Ayithathi ezininzi iinkqubo zamazinyo ezibiza kakhulu ukwenzela ukuba uqaphele ukuba ufuna uncedo lwe-inshorensi yamazinyo kuwe nakwintsapho yakho. Inkampani ye-Delta Dental Insurance iye yanikezela ukugqithiswa kwamazinyo iminyaka engaphezu kwama-50 kwaye iyona nto inkulu kakhulu yezinyathelo zentambo eMelika. Kukho ama-dentist angama-140,000 athatha inxaxheba kwinethiwekhi yakhe yesizwe kwaye ezininzi izicwangciso zinikezela ngeendlela zokunakekelwa kwamazinyo angaphandle.
Ngo-2013, inkampani yayinemali engama-R18 billion kwiingeniso ze-premium yomshuwalense. Umgangatho unikezelwa kumazwe angama-15 kunye neSithili saseColumbia, ePuerto Rico naseZiz Virgin Islands. I-inshurensi yaseDelta ye-Intanethi ine-"efanelekileyo" kunye ne- AM .
I-Business Business Bureau
Kukho amanqaku amaninzi ahlukeneyo kwi-Business Business Bureau ye-Delta Dental Insurance ngenxa yeendawo ezahlukileyo. Ngenjongo yale ngongoma, ukulinganiswa kuya kuxoxwa kwendawo yekomkhulu eSan Francisco, eCalifornia. I-BBB yavulwa ngo-1991. I-Delta Dental ayikho ishishini elivunyelweyo leBBB kwaye linomlinganiselo "B-". Oku kusekelwe kumanqaku angama-4 angabonakali ngabathengi. Kukho izikhalazo zabathengi abangama-88 ezidweliswe kunye neDalta Dent yafumana amanqaku angama-2.56 kwinqanaba eli-5 leenkwenkwezi. Kwizikhalazo ezidwelisweyo, uninzi lwalukho kwingxaki yeemveliso / inkonzo (41) kunye neyesibini zezikhalazo ezinemiba yokuqokelela imali (35).
Plans Assurance Plans
Izicwangciso ze-inshurensi zamazinyo ezinokuzikhethela zikhona ukuze zilungele wena kunye neentsapho zentsholongwane yamazinyo. Uninzi lwezicwangciso lubhala uluhlu lwemali nganye kwinkqubo eyenza kube lula uhlahlo lwabiwo mali. Kukho izicwangciso zamashishini amancinci namancinci ngokufanayo. Iintlobo zeziCwangciso zamazinyo ziquka iiplani ze-Dental PPO, ii-Dental HMO okanye izicwangciso ezihlawulwa ngaphambili, izicwangciso zeenkonzo-ntlawulo kunye nezicwangciso zokuphuhlisa.
I-Delta Dental idibanisa ne-arhente karhulumente, i-federal kunye neendawo zengingqi ukubonelela ngeenkcukacha ezixhaswe yiqela ezibandakanya:
- I-AARP Isicwangciso seNtshumo yamaNyolo
- I-TRICARE I-Retiree Dental Programme (kwi-Reformed Retiree Dental Programme)
- Inkqubo yeeNtsholongwane zeeNtsholongwane zeeNtsholongwane (kubaVeterans kunye nabaxhamli be-CHAMPVA)
- Iprogram yeBasebenzi baseFredeni
- Inkonzo yezeMpilo yaseburhulumenteni yase-US
- Denti-Cal
- Umbutho wasekhaya waseSan Diego
- ICentral California Alliance for Health
- IsiCwangciso seMpilo soMbutho we-CA
- San Mateo Healthy Kids
- Ipheka leSicwangciso seMpilo seNtwana
- I-Utah Medicaid
- Iimpawu zeMakethe kunye noTshintshiso
Okongeziweyo
Ukusuka kwiwebsite yenkampani, unokufikelela kwii-extras ukukunceda wena kunye nosapho lwakho kunye nokuphila kakuhle kwempilo yamazinyo kuqukwa neSmileWay Wellness Site enomdla wempilo yomlomo, ulwazi kunye nezixhobo zentsapho yonke. Kukho i-Grin! I-e-gazini eneembuyekezo kunye neengcebiso zempilo yamazinyo kunye nezingane kuphela! enika izixhobo zemfundo kubafundisi.
Okuhle nokubi
Iinkonzo
- I-delta yamazinyo inexabiso elinamandla lokulinganisela imali.
- Unokulawula amabango akho kwi-intanethi.
- Kukho isicelo esilula esilula.
- Izinketho zomgaqo-nkqubo ezinokuzenzela zivumela ukuba ulungele umgaqo wakho ngokuya kwiimfuno zamazinyo.
- I-Delta Amazinyo inikezela idoli esetyenzisiweyo yeendleko ze-pocket kwiinkqubo ezininzi kunokuba uhlawule ipesenteji ethile yeendleko zenkqubo njengoko kusebenza ngabathwali abaninzi.
- Zininzi izicwangciso zinika umlomo opheleleyo x-ray yonke iminyaka emibini ukunyamekela ukuthintelo okubalulekile ekuhloleni iintlobo ezininzi zezinyo okanye isifo sezinyo ngaphandle kokubola kwezinyo.
- Isicwangciso soMboneleli (preferred Planer Plan) (PPO) sinikeza izaphulelo ezingaphezulu kweepesenti ezingama-20 kwezinye iimeko ngokusebenzisa i-intanethi yamazinyo.
Umxhasi
- Zonke iinketho zokufikelela kunye nezicwangciso azifumaneki kuwo wonke urhulumente.
- Akukho kuvunywa kweBusiness Business accreditation
Okukwintsusa
U-Delta Dental Insurance uneminyaka engaphezu kwama-50 ngamava ekuboneleleni nge-inshorensi yamazinyo kwaye unamandla okulinganiswa kwemali. Inkampani inikeza izicwangciso usebenzisa iinkonzo zenethiwekhi enkulu yamazinyo ezweni lonke elivuma ukuzimisela kweenkampani, ukugcina imali kwiindleko zangaphandle . Izicwangciso zifumaneka kubantu ngabanye kunye namashishini amancinci amakhulu. Nangona iiplani azifumaneki kuwo wonke umbuso, kukho indawo ebanzi yokukhawulela.
Delta Amazinyo kufanelekile ukujonga ukuba ukhangele ukuthenga isicwangciso se-inshurensi yamazinyo kuwe nakwintsapho yakho.
Iinkcukacha zoqhakamshelwano
Ukuze ufumane olungakumbi malunga ne-inshorensi yamazinyo evela kwi-Delta Amazinyo, unokutyelela iwebhusayithi ye-Delta Dental Insurance website okanye ubiza umnxeba nge-800-422-4234 NgoMvulo ukuya ngoLwesihlanu, ngo-8 ukuya ku-9 ebusuku, kwi-Eastern Standard Time.