Ipropate assets iyinto enomntu ofileyo ongenayo indlela yokudlulisela kumxhamli ophilayo ngaphandle kwenkqubo ye-probate. I-inshurensi yobomi bendleko, ii-akhawunti zebhanki ezinokuthi zihlawulwe ngokufa, ezinye ii-akhawunti zomhlala-phantsi kunye nezinye iifom zobunini bezindlu zangaphandle zigqithisa ngqo kubaxhamli abaqeshwe ngamagama ngokusebenza komthetho, ngoko ke akukho mfuneko.
Yonke into ifake i-estate decateent probate property. Ziyimpahla yakhe yovavanyo. Ifa liya kuthotyelwa kwinkundla ukuthabatha le ntlawulo kwigama lomntu ofileyo kwaye uyithumele kumagama abo iindlalifa ezifanelekileyo kunye nabaxhamli. Kukho ezine iindidi eziqhelekileyo zeempahla zeengxaki.
01 Iimpahla zeMpahla ngamnye
02 Iipropati-eziqhelekileyo kwiPropati
Iindawo ezihlala zihlala zibizwa ngale ndlela phakathi kwabanikazi abangatshatanga, kodwa ezinye iintlobo zeempahla zingabizwa ngale ndlela ngokunjalo, kubandakanya i-akhawunti yasebhanki, i-akhawunti ye-investments, amasheya, amabhondi kunye nezithuthi.
Olu hlobo lwepropati alufanele ludideke kunye nexabiso eligcinwe ngabaqeshi abadibeneyo okanye amanye amalungiselelo kunye namalungelo okusinda. Ipropati ebanjwe ngamalungelo okusinda ihamba ngokuthe ngqo kumntu osindileyo xa umnini omnye efa. Ayifuni iimvavanyo kwaye ayifakiwe kwi-estate decate's probate property.
Ukuba u-decedent uyabuyela umdla wakhe-oqhelekileyo kwiqumrhu lokumthemba ngaphambi kokufa kwakhe, oku kuguqula umnini-mhlaba ngentshisekelo efanayo kwi -assets . Akuyi kufuna ukuba inkundla yecala iqhubekele kudlula kumnini omtsha.
03 Abaxhamli bempahla kunye nabaxhamli be-Predeceased Beneficiary okanye Akukho ziNyulo eziNcedisayo
Xa bonke ababizwa ngokuba ngabaxhamli be-akhawunti okanye i-predecease yomgaqo-nkqubo i-decade, i-asethi igxotha kwi-estate yayo kwaye iba yinxalenye yengingqi yakhe. Kuyafana nangona i-decedent ihluleka ukubiza nabani na abaxhamli kuyo yonke into, okanye ukuba ibiza igama lakhe njengelungu loxhamli.
04 Iimpahla zekhohlo ezisekhohlo kwiTrust
Iingxowa zokuphila ziyakuphepha ukuvavanywa kwepropati ebanjwe ngabo, kodwa iminyaka ingadlulela ngexesha apho i-decedent ithola iimpahla ezongeziweyo kwaye inganakho ukuyeka ukuzithemba zonke.
Isisombululo esisodwa kule ngxaki kukudala "ukuthulula" kuya kulawulo lwepropati ngaphandle kwithemba lokumthemba ekufeni, kodwa ezi zinto zihlala zixhomekeka kwaye zinegalelo kwifa elifanelekileyo leengxaki.