Izigwebo zokuqhuba ngaphandle kweNqwelo-mali yaseMassachusetts

Izigwebo zokuqhuba ngaphandle kwe-inshurensi efanelekileyo eMassachusetts zichazwe kwiSahluko 90, iSahluko 34J soMthetho jikelele we-Commonwealth. Kungaba buhlungu ukufunda, nantsi isishwankathelo esheshayo. Abaqhubi ababanjelwe ukuqhuba isithuthi eMassachusetts ngaphandle kokufumana ubuncinci obuncinci babhekane nenani leefayili kunye nezohlwayo, oyintloko phakathi kwazo:

• Ukukhutshwa kokuqala: Ukumiselwa kweelayisenisi kweentsuku ezingama-60; intlawulo engekho ngaphezu kwama-500; Intlawulo eyongezelelweyo ye-$ 500 okanye ukuhlawulwa komnyaka omnye yomshuwalense womshuwalense kwintsimi ephakamileyo kakhulu kunye neklasi okanye umngcipheko ekusebenzeni ngexesha lokuthunyelwa kwecala, nawuphi na omkhulu. Imali yale ntlawulo eyongezelelweyo isetyenziselwa ukuhlawula iindleko zokuqokelela kunye nokucwangcisa iindleko zokuthintela ukukhwabanisa imoto yomshuwalense kunye neqhumiso.

• Okwesibini kunye nokuQinisekisa okulandelayo (kwiminyaka emithandathu yecala lokuqala): Ukumiselwa kweelayisenisi yonyaka omnye; i-$ 500 ukuya kwii-5000 zama-$, okanye ukuvalelwa unyaka omnye kwindlu yaseMassachusetts yokulungiswa, okanye zombini; Ukuhlawulwa kwe-$ 500 eyongezelelweyo kwisicwangciso seengozi, njengoko kuchaziwe ngasentla.

Izohlwayo ezichazwe apha ziyiyo kuphela, ezo zigunyazwe ngumthetho. Ukuba usuphelile engozini eyona nto iphosakeleyo kwaye ibangela ukulimala kakhulu kunye nomonakalo wepropati, kwaye unayo i-inshorensi, "izigwebo" oza kubakhokhela ngendlela yokulimala komntu uya kwenza ukuba ezo zomthetho ziphawule xa zithelekiswa.

Ukukhutshwa komntu

Ngokuqinisekileyo ukutsalwa kwaye uthathe ithikithi lokushayela ngaphandle kobungqina bomshuwalense wemoto lubuhlungu , kodwa qwa lasela ukubanjwa ngaphandle kwe-inshurensi yemoto kwindawo yesehlakalo. Unokubanjelwa uqobo. Oku kuthetha ukuba unembopheleleko yokuhlawula ngaphandle kwepokothini ukwenzela ukulimala komzimba kungekhona isithuthi sakho kuphela kodwa umonakalo othile kunye nokulimala komntu.

Iindleko ziza kuninzi kunani na. Zenzele inceba enkulu kwaye ungayiqhuba ngaphandle kwomshuwalense wemoto.

EMassachusetts ifuna ubuncinci be-20,000 / 40,000 / 5,000 . Kunconywa ukuba uthwale imingcele ye-100,000 / 300,000 / 100,000 ngabo bobabini i-inshorensi kunye nabathwali bomshuwalense. Kubalulekile ukuba ne-coverage eyaneleyo ukukhusela xa kwenzeka ingozi enkulu.

Ukuthenga kuphela i-state coverage kungabikho ngokwaneleyo ukugcina ukuba ungabanjwa.