Iimali ezifumanekayo
Ngaba unayo imali eyaneleyo yokuthengisa izinto zokuhlala? Ngesizathu esithile, abahwebi abatsha abanomdla bacinga ukuba bangaqalisa ukuthengisa iimpahla nge-$ 10,000 kwaye baya kwenza imali eyaneleyo nyanga zonke ukuba baphile.
Ngokuqinisekileyo kunokwenzeka, kodwa akunakwenzeka. Ndithembe xa ndikuxelela oku akuyi kusebenza.
Ukuze uthengise ubomi, kufuneka ube nemali eyaneleyo egcinwe ukuba ungaphila ubuncinane ngonyaka. Kuya kufuneka kwakhona ukuba ne-akhawunti yeemveliso ezixhaswe ngemali enokukwazi ukuvelisa inzuzo eyaneleyo ngonyaka. Ukuba ufuna ukwenza i $ 50,000 ngonyaka, kufuneka ube ne-akhawunti eyi-250,000. Ukuba unako ukwenza iipesenti ezingama-20 zibuya ngonyaka, uya kwenza i $ 50,000.
Abaninzi abathengisi bempahla batsha bacinga ukuba bangenza iipesenti ezili-100 ngonyaka, kodwa oko kungenangqiqo. Ngokuqinisekileyo unokwenza ezo zibuyele kwizinto zokuthengisa zonyaka, kodwa mhlawumbi uthatha ingozi enkulu kwaye uzibeka engozini yokulahlekelwa ngumsebenzi wakho wokuthengisa. Cinga nje ngolu shishini kwaye awuyi kuhambo oluya eLas Vegas. Hlala uphila ukuze uthengise ngolunye usuku.
Isicwangciso soRhwebo
Kufuneka ukuba ube nesicwangciso sokurhweba esilungileyo apho ukulindele ukwenza ubomi kwizinto zokuthengisa.
Kufuneka ukuba ubuncinci uphumelele kunye nerekhodi yokufumana inzuzo ngaphambi kokuqala ukwenza eli xesha elipheleleyo. Isicwangciso sakho sokurhweba kufuneka sibhalwe phantsi kwiindlela zakho zokurhweba kunye nokulawulwa kwengozi . Esi sicwangciso sakho seshishini esiya kukukhokela ngemisebenzi yemihla ngemihla. Musa ukuwayeka okanye ukucwangcisa kwisicwangciso sokurhweba.
Musa Ukuthengisa Ukuhlawula Irente
Into embi kakhulu abahwebi banokuyenza bayifaka kwindawo apho kufuneka benze imali eyaneleyo nyanga zonke ukuhlawula irente kunye nokutya. Leyo yimeko enzima yokwenza isiphakamiso sakho phezu kodonga. Oku kuya kukubangela uxinzelelo oluninzi kwaye wenze ukuthengisa kunzima kakhulu.
Asenzi izigqibo ezintle xa sibhekene noxinzelelo olukhulu. Le ngqungquthela ethile malunga nenhlekelele. Ndibonile abanye abathengisi bekrazula ixesha elide, kodwa uya kuhlala unomgca wokungenakuphepha ongakugweba oza kukuphosa kwi-tailspin. Iinyanga ezilahlekileyo zisoloko zenza abahwebi bathathe ingozi eyongezelelweyo kule nyanga elandelayo kwaye ibeka i-akhawunti engozini. Yilapho i-meltdown ivela kwaye iingxelo ziyacinywa.
Ukwenza kusebenze
Abantu abaphila ngokusuka kwimpahla yokuthengisa bayithatha kakhulu. Bazilungiselele ngokucwangciswa kakuhle nokucwangciswa kocwangciso. Ba landela isicwangciso sabo njengombhobhothi (ubuninzi bexesha) kwaye ungathathi umngcipheko omkhulu. Kuzama ukubetha ifama kwi-setting ehle kakhulu yokuhweba, kodwa akufanelekanga ingozi. Ayikho yonke imisebenzi yokurhweba, kungakhathaliseki ukuba kubonakala kukuhle kangakanani.
Iibakala ezinzima zibonisa ukuba abaninzi abantu abazama ukuthengisa izinto zabo bahluleka.
Ungalindele ukuba oku kube lula. Kuqikelele ukurhweba ixesha-nxalenye kwaye ube ngumthengisi onenzuzo ubuncinane kwiinyanga ezintandathu ngaphambi kokuba uzame ukuba ngumthengisi wexesha elipheleleyo. I-curve yokufunda iqhelekile malunga neyodwa ukuya kweyimibili ngaphambi kokuba abahwebi abaninzi bahlale bebonisa inzuzo. Khumbula, qiniseka ukuba uninzi lweemali ezifumanekayo kwiirhwebo kunye neendleko zokuhlala kwaye uphathe le nto njengomsebenzi.