Uluhlobo lweDayitileyo Oyidalayo Yenza Uninzi omkhulu
Lungiselela iNtsha entsha yokuPhepha iNtetho
Ngokufanelekileyo, awuyi kuthi "wongeza" igama lomntwana wakho kwizenzo zakho ezikhoyo. Uza kwenza into entsha kunye neqela labanikazi, mhlawumbi wena, lakho iqabane kunye nomntwana wakho. Uya kuba ngabaqashi abasebenzisana namalungelo okusinda .
Ukuba ukongeza nje igama lomntwana wakho kwizenzo zakho ezikhoyo, akayi kuba namalungelo okusinda. Akayi kuzuza ngokuzenzekelayo isabelo sakho sepropati xa usweleka. Ukongeza igama kuphela kumnika inzala yobunini kwindlu ngoku kunye nakwixesha elizayo, ngelixa ubumnini bumnini bakho bunokuba buphantsi kovavanyo.
Ukudala yonke into yokufuna imfuneko ngamalungelo okusinda aphephe le ngxaki. "Ukuphulukana" kuthetha ukuba xa umnini efa, isabelo sakhe sepropathi sishintshwe ngumthetho kumnini okanye nabanikazi abasindayo.
Cinga ngokusebenzisa i-Attorney
Ungathenga isofthiwe esifanelekileyo okanye ifomu lezenziwe kuyo nayiphi na ifowuni yokubonelela ngeofisi okanye iwebhusayithi yezomthetho ukudala isenzo sokubambisana, kodwa qwa lasele usebenza kunye nommeli wecebo lomhlaba okanye ummeli wezakhiwo.
Imithetho kaRhulumente ingaba yinto ecacileyo malunga nendlela kufuneka kwenziwe ngayo umyalelo ukuze kulungiswe amalungelo okusinda, kwaye ezi fom kunye neprosoftware ayisoloko ikhethiweyo. Elinye ilizwi eliphosakeleyo okanye igama elilahlekileyo lingakhokelela ekungqineni kwipropati.
Izibonelelo zabancedo
Umntu oxhamliweyo unokuba yinto engafanelekanga ekwenzeni imisebenzi kunye namalungelo okusinda xa uhlala kwimeko eyaziwayo.
Awufaki umntwana wakho njengomnini omtsha wepropati ngexesha lokuphila kwakho kunye nalo hlobo lomsebenzi. Kunoko, wayeza kufumana ipropati yakho kuphela ekufeni kwakho. Oku kungakuphepha ezininzi iingxaki ezinokuthi zityalo xa ubelana nobunikazi naye xa usaphila.
Wena-okanye i-Estate yakho-Unako ukufumana iRhafu yeSipho
Ukususela ngo-2018, xa unikezela nayiphi na into engaphezu kwe-15,000 yexabiso, i-Internal Revenue Service ithi isipho esikhokhelwayo . Oku kubandakanya ukudala isenzo esinika umntwana wakho inzala yobunini kwindlu yakho, ecinga ukuba akayikuhlawula ixabiso lemarike elifanelekileyo ngokutshintshiselana.
Uya kufuneka ufake ifayile yentlawulo yesipho sombuso kwi- IRS Ifomu 709 ukubika isipho kwi-IRS ukuba isabelo sepropati sixabiswe ngaphezu kwama-15,000. Ibhalansi ngaphezu kwe-15,000 yeeRhafu iza kuhlawuliswa-kuwe, kungekhona ummkeli wesipho.
Umda we-15,000 we-$ 000 ubizwa ngokuba yi-exclusion tax tax exclusion, kwaye ibhalwa kwi-inflation ukwenzela ukuba inyuke ngonyaka. Kodwa ukuxolelwa kwerhafu yesipho esiphila ngaso sonke isikhathi kuyafumaneka kwakhona. Oku kukhululwa kukuvumela ukuba ugweme ngokwenene ukuhlawula nayiphi na irhafu yesipho ekudlulisweni.
I-Credit Unified Tax Credit
Isibonelelo sesipho kunye nesabelo serhafu yexabiso lempahla yokuxolelwa ngokufanayo-"bayamanyaniswa." Ukuba unika ipropati eninzi ngexesha lokuphila kwakho, ukufakela ifom ye-Form 709 ngexesha elifanelekileyo ngokutshintshisa ibhalansi phezu kwemali yonyaka wokukhululwa kwemali ngamnye kunyaka wakho wokuxolelwa.
Ekugqibeleni, le ndlela ishiya imali encinci yokuhlawula irhafu yezindlu ukukhusela impahla yakho eseleyo kwiirhafu zomhlaba xa usweleka, kodwa ngenxa yokuba inkokhelo enye iyakhusela isipho kunye nefa lakho, kuluhlu.
Oko kwathiwa, nantoni yeendaba ezilungileyo: Ukuhlawulwa kwentlawulo yesipho / isibonelelo sempahla yerhafu i-$ 11.18 yezigidi ngamnye ngomniki-mali ngo-2018. Leyo yipropati eninzi . Ukuba unako ukusebenzisa i-beneficiary deed, irhafu yerhafu echaphazelekayo ngokudlulisa ipropati ngaloo ndlela iya kubhekiswa ngokukhululeka okufanayo. Hlalani nikhumbule ukuba ixabiso elibalekela ingxaki lisafaka isandla kwixabiso lakho lokuhlawula irhafu.
Iingxaki zeNtlawulo zeNtlawulo
Umntwana wakho uya kufumana inyathelo elisezantsi kwerhafu yekhaya ukuba lidlula kuye xa usweleka, mhlawumbi uvavanyo okanye usebenzise umvuzo.
Oku kuya kunciphisa nayiphi na irhafu yentlawulo eyinzuzo ekufuneka ihlawulwe xa ekugqibeleni ugqibe ukuthengisa loo propati.
Intlawulo yexabiso lentengo ihlolwe ngokwahlukileyo phakathi kwexabiso lokuqala lokuthenga okanye ixabiso lepropati kunye nexabiso lentengiso yepropati. "Ukunyuka" kushukumisela ixabiso lekhaya ukuya kwinto ekufuneka ngayo ngomhla wokufa kwakho, kungekhona xa uqala ukuyifumana.
Ukuba unomnini wepropati ixesha elide, ukunyuka okuphezulu kungakumbi kunokuba uhlawule yona, into efanelekileyo. Kuthetha ukuba kuya kuba neyantlukwano encinane phakathi kwexabiso kunye nentengo yokuthengisa, kwaye oko kuthetha ukuhlawula imali encinci kwixabiso lentlawulo.
Ikhaya aliyi kufumana isinyathelo-siseko emva kokufa kwakho xa udala isabelo sokubambisana nomntwana wakho ngokwenza isenzo esitsha ngexesha lokuphila kwakho. Kwakudingeka azuze ilifa endaweni. Ngaphandle koko, umntanakho uya kubakhokhela irhafu yengeniso esekelwe kwinto leyo ifanelekileyo xa wawuyithenge okokuqala.
Ezinye iiNgxaki ezinokubakho ngeziXhobo eziHlangeneyo
Ngeke ukwazi ukuthengisa impahla, ukuhlaziywa kwemali, okanye ukuthatha imali entsha ngaphandle kwemvume yengane yakho xa umnika ubunini bodwa kwisenzo sokubambisana. Ezi zenzo zidinga imvume yabo bonke abanikazi.
Okubi kakhulu, umntwana wakho unokuthengisa ngokusemthethweni umdla wakhe kwipropati kumntu wesithathu, mhlawumbi kumntu ongaqhelekanga, ngaphandle kwemvume yakho ukuba ungayitshiyo into ngokuchanekileyo.
Ukuba umntwana wakho uphela nge-bond yeerhafu, iingxaki zemboleki, okanye inkundla yenkundla yomtshato, urhulumente, umboleki-mboleko, okanye umlingane wakhe owayesakuba naye ngaphambili unokubango lakho ikhaya okanye ubuncinane ubuncwane bomntwana wakho kwindawo yokubambisana. Kuloo meko, iqumrhu lingenza ikhonkco kwipropati yakho kwaye uzame ukuphoqelela ukuthengiswa kwayo ukuqokelela ityala layo.
Uya kwenza kwakhona ukudluliselwa kweempahla eziza kukulibaziseka ukufaneleka kweMedicid if ucela uncedo kwiminyaka emihlanu emva kokudala isenzo sokubambisana. Uzinike ngokufanelekileyo isahlulo sepropati yakho, enokuchaphazela ixesha lokufaneleka.
Yintoni Okufanele Uyenze?
Nangona uninzi lweengxaki ezinokuthi lunokuphetshwa ngokusebenzisa isenzo sokufumana inzuzo esikhundleni, le ndlela ayinakufumaneka apho uhlala kuyo. Ukudala isenzo sokubambisana kunye nomntwana wakho kunokuba kubekho ishishini elikhohlisayo, ngoko unokufuna ukubonisana nommeli onamava ukuba uqikelele izinto ezikhethekileyo kunye neengxaki ezichaphazelekayo kwiimeko ezithile.
Musa ukulibale ukuFaka iNcwadi
Naluphi na uhlobo olusebenzisayo, akusiyo nje umcimbi wokwenza isenzo esitsha, uyisayine, kwaye uyibambe kwidilesi yakho okanye kwibhokisi yokupaka ekhuselekileyo. Uzakufuna ukuyifakela kunye nerekhodi yakho yasekhompyutheni yezenzo ukuqinisekisa ukuba yinto yokurekhoda kawonkewonke.