Oku kulandelayo kuchaza izigwebo ezinzima kunye neendleko onokuzenza xa unqabile ukuqhuba iCalifornia ngaphandle kwomshuwalense womshuwalense.
Izigwebo Zomthetho Zokuqhuba Ngaphandle Kwe-Inshorensi
I-Oftentimes, iCalifornia ibonwa njengenkokheli xa ifika kwizigwebo ezintsha kunye ezinzima nakweyiphi na inani lephulo-mthetho. Akunjalo kwimeko yabaqhubi abangaxhaswanga, nangona kunjalo. Xa kuthelekiswa nesizwe ngokubanzi, izigwebo zaseCalifornia zithe tye. Kodwa oko akuthethi ukuba awuyi kuvakalelwa.
Ukongeza kwenkqubo yomshuwalense wendabuko, abaqhubi baseCalifornia banokukhetha ukufumana isitifiketi se-self-inshurensi evela kwi-DMV, esoloko idinga ukubonelela ubungqina bentlawulo ye-deposit.
Abaqhubi (abahlali kunye nalabo abavela ngaphandle kwimoya bahamba ngokuya kwiCalifornia) abanjwe beqhuba isithuthi ngaphandle kwe-inshurensi esebenzayo okanye isitifiketi se-self-inshurensi iya kuhlawulwa naphina kwi $ 100 ukuya kwii-200 ukuya kwecala lokuqala kunye naphakathi kwe-$ 200 ne-$ 500 yesibini . Ngelixa i-$ 100 ingenakuvakala njengento eninzi, kunye nezohlwayo ezongezelelweyo kunye nemirhumo, loo ntlawulo ye-$ 100 ingagqiba ukubiza i-$ 450.
Ukongeza, isithuthi sakho sinokuthi sihluthe kwaye sitshitshwe, apho ungayi kukwazi ukuyifumana uze ufumane i-inshorensi kwaye uyihlawule yonke imali yokukhwela kunye nokugcina. Kwaye njengoko sonke siyazi, loo mirhumo yokugcina imoto ingaba yininzi.
Izigwebo Zomthetho Zokuqhuba Ngaphandle Kwe-Inshurensi Ukuba Ufumana Ingozi
Ingozi yemoto ingaba buhlungu kungakhathaliseki ukuba kunzima kangakanani okanye wena okanye omnye umntu, ulimaze.
Ukuba ubandakanyeka engozini yaseCalifornia, umele uyeke, ukhuphe kwindlela kwaye wuleze ubize u-911 ukubika ingozi kumapolisa okanye kwi-CHP. Xa kufika amapolisa, uya kufuneka ukuba ubonise ilayisenisi yakho yokuqhuba, ikhadi lokubhalisa imoto nobungqina bomshuwalense .
Le ngxaki: kwenzeka ntoni ukuba unayo i-inshurensi yemoto esebenzayo? E-California, ilayisenisi yakho iya kumiswa, mhlawumbi ibe yiminyaka emine. Yikhumbule ukuba oku kwenzeka ntoni okanye ukuba awuyiyo inkohlakalo yengozi. Uyakwazi ukufumana ilayisenisi yakho kwakhona emva konyaka omnye ukuba ufumana i-inshurensi esebenzayo, unikezele ubungqina kwi-DMV kwaye uhlawule imali yokubuyisela. Uya kufuneka kwakhona ukuba ufumane iSatifikethi se-SR-22 seSatifikethi seMali kunye nokuthatha umgaqo-nkqubo we- inshurensi ephezulu ye- SR-22 ephezulu.
Iindleko Zoluntu Zengozi Ngaphandle Kwe-Inshorensi
Izigwebo zomthetho yinto enye: kuthekani ngeendleko zengozi ngokwayo? Ukuba uyilungu eliphosakeleyo, ngoko uxanduva lweendleko zonke ezibangelwa umonakalo. Kwaye oko kuthetha konke: umonakalo kuzo zonke izithuthi ezibandakanyekayo kunye nazo zonke iindleko zonyango ngenxa yokwenzakalisa wena, omnye umqhubi kunye nawaphi na amaqela emithathu.
Kuthiwani ngomonakalo kolunye uhlobo lwepropati kawonkewonke noluntu, njengempawu zesitalato kunye nezibane, ukulungiswa kwebhasi, izitrato, njl? Ewe, unembopheleleko yaloo monakalo, kwakhona.
ICalifornia idinga ukuba bonke abaqhubi baqhube ukuhamba ngeenqwelo ezingenasistim . Ukukhutshwa kweenqwelo-moya ezingaqinisekwanga kuthetha ukuba xa omnye umqhubi wakho engozini, unomshwalense wakhe uya kumhlawulela ilahleko zakhe nangona ingozi yimeko yakho.
Kodwa musa ukucinga ngomzuzwana ukuba ukufihla okungaqinisekwanga kuthetha ukuba uya kukhishwa. Ukuba unempahla, enye inkampani yomshuwalense yomshuwalense inokukufakazela ukuba uhlawule iindleko. Umzekelo: cinga ukuba ufumana ingozi eyona nto iphosakeleyo ekubangeleni amawaka angamawaka eedola. Ukuba awunayo i-inshurensi yezithuthi, kodwa unayo ikhaya elinama-$ 100,000 ngokulingana, inkampani yomshuwalense yeqela iyakumangalela ukuba ufumane amawaka ahlawulwa ngumxhasi wabo.
Ukuba awukwazi ukuhlawula, unokulahlekelwa ngumzi wakho.
Ukuba ubanjiswa ukushayela ngaphandle kwe-inshorensi eCalifornia, kungaba yinto efanelekileyo ukudibana nommeli ngeengcebiso malunga nendlela yokuqhubeka nokukhusela izigwebo ezinzima. Kodwa umgca wenkalo kukuba, ukuba ucinga ngokuqhuba umqhubi eCalifornia ngaphandle kwinshurensi esebenzayo, ungenzi! Umngcipheko kakhulu kakhulu kwaye izigwebo zinzima kakhulu. Amaxesha anokuba nzima ngoku ngoku, kodwa ukuba ufuna ukugcina imali, ukuqhuba ngaphandle kwe-inshorensi akuyona indlela yokwenza.