Ukuhlawulelwa kwiAkhawunti zokuPhelela ukuPhepha Gweba iNgxelo yeeBhanki zakho zeBhanki
I-akhawunti ye-POD ivumela imali eleleyo kwi-akhawunti xa umnini we-akhawunti efa ukuba adlule ngqo kubaxhamli ababizwa ngokuba ngumnini-akhawunti.
Kuya kwenzeka ngaphandle kweengxaki , kwaye ngokubanzi, bonke abaxhamli beakhawunti ye-POD baya kuyenza ukuze bafumane ukulawulwa kweakhawunti emva kokuba umnini afe ukubonisa umphathi webhanki isatifikethi sokufa sokuqala somnini. Imali esele kwi-akhawunti ye-POD iya kuhlawulelwa kubaxhamli ababizwa ngokuba ngumnikazi we-akhawunti kwifomu yokuqeshwa kwabaxhamli kwifayili ebhankini. Kubalulekile ukuqonda ukuba i-akhawunti yebhanki iya kudlulela kubaxhamli be-POD nokuba ngaba umnini-akhawunti we-POD wayenomnqweno wokugqibela kunye nesigidimi okanye ukuphelelwa kwethemba lokuphilisa kwaye kungakhathaliseki ukuba kuyintoni na ukuthanda okanye ithemba.
Ngubani onokufikelela kwiAkhawunti yePOD?
Nangona umnini we-akhawunti ye-POD ephila, abaxhamli ababizwa ngokuba ngumnini ukuba bafumane imali eseleyo kwi-akhawunti emva kokuba umnini-fileyo abuye anakho ukufikelela okanye ukulawula kwi-akhawunti ye-POD, kuphela umnini uya kuba nokufikelela kunye nokulawula ngaphezu kwemali egcinwe kule akhawunti.
Kwakhona, umnini unako ukutshintsha abaxhamli beakhawunti ye-POD ngaliphi na ixesha ngelixa umnini usaphila kwaye unako ukwenza utshintsho kwi-akhawunti.
Ingaba i-Akhawunti ye-POD ingaba nomntu ongaphezu komntu omnye?
Iingxelo ze-POD akumele zenziwe ngumntu oyedwa kuphela. Abantu ababini, abathathu okanye ngaphezulu banokufikelela kwiakhawunti ye-POD ngelixa omnye umniniyo esaphila, kwaye ke xa umnini wokugcina efa imali ekhoyo kwi-akhawunti ye-POD iya kubhatala kubaxhamli ababizwa ngokuba ngumnini wokugqibela ohleliyo .
Ngaba i-Akhawunti ye-POD kufuneka ihlawulwe ngokulinganayo kubaxhamli?
Umnini-akhawunti we-akhawunti ye-POD ayifaki ukushiya i-akhawunti ngokulinganayo ukuba ngaba ngaphezu koxhamli. Endaweni yoko, ukuba umxhamli ongaphezu komnye ubizwa ngokuba ngumnini-akhawunti we-akhawunti ye-POD ukuze athathe ifa ehlala kwi-akhawunti emva kokufa komnini, abaxhamli baya kufumana ibhalansi ye-akhawunti ngokulinganisela okuchazwe ngumnini kwifomu yokutyunjwa kwabaxhamli.
Yintoni eyenzekayo xa umNcedisi onqamlekileyo egqithisela umnini-akhawunti we-POD?
Ukuba umxhamli ogqitywe ngumnini-akhawunti we-akhawunti ye-POD unqumla umnini, imali leyo eseleyo kwi-akhawunti iya kubhatalwa ngokulinganayo kwabaxhamli abahlala. Ngokomzekelo, ukuba umnini-magama anika abaxhamli abane kunye nomnye wabaxhamli ababizwa ngokuba ngabaxhamli baqulunqa umnini, kwaye umnini akenzi naluphi utshintsho kwi-akhawunti yegama elixhamliweyo, imali leyo esele kwi-akhawunti xa umnini uya kufa iya kuhlawulwa ngokulinganayo abathathu abaxhamlileyo. Kodwa kuya kwenzeka ntoni ukuba umninimzi kuphela ebiza umxhamli oyedwa kwaye unqumla umnikazi weakhawunti kwaye umnini akaze atshintshe utyunjwa lwabaxhamli? Emva koko imali esele kwi-akhawunti ye-POD iya kuba yinxalenye yezinto ze-probate zomnini-akhawunti.
Izibonelelo zabancedo
Ngaphandle kwee-akhawunti zebhanki ze-POD kunye nezibophelelo zokugcina imali, ezinye iindawo ziyabona ezihlawulwayo ngokufa, ukudluliselwa ekufeni, okanye kwizenzo ezixhamliweyo: Indlela yokuSebenzisa ukuTshintshwa kwiNkcazo yokuFikela okanye iNkxaso-mboleko yokuPhepha iNtetho .