Uninzi lwabantu aluzange lucinge kakhulu ngomshuwalense wamazinyo. Yiyo-yeyona ndlela-de iyakudinga! I-Humana Insurance ngumnye wabanikezeli be-inshurensi yamazinyo e-United States kwaye banika izicwangciso zabantu, amaqela nabaqeshi.
EkwaseLouisville, eKentucky, iNkampani ye-Inshurensi yezeMpilo yaseHumana inikeza impilo, amazinyo, amayeza kunye neMigudu ye-inshorensi yempilo kuwo onke ama-50 asePuerto Rico kunye neSithili sase-Columbia.
Unamandla okubaluleka kwezezimali kule mibutho ephezulu yomshuwalense :
- I-AM Best - "Eyona nto ibalulekileyo"
- Inkonzo ye-Moody Investment -
- I-Standard & Poor's (S & P) - "A + Strong"
- Fitch - "AA- Very Strong"
I-Humana Insurance iye yafumana igalelo le- JD Power kunye ne-Associates "kwiLungu eliPhezulu kakhulu Ukwaneliseka kwiziCwangciso zezeMpilo zezoLimo kwilizwe laseTexas, North Carolina, South Carolina naseGeorgia. I-inshurensi ye-Humana yi-BBB inhlangano eqinisekisiweyo ene-"A +". Kukho izikhalazo zabathengi abangama-398 kwaye inkampani ifumene i-3.71 kwinqanaba eli-5 leenkwenkwezi ezihamba ngeenkwenkwezi ngokusekelwe kumanqaku angama-45 kumanqaku.
IziCwangciso zeDanana zamaDental
Izicwangciso zamazinyo ze-Humana zingathengwa njengomgaqo-nkqubo womgaqo-nkqubo okanye ngeprogram yakho yonyango ngokusebenzisa umqeshi wakho. Ungasebenzisa udokotela wamazinyo we-intanethi ngokulondoloza okongeziweyo; Nangona kunjalo, ukuba ukhetha ukudibana neengcali, awuyi kufunwa ukuba ufumane ukuthunyelwa kwinkathalelo yakho yamazinyo oyintloko.
Imirhumo yokubona udokotela wamazinyo ngaphandle komncedisi womncedi okhethiweyo uninzi kunabo bangaphakathi kwinethiwekhi. Nazi ezinye zezinyathelo zomgaqo-nkqubo we-inshorensi yamazinyo ezinikezwa ngo-Humana:
- I-Humana Yokukhusela I-Package ye-Veterans : Le phakhe ikuvumela ukuba ukhethe nayiphi na into yamazinyo, okanye ngaphandle kwe-network. Kukho i-deductible yonyaka engama-150 kwintsapho okanye i-$ 50 ngomntu ngamnye. I-deductible ayisebenzisi kwiinkonzo ezihlaziyiweyo. Inzuzo yakho yonyaka iphezulu ukuba i-$ 1,000. Akukho xesha lokulinda iinkonzo zonyango lokukhusela kunye neenyanga ezilithandathu zokulinda ezinye iinkqubo zokuqala zamazinyo kunye nokuhlinzwa komlomo. Isicwangciso siquka ukucocwa rhoqo kunye ne-x-ray i-100 ekhulwini.
- Ukunyaniseka Kwamazinyo Okunye : Ngokunyaniseka Kwamazinyo, unokukhetha nokuba ungowamazinyo okanye wamazinyo angaphandle. Kukho ixesha elilodwa elichithwa ngu-$ 150 ngomntu ngamnye okanye i-$ 450 kwintsapho. I-deductible isebenze nje nje ngokuba ugcina isicwangciso esifanayo. Iimpazamo zokufumana izibonelelo zi: 1-year-year-1,000; 2 ngonyaka-$ 1,250; kunye neminyaka emithathu okanye ngaphezulu-i-$ 1,500.
- I-Plus Preventative Plus : Khetha i-dentist okanye kwi-out-of-network. I-deductible yi-$ 50 ngomntu ngamnye kunye ne-150 yintsapho kwintsapho engayifakwanga kwiinkonzo ezisezantsi. I-ray-ray kunye nokucocwa kuhlanganiswa ngamaphesenti angama-100 kwaye akukho ntlawulo-ntsebenziswano yokuhambela iofisi. Akukho xesha lokulinda lisebenza kwiinkonzo zonyango lokukhusela kunye nexesha lokulinda liinyanga ezintandathu ukuhlinzwa ngonyango, ukuzaliswa kunye nezinye iinkqubo zokuqala zamazinyo.
- I-Dental Savings Plus : Thatha isaphulelo sokusebenzisa nayiphi na inethiwekhi yezinyo. I-Dental Savings Plus yiplani yesaphulelo kwaye ayikho i-inshorensi. Akukho xesha lokulinda izaphulelo ezifumanekayo kule plan. Unokufumana isicatshulwa seenkonzo ezifunekayo. Kukho umrhumo wexesha elilodwa we-$ 15.
Okuhle nokubi
Iinkonzo
I-website yeHumanana inikezela ukhetho lwe-inshorensi elungiswayo kunye newebhusayithi yayo ineempawu ezixhamlayo kwi-intanethi. Inkampani inomsebenzi weselula. Intshurensi yamazinyo ngeHumana inokubonelela ngezaphulelo ezinkulu kwiinkqubo zamazinyo nokunyamekela, ngamanye amaxesha ukuya kuma-45 ekhulwini.
Ixesha elilodwa elichithwe ngokunikezelwa kweNkqubo yoThembeka-ngokuchasene ne-deductible yonyaka eyenziwa ngabathwali bezintlu ezininzi-kunokukunceda ngakumbi kwiindleko zamazinyo. I-Preventative Plus yamaVeterini inikeza izaphulelo ezingaphezulu kwiimiselo. Ngeenkonzo ze-intanethi, unako ukufakela nokulandelela amabango e-intanethi, uhlawule okanye ufumane oogqirha kunye neengcali kumncedisi womncedi okhethiweyo.
Umxhasi
Azikho zonke izicwangciso zempilo zamazinyo ezinikezwa ngeenkqubo ze-Orthoontic orthodontic. Kukho intlawulo yobhaliso; Nangona kunjalo, ukuba uthengela umzobo wamazinyo kunye nombono, umrhumo wokubhalisa omnye uya kukhishwa. Abagciniweyo abafakela izigulane ngaphezu kweminyaka eyi-14. Azikho zonke iiplani kunye neendlela zokukhawuleza ziyafumaneka kuwo wonke urhulumente.
Iinkcukacha zoqhakamshelwano
Ukuqhagamshelana no-Humana malunga ne-inshurensi yamazinyo okanye ukufunda ezinye iinkonzo zomshuwalense, unokutyelela kwiWebhu ye-Inthanethi ye-Intshumo ye-Humana okanye usebenzise umnxibelelwano nathi kwiphepha ukuze ufumane inqaku elungileyo lenombolo yomnxeba ngokuxhomekeke kwiimfuno zoncedo.
(Ngokusekelwe kwingcaciso kwiwebsite yenkampani, u-Humana wazisa umthengi wayo ngesiganeko sokukhusela i-cyber apho kwenzeka isiganeko sokuchithwa kweziganeko ngoMatshi 20, 2017. Amalungu akhuthazwa ukuba ahlaziye iiphasiwedi kunye nabani na abanemibuzo mababize i-866-427-7478. ) U