Ukulawula Imali-mboleko Yomfundi: Inkxaso Yokuxolela Ukukhubazeka okanye Ukufa

Emva kokuhlawula iimali-mboleko zabafundi malunga neminyaka eyisixhenxe, uCarla wenza ingozi eyamshiya engakwazi ukuqhubeka esebenza kwisebe le-accounting yenkampani ayeyifumene nayo ngaphandle kwekholeji. I-heath yayo yayinganyaniseki, kwaye yafumanisa ukuba ayikwazanga ukusebenza kuyo nayiphi na imisebenzi eyaneleyo ukuze ikwazi ukuzixhasa.

UCarla wafaka iintlawulo zokukhubazeka kwi-Administration Security Administration kwaye yavunywa.

Nangona kunjalo, iimali-mboleko zakhe zabafundi zaqhubeka zimbiza ngokuba zii-$ 400 ngenyanga ngenyanga, ezenza i-chunk enkulu ye-$ 2,000 yakhe kwinyanga yokukhubazeka. Uhlawula imali eyi-10 000 kwiingxowa-mboleko ngqo kunye ne-$ 3,000 yemboleko yemali eyimali eyimali eyimali eyimali eyimali eyimali eyimali eyimali eyimali eyimali eyimali eyimali eyimali eyimali eyimfihlo.

Ngaba uCarla unayo nayiphi na indlela? Eneneni uyenzayo. Ukuba umbolekisi womboleko wemfundi uya kukhubazeka kwindawo apho engakwazi ukufumana okanye ukugcina umsebenzi oqhelekileyo, unokufanelekela ukuba umboleki-mali obambelelwe ngabafundi abaxhaswe ngokusemthethweni okanye akhanselwe.

Ukukhubazeka kokukhubazeka

Ukuba umboleki weNgxowa-mboleko ngqo, iFFEL, PLUS okanye iPrkins mboleko ikhutshazwa kwinqanaba elimvimbela ekufumaneni okanye ukugcina umsebenzi ozukileyo, umntu obolekayo unokufumana ukukhululeka kumbopheleleko wemboleko. Ukufumana ukuxhamla kwiimboleko zemboleko zabantwana ngenxa yokukhubazeka, uCarla kufuneka abonise ukuba ukukhubazeka kwakhe kubaluleke ngokupheleleyo kwaye kusisigxina.

Ukuze wenze oko, umboleki angenza enye yezinto ezintathu:

  1. Unokulindela ukuphumela ekufeni,

  2. Liye lahlala ixesha eliqhubekayo lingaphantsi kweenyanga ezili-60, okanye

  3. Unokulindela ukugcina ixesha eliqhubekayo elingangeenyanga ezingaphantsi kwe-60.

Ulwazi olubolekiweyo lubonelela ngokucacileyo kwaye luchanekile. Ukutyelela isayithi lokukhubazeka kweSebe leMfundo ukuze ufunde okokuba wena okanye ugqirha wakho kufuneka anikezele kwaye ungayisebenzisa njani.

Ukubeka iliso kunye nokubuyiswa kwakhona kweeNgxowa-mali

Nangona iSebe lezeMfundo liqwalasela ukuba ukukhubazeka kukaCarla kuphelele kwaye kusisigxina, eso sigqibo singashenxiswa ukuba kamva aphinde abuyele kwimpilo okanye alahlekelwe ukufaneleka kwakhe koKhuseleko loLuntu (okanye ukuzimisela kokukhubazeka kwe-Veteran ukuba kusetyenziswa).

Kwiminyaka emithathu emva kokukhutshwa komsebenzi, iSebe lezeMfundo liza kubeka iliso umbolekayo ukuqinisekisa ukuba uyagcina ukukhutshwa kwakhe. Ingxowa-mali yomboleki ingabuyiselwa ukuba:

Ukukhutshwa ngenxa yokufa

Ukuba uCarla wabulawa ngenxa yengozi yakhe, okanye xa efa emva koko, imali yakhe yokubolekisa ngemali yomfundi iya kuxolelwa. Ngokufanayo, ukuba abazali bakaCarla bathathe umboleko wesiKhwama seMzali egameni lakhe, umboleko uya ku xolelwa xa umzali okanye ummeli enika iSebe leMfundo ngekopi eqinisekisiweyo yesatifiketi sokufa.

Ngolunye ulwazi oluninzi malunga nokulawulwa kwemali-mboleko yomfundi ngexesha leemali ezinzima, jonga amanqaku ethu kule micimbi elandelayo:

Imiba Yesiqhelo

Uhlobo Luni Lweemali Unalo?

Izinketho zakho zokuLawula iMali-mboleko yabafundi ngokucacileyo

Uluhlu lweeNkcazo zeNgxowa-mali eziNcedisayo zabafundi

Xa ungeke ukwazi ukwenza iintlawulo zakho

Ulwaphulo-mthetho kunye nokuPhepha

UkuSetyenzwa nokunyamezela

Ukuqwalasela amaqhinga Ngexesha leTwin Times

Ukusinda kwiNgxowa-mboleko yomfundi

Ukujongana nabaqokeleli bemali-mboleko yabafundi

UkuLawula Imali Yengxowa

Ukuxolelwa

Ukuxolelwa Ukuxolelwa kwiSimo seSikolo

Ukuxolelwa Ukuxolela Ukukhubazeka okanye Ukufa

Inkonzo Yoluntu Ukuxolelwa

Imali Yomfundi kwi-Bankruptcy

Ukuchithwa kweBhanki

Ukukhupha iMali yeMali yangasese

Ukusebenzisa iSahluko 13 soMbuyekezo