezinye okanye zonke iindleko zomthetho-mali ngaphambi kokuba kuvule i- estate estate probation , ummeli ngamnye kufuneka aphinde abuyisele ngokufanelekileyo, ngaphandle kokunye. Ukuba i-decedent ishiye i-real estate kumntu othile ofumana inzuzo kwintando yakhe kwaye ukuba umxhamli uzimisele ukuthatha okanye ukulungiswa kwemali mboleko malunga nepropati, akufanele ukuba abuyiselwe
Amatyala kunye neProbate
Umxhamli ozuze indlu okanye enye indawo yokuhlala angakwazi ukuthatha i-mortgage ngexesha okanye emva kokuvavanya ngokwemiqathango yeGarn-St.
I-Germain Depository Act ka-1982. Lo myalelo wesigqeba unqabela ababolekisi ukuba babize imali-mboleko ngenxa okanye ukuxela xa ubunikazi beguqula izandla ngenxa yokufa . Imboleko yempahla kufuneka ibe yinto ekhoyo ngoku.