Indlela yokubala irhafu yepropati
Ziziphi iirhafu zepropati?
Iintlawulo zemihlaba yintlobo "yentlawulo ye-ad valorem" ityala - eli liLatini elithi "ngokwexabiso" - ngoko kulandelwa ukuba ibalwa ngokusekelwe kuvavanyo lwexabiso lepropati yakho.
Izikolo zentlawulo yeengxowa-mali zengingqi, amasebe omlilo kunye namathala eencwadi, kwaye zinokuba ngumthombo omkhulu wemali kwisixeko sakho okanye kwisixeko. Ezinye iibhili zerhafu zepropati zibonisa iinkcukacha malunga nokuba imali yakho ihamba njani kwiindleko ezithile zikaRhulumente kunye neendleko zorhulumente.
Uvavanyo lweZakhiwo
Ixabiso lekhaya lakho lichongiwe liofisi yakho yomhloli werhafu. Uvavanyo lwemihlaba lwenziwa rhoqo ngonyaka okanye kwimizuzu emihlanu kuphela. Kuxhomekeke kumthetho welizwe okanye wengingqi. Kufuneka ufumane ukuhlolwa kwakho kwexabiso kuqala, kwaye emva koko emva kwexesha lakho umrhumo werhafu wepropati.
Uvavanyo lusekelwe ekuqikelelweni kovavanyo lomhloli wexabiso lentengiso yepropati yakho. Ixabiso liye lafika ngenye yeendlela ezintathu:
- Ukuthelekiswa kokuthengisa: Umhloli uya kuqhathanisa ipropati yakho nezinye izakhiwo ezifanayo eziye zathengiswa kwindawo esondeleyo kwixesha elidlulileyo. Uya kulungelelanisa izinto ezinokuthi zenze ipropati yakho ibe yincinci ngaphezu kwezo zinto zithengisile, ezifana nekhishini eliyidibanisi ozifakile kulo nto ebeka iikhizi zabanye ihlazo.
- Indlela yeendleko: Umhloli ubala ukuba kuya kuba neendleko zokuvelisa ikhaya lakho ukususela emhlabathini, kubandakanya izinto kunye nabasebenzi. Uya kuthatha ukuhla kwexabiso xa ipropati yakho ikhulile, wandule inani lelizwe lakho.
- Indlela yokufumana imali: Oku kusetyenziswa ngokubanzi kwiimveliso zorhwebo nezoshishino. Umhloli uqikelela ukuba ingeniso engakanani onokuyilindela ukuyifumana ukuba ipropati ichithwe ngokusekelwe kwizinto ezinjengeendleko zokugcinwa, iindleko zinshorensi, kunye nezindleko zokuqeshisa.
Ukubala iRhafu yePropati
Uvavanyo lwakho lwepropati luye lwandiswe ngedola yerhafu yengingqi, ngamanye amaxesha kuthiwa i-millage rate okanye umyinge wokulingana. Elinye ilitye lilingana neyeshumi kwipesenti enye okanye i-$ 1 kuyo yonke i-$ 1,000 yexabiso lepropati. Oorhulumente abahlukeneyo banokuhlawulisa iirhafu eziqhelekileyo. Ngokuqhelekileyo irhafu yerhafu yomntu isekelwe kwipilisi enye. Iziqhelo zihlala zibonisa ukuba ingeniso engakanani yentlawulo abaya kuyifuna ngexesha elinikeziweyo, bese usetha umyinge we-mill ngokukhawuleza ukuphakamisa loo mali ngemali yerhafu.
Kucinga ukuba ipropati yakho ihlola i-$ 250,000. Umlinganiselo wendawo yokugaya i-local yakho ngu-45. Yandisa inani lepropati ngamaphesenti angama-4.5 ukufika kwibhilikhi yakho yentela: i-$ 11,250 ngonyaka. Ukuba inani lakho lokugaya li-15 kuphela, ibhilikhi yakho yerhafu iya kuhlahlela kwi-$ 3,750 eyisekelwe kwixabiso elifanayo.
Iimali zemiHlaba zihlawulwa njani
Ihlawuliso ehlawulwayo inokuhlawulwa njengenxalenye yentlawulo yakho yenyanga yokuhlawulwa kwemali okanye kwiintlawulo zonyaka okanye zonyaka-ntlawulo ezenziwe ngokuthe ngqo kummandla wakho werhafu. Ezinye iindawo ziyakwamkela iintlawulo zenyanga.
QAPHELA: Imimiselo yelizwe kunye neendawo zitshintshe rhoqo kwaye ingcaciso engentla ingabonakali utshintsho olutshanje. Ukongezelela, oorhulumente kunye noomasipala bangatshintsha iindlela zabo zokuhlola kunye namazinga okuhlawula umnyaka ngamnye. Qhagamshelana negunya lakho lerhafu lendawo kwingcaciso ephezulu yokufikelela kwindawo yakho, ingakumbi ukuba ucinga ukuthenga ipropati kwaye ufuna ukukulindela ukuba yeyiphi i-bill yerhafu. Ingcaciso equlethwe kweli nqaku ayikho ingcebiso yerhafu kwaye ayikho enye ingcebiso yerhafu.