Ukhuselo olongezelelweyo ukujonga iindleko zakho ezihambelana nokuhamba
Ehlabathini eligqibeleleyo, asisoze sitshintshe izicwangciso okanye silibazise uhambo okanye iholide. Njengoko izicwangciso zitshintshile kwaye ungadinga ukhuseleko olongezelelweyo ukugubungela iindleko ezihambelana nokuhamba, kukho i-inshurensi yokuhamba. Enye inkampani ukuqwalasela iimfuno ze- inshurensi yakho yokuhamba nge-CSA Inkampani yeNkampani yoKhuseleko lokuThutyana eye inikezela ukhuseleko kubahambi ukususela ngo-1991.
Imisebenzi yase-US yenkampani isekelwe kwiSan Diego, eCalifornia.
I-CSA ibanjwe yi-Europ Assistance (EA), inhlangano yomhlaba wonke onika iinkonzo zoncedo lwezongxamisekileyo kwaye sele iseshishini ukususela ngo-1963.
Uzinzo lwezeMali
I-CSA ine-A (ichanekileyo) yokulinganisela kunye nenkqubo ye- AM Best Insurance .
I-Business Business Bureau
Ukunyuswa kweenkonzo zabathengi beCSA kulungile njengeCSA njengoko igcinwe isilinganiselo sayo se "A +" kwiBusiness Business Bureau (BBB). Ifayile yeBBB ye-CSA yavulwa ngo-1994 kwaye yenziwe ibhizinisi elivunyelweyo ukususela ngo-2009. Kwezi zikhalazo; Kwakukho 87 ngeemveliso / iinkonzo, 17 kunye nemicimbi yokuthengisa / yokuthengisa, i-12 kunye nemicimbi yokubambisa / yokuqokelela, 8 kunye nemibandela yesiqinisekiso / iwaranti kunye ne-3 yimiba yokuhambisa. Kwakhona, kwezi zikhalazo, ezingama-22 zazisombululiswa ukwaneliseka komthengi. Inkampani inomlinganiselo wokulinganisa amanqaku we-3.68 kwiinkwenkwezi ezi-5.
IziCwangciso ezikhoyo
Iiprojethi ze-inshorensi zokuhamba ezifumaneka kwi-CSA ziquka iziCwangciso zoLuntu neziKhuselweyo . Unokuphonononga ulwazi malunga nesicwangciso ngasinye, fumana isicatshulwa uze ubophe umgca wokungena kwi-website ye-Inthanethi ye-CSA. Zombini izicwangciso zizenzekela ngokwezifiso kwaye zinikezela ngokudibeneyo kwezi nkonzo zinshorensi ezilandelayo:
- Ukukhanselwa kohambo
- Ukuphazamiseka kohambo
- Ukuhamba kwexesha
- Impahla
- Ukuxothwa kwempahla
- Ukuxhumeka koxhumo
- Lwezonyango kunye namazinyo
- Uncedo oluPhezulu kunye noThutho
- Ukufa ngokuPhepha nokuCandwa
- Ingozi Yendiza Yomoya
Iimpawu neeNkonzo ezikhethiweyo
Unenketho yokongeza ezi zinto zikhethiweyo kunye neenkonzo ngecebo lakho le-inshurensi yohambo lwe-CSA:
- IiNkonzo zokuNcedisa ngeeNkxaso zeeyure ezingama-24
- Kwiimfuno zoNonophelo lwezoNyango
- IiNkcazo zeeNkundla zoTywala
- IiNkonzo zeConcierge
- Ubungakanani beMibandela yezoLimo ekhoyo ngaphambili
- UmGaqo-mali Wokungeniswa Kwezimali
- Ukunakekelwa kweNkcitho yokuNakekela
- Ukukhanselwa koKhuseleko kwesizathu
Ukungabikho kwiNgcaciso
Izicwangciso ze-inshurensi zokuhamba nge-CSA azifumaneki ukuya eCuba. Le nkampani ikhuthaza abantu abathengi ukuba bafunde inkcazo yenkcazo kwimigaqo-nkqubo ngokuphathelele ukuhamba eLiberia, eGuinea naseSierra Leone njengoko kungekho mali yokulahlekelwa yintlungu ebangelwa yi-Ebola ebhubhane kula mazwe.
Iinkonzo
Inkampani inegunya elinamandla lwezezimali kunye nokulinganiswa kwenkonzo yabathengi kwi-BBB. I-inshurensi ye-CSA ye-Travel ine-clause ye-free-look yeentsuku ezili-10 esithetha ukuba ungatshintsha ingqondo yakho kwisithuba seentsuku ezili-10 kwaye ufumane ukubuyiselwa kwembuyekezo ngokukhawuleza njengoko ungakashiyanga uhambo lwakho. Kukho iiprogram ezimbini ze-inshurensi zokuhamba kodwa zombini zineenketho ezipheleleyo zokufikelela, okwenza kube lula ukufumana isicwangciso se-inshurensi yokuhamba kunye nokuthenga ipolisi yakho kwi-intanethi.
I-CSA inikezela abathengi bayo nge-24/7 yoncedo oluphuthumayo lwe-hotline etholakala naphi na emhlabeni. Kukho ukhetho olukhethiweyo lwenkonzo olubandakanya i-concierge, isisombululo sokutshintshwa kwesazisi, kunye neenkonzo zokufuduswa kwezilwanyana.
Umxhasi
Funda yakho inkcazo yokubhalwa ngokucophelela. Ukuba unabanini bezindlu okanye i-inshurensi yeendwendwe, loo nkqubo iqwalaselwa njengeprayimari kwaye i-CSA iya kuhlawulela kuphela into eyinkokhelo yakho yomshuwalense. Ezinye izikhalazo ezisuka kubaphathi bepolisi ziye zathi ulwimi lopolisi ludideka ngokubhekiselele kulokho kwaye akusiyo isizathu esivakalayo sokukhansela uhambo lwakho.
Ngaphantsi
Ingqiqo efanelekileyo ukujonga kwaye ubone ukuba unobungakanani benkxaso enayo ngeminye imigaqo-nkqubo ye-inshorensi ngaphambi kokuthenga i-inshurensi yokuhamba eyongezelelweyo. Ukuba uvakalelwa kukuba ufuna uncedo olongezelelweyo kunokuba usenalo, i-CSA ye-Intanethi ye-Travel iyindlela enokuziqwalasela.
Banobuchule obunamandla bemali kwaye banomlinganiselo "A +" kwi-Business Business Bureau. Izicwangciso ze-inshorensi ze-CSA zizenzekelayo ngokwezibonelelo ze-inshurensi zakho zokuhamba kunye nokubonelela ngezinto ezikhethiweyo.
Iinkcukacha zoqhakamshelwano
Ukuze ufunde kabanzi malunga neenkqubo zomshuwalense yokuhamba okanye ukufumana isicatshulwa kwaye uthenge umgaqo-nkqubo wakho, unokutyelela iwebhusayithi ye-CSA Travel Insurance Company okanye ubiza umnxeba (800) 711-1197 e-United States. Ungaphinde uthumele imibuzo kunye namazwana nge-imeyile kwi-csa@csatravelprotection.com.