Ukuseka Xa kufuneka ufake iiMali zakho kwiNgcaciso
Ukuba ulahlekelwe ngumsebenzi wakho, unokufuna ukubeka imali yakho mboleko kwi-deferment uze ufumane omnye umsebenzi. Ukongezelela, ukuba unzima ukuhlangabezana nezidingo zakho ezisisiseko, unokufuna ukubeka imali mboleko yakho kwisigxina. Abanye abantu baya kwenza oku kwaye bagxininise ekukhutsheni amanye amatyala abo ngokukhawuleza kunokwenzeka, kodwa oku kuphela ukuba awukwazi ukwenza yonke inkokhelo ngexesha uhlawula kwiimali-mboleko zakho zabafundi. Ukuba uya kujongana nemicimbi yengeniso yesikhathi eside. , kufuneka ubone ukuba ufanelekile yini kwiintlawulo zemali-mboleko zabantwana abafumana imali . Oku kunokunciphisa inani lemali-mboleko yakho, kwaye unako ukuhlala kwiprogram ukuya kwiminyaka engamashumi amathathu, ngexesha apho intsalela yomboleko iya kuxolelwa. Ukuze ufanele ukufumana iintlawulo, kufuneka ube ne-loan Direct student loan. Unokufuna ukulungiswa ukufumana le mboleko, kwaye kunzima ukwenza oko ukuba ulahlekile iintlawulo.
Kungcono ukuthetha nomntu ngaphambi kokuba ungakwazi ukwenza iintlawulo.
Ngaphambi kokuba uhambe ngokubhekiselele, kufuneka udale ibhajethi ebhaliweyo e dwelisa zonke iindleko zakho, kunye nengeniso yakho. Kufuneka unqumle yonke into ibe yinto encinci ukwenzela ukuba awukhokhanga ithelevishini yekhebula okanye isicwangciso sefowuni esabiza kakhulu.
Ukukhankanywa kwexeshana, kwaye uya kuvunyelwa kuphela ukubeka imali yakho mboleko kwixesha elifutshane ixesha elifutshane. Ungasebenzisa ixesha ovumelekileyo uze ufumane kwindawo efanayo ngaphandle kokukhetha ukusebenzisa impazamo. Oku kuthetha ukuba kufuneka uqinisekise ukuba akukho nenye indlela yokujongana nemboleko yakho yomfundi. Kufuneka wenze into ekujongeni ityala lakho lomboleko . Isicwangciso sokuhlawula ityala sinokukunceda ugxilise imali yakho ukuze ukwazi ukuphuma kwetyala ngokukhawuleza. Thatha ixesha ngoku usebenze ukuphucula imeko yakho, ngoko unokuphuma ngaphandle kwetyala uze uqale ukwakha ubutyebi.
Ukufaka isicelo sokuDlufiswa
Kufuneka uqhagamshelane nomboleki wakho ukuze uqalise inkqubo yokubeka iimali-mboleko zakho kwi-deferment. Unokufuna ukubonakalisa ukuba ufanelekele ubunzima bezoqoqosho obuvumela ukuba ubeke iimali-mboleko zakho kwi-deferment. Bangakucela ukuba uthumele amaxwebhu kwaye kunike umda wexesha lokuba uza kuba nini ixesha lokumiswa. Xa eli xesha liphelile unako ukuxoxisana nexesha elide ukuba unobunzima bokuhlawula imali. Ukongezelela, iinkampani zemboleko ziyakwazi ukwenza umsebenzi ophantsi wokuhlawula imali ukukunceda ukwazi ukuhlawula imali yakho. Ukuba awufanelekanga kwinkqubo yokumiswa, unokufuna ukuqinisa iimali-mboleko zakho kwaye ukhethe ixesha elide ukuba unciphise inani lakho lokuhlawula ngenyanga.
Ukuphatha iiNgxowa zemali zabaPhuhli
Ukuba unemali-mboleko yomfundi wangasese , unokungenayo le khetho. Uya kufuna ukuthetha nomboleki wakho ukufumana. Kodwa iimali-mboleko zangasese azilandelanga ngokufanayo izikhokelo ezifanayo njenge-Stafford okanye ezinye iimali-mali ezixhaswe ngemali. Kubalulekile ukuba ulandele ngokucophelela izikhokelo ezibekwe ngumniki-mboleko wakho kwaye uqhubeke uhlawula kude kube yinto yonke evunyelwe ukwenzela ukuba unokuphepha iimali zokugqibela kunye nezinye izigwebo kunye nomqondiso omnyama kwingxelo yakho yemali. Ngemali-mboleko yomfundi wangasese, unokufuneka uqhubeke nokuhlawula ngaphandle kweemeko zakho. Esi sizathu esinye kufuneka ubeke phambili ukuhlawula imali yakho yemali mboleko yangasese ngaphambi kokuba ulandele imali yakho yemali mboleko. Ungazibeka ngokukhawuleza kwisicwangciso sakho sokuhlawula ityala.