Ukuba ulahlekelwa yimeko enkundleni yakho, umgwebi uza kungena kwisigwebo, esisisigxina esisemthethweni enkundleni.
Ukuba inkundla inikezele enye imali yenkampani, isigwebo siya kubhala inani, nayiphi na inzala efunyenwe ukususela kwimeko enikwe ityala, kunye nenzala. Isigwebo sinokukuyalela ukuba uthathe isenzo okanye ungayi kuthatha inyathelo. Ngokomzekelo, unokuyalelwa ukuba uphendule indawo ethile kumdlali wakho okanye uhlawule iindleko zommeli wakho kunye neendleko zommeli wakho.
Ukurekhoda iSigwebo kwiRekhodi yeZakhiwo zeMpahla
Xa isigwebo singeniswe yinkundla, ngokuqhelekileyo kukho ixesha apho amaqela angakhenela isigqibo kwinkundla ephakamileyo. Umgwebo awuqwalaselwe ukugqibela kuze kufike ixesha.
Xa ekugqibeleni, isenzo sokuqala somthengi siza kufaka isigwebo kwiirekhodi zepropati zepropati apho uhlala kuyo. Iirekhodi zepropati zikarhulumente, nto ithetha ukuba nabani na onokuyibona. Oku kufaka ihlabathi kwisaziso sokuthi umbolekisi unesigwebo kuwe.
Isigwebo sisebenza njengesiqhagamshelana nepropati yakho. Ikhonkco ifana namalungelo wakho umboleki wemoto enemoto oyixhasa ngayo imali. Kodwa isigwebo siya kwenza njengesiqhagamshelana nazo zonke ipropati yakho, kuquka i-estate estate efakwe kwiirekhodi zepropati, i-real estate engabhalwanga kwiirekhodi zepropati kunye nazo zonke iimpahla zomntu, kubandakanywa iimoto kunye neengubo kunye nezitya kwiikhabhinethi.
Ukusebenzisa isigwebo sokuqokelela amatyala
Iingxelo zokugweba emva kokugwetywa
Emva kokuba kuthathwe isigwebo, umbolekisi angakuthumela isethi yemibuzo ebizwa ngokuba nemibuzo. Ezi ngxubusho zenzelwe ukufaka ulwazi malunga nezinto zakho, kuquka i-estate, impahla yomntu, i-akhawunti yebhanki kunye nemvuzo.
Ukuba uyaphula okanye unqabe ukuphendula iimpheno, inkundla inokukugxeka inkundla yenkundla kwaye ikuhlawulise imali eninzi, nangona inkundla ayinakukuphonsa entolongweni ngenxa yentlawulo yokulahla.
Ukumisela iSigwebo
Nangona abathengi banamathuluzi athile abanako ukunyanzelisa ukuhlawulwa kwegwebo, abaninzi bemboleko banokukhetha ukuxoxisana nokuhlala kunye nawe kule mhla wokugqibela. Ukuqokelela okusebenzayo usebenzisa izixhobo esizichazayo kunokubiza kwaye kaninzi akwazi ukuvelisa imali eyaneleyo yokuhlawula ngokukodwa ityala. Kuphantse kunomdla wakho ukuzama ukuphumeza isicwangciso sokuhlawula okanye unikezele isibonelelo semali kwisigwebo.
Levies
Ukuba awukwazi okanye awuyi kukhangela ulungelelaniso okanye isicwangciso sokuhlawula, kodwa unezinto ezinokusetyenziswa ukuhlawula ityala, umbolekisi unokhetho.
Okokuqala, unokuhlala kwaye ulinde uze uthengise impahla, ngokukodwa indawo yokuhlala.
Xa ufumana isibonelelo kwipropati, inkampani yesihloko iya kuhlaziya iirekhodi zepropati ukuqinisekisa ukuba unelungelo lokuthengisa. Ngethuba le nkqubo yokuphonononga, inkampani yetayitile iya kufumana isigwebo kwaye idinga ukuba ususe isigwebo njengemeko yokukhupha i-inshurensi yetayitile yokuthengisa. Ungasusa isigwebo kunye nemali yokuthengiswa, ngaphandle kwepokothini lakho, okanye ngokufumana isivumelwano kunye nombolekisi ukukhulula isigwebo.
Okwesibini, umbolekisi angabuyela enkundleni aze abuze ukuba impahla ithengiswe ukuhlawula isigwebo. Oku kubizwa ngokuba ngumrhumo . Le mboleko iqhele ukuba i-sheriff kwi-county apho ipropati ihlala khona ithathe ifa layo, ithengise kwaye iguqule imali yokuthengiswa kuyo kumbolekisi. Oku kuthetha ukuba u-sheriff ubeka ipropati yangempela kuthengiswa okanye empeleni uyasusa ipropati yakhe yokuthengisa.
Ngenxa yeendleko kunye nokufumana inkathazo kunye nokukhusela ipropati yomntu, ababolekisi abavame ukuthatha le ndlela ngaphandle kokuba ipropati inenani elixabisekileyo.
Ukulungiswa
Xa ipropati ingeyakho kodwa isesandleni somnye umntu, njenge-akhawunti yakho yokutshekisha ebhankini, inkundla iya kukhupha ukulungiswa. Ukuba umboleki-mali ufuna ukufikelela kwi-akhawunti yakho yasebhanki, icela inkundla ukuba ikhishwe ukulungiswa ebhankini. Inkundla inokukhangela kwakhona ukulungiswa kwemvuzo kumqeshi wakho.
Ukufumana ulwazi oluthe xaxa malunga nendlela uhlobiso olusebenza ngayo, jonga Yintoni iHlomelo? kunye nendlela yokuphatha ukulungiswa .
Izigwebo kunye neeNgxelo zeNtengo
Abantu bavame ukukhuthazwa ukulungisa izigwebo xa bebonisa iingxelo zabo zemali. Umboleki-mali akanakudinga ukunika isigwebo kwi-credit bureaus. Iingxowa-mali zemali-mboleko zihlaziya rhoqo iirekhodi zepropati kwaye zongeza izigwebo kwiinkcukacha zabo. Nanini na xa umntu enza uphenyo lwefayili yakho kunye ne-arhente yokubika ngetyala, isigwebo siya kuvela. Ingase ihlale kuyo nangona ingaba inqaku eliqhotyoshelwe kuyo liyaneliswa. Kwiimeko ezininzi, isigwebo siya kuhlawula ingxelo yengxelo yemboleko emva kweeminyaka ezisixhenxe, kodwa kwezinye iimeko zingase zihlale kwingxelo yemboleko nje nje ngokuba isigwebo esisebenzayo nesisebenzayo.
Ubude beeMgwebo
Izigwebo zihlala zisebenza iminyaka elishumi. Kwamanye amazwe, asebenzayo njengembalwa nje iminyaka emihlanu; kwabanye kubangamashumi amabini. Kwiindawo ezininzi, isigwebo singahlaziywa kwixesha elide.
Ukutshatyalaliswa kunye nezigwebo
Ungayikhupha isigwebo okanye umise ukuhlobisa ngokufaka ifowuni? I-bankruptcy inokumisa ukulungiswa, kodwa iya kuphelisa kuphela isigwebo xa ityala likhutshwa kwi-bankruptcy. Funda ngakumbi apha malunga nokukhutshwa kunye nento esinda kwi-bankruptcy.
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Umlinganiselo woTyala loTyala lomThengi: Ngaphambi kokuba i-Lawsuit ifakwe
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