Umthengi uchitha 3.8 Ipesenti
Ingxenye yesibini yabathengi benkcitho kwiinkonzo, ezifana nezindlu kunye nokunakekelwa kwempilo.
Phantse ikota enye isetyenziswe kwizinto ezingapheliyo, ezifana nezambatho kunye nokutya. Ezinye zithengwa kwizinto ezizinzileyo, ezifana neemoto kunye nezixhobo. Iintlawulo zeeNkcitho zoBuntu ziluhlu uluhlu lwamacandelo amaninzi kwizinto abasebenzisi abachithayo.
Iintlobo zeMboleko zabathengi zibonise ubumnandi
Ukusetyenziswa kwemali yabathengi kwanda i-3.8 ekhulwini kwikota yesine ka-2017. Ukusetyenziswa kwemali enamandla kuyona sizathu esona sizathu sokukhula kwe- GDP kuye kwimizuzu engama- 2-3 kwimeko ephilileyo esuka kwi- Recession Great .
I-Bureau of Labor Statistics yabika ukuba umyinge waseMelika uchithe i-$ 57,311 ngo-2016.
| Unyaka | Ukuchitha | Ipesenti yenguqu |
|---|---|---|
| 2013 | $ 51,100 | 0.7 |
| 2014 | $ 53,495 | 4.7 |
| 2015 | $ 55,978 | 4.6 |
| 2016 | $ 57,311 | 2.4 |
(Umthombo: "2016 Iindleko zabaThengi," i-Bureau of Labor Statistics, ngo-Agasti 29, 2017.)
Ngenxa yoko, ukuthengiswa kwe-US okuthengayo kuyomelele . Ixabiso leeholide lokuthengisa lenyuke nge-4.1 ekhulwini Oku kuphakamileyo kunomyinge weminyaka eyi-10 yeepesenti ye-3.5 yonyaka kunyuka ngaphambi kokunciphisa.
Kodwa abantu abayizigidi ezili-135,7 kuphela batyhutyha kwiveki ye- Black Friday nge-2016. Kungenxa yokuba babelindele ukuthengisa nge-intanethi kamva kwangexesha. Iindleko zenkcitho zabathengi zibonisa ukuhamba ngokuthe ngqo kwintengiso ye-intanethi ngokuthenga izitolo zitena kunye nezidaka.
Izizathu Ezihlanu Zokuba Kuthengi ixesha elide ukuThengwa kwabathengi ukuze bafumane
Nangona ukuchitha imali kuqhuba kakuhle ngoku, kuthathe ixesha elide ukuba libuyiselwe kwimali.
Okokuqala kwaye kubaluleke kakhulu, izigidi zabantu zabuyela esikolweni ukufumana imisebenzi emitsha. Ukunciphisa ukuthenga. Ityala lekhadi lesikweletu alizange libuyele kumanqanaba angaphambi komnotho. Kunoko, ukubolekwa kwesikolo kwenyuka kumazinga aphezulu kwimbali. Imfundo kunye nemali-mboleko yemoto yizona zibini zikhulu zetyala labathengi .
Okwesibini, ukunyuka kokungalingani kwemali kubangele ukuchitha imali yabathengi. Umyinge wemilinganiselo engenayo ayizange igcine ijubane kunye nokukhula kwiimarike zentengiso okanye kwi-GDP. Oku kungenxa yokuba imisebenzi iye yagqithiselwa kwabasebenzi abancinci eChina , e- Indiya , kunye nokuveliswa kwemali ephantsi e-Asia. Iifowuni zokuphelisa i- NAFTA kunye nezinye izivumelwano zokurhweba zamahhala ziye zinyanzeliswa ukuze abavelisi bangakwazi ukuqesha abasebenzi base-US baze bahlale kwishishini. Ngenxa yoko, amakhaya anqamle ukuchitha imali kunye nokwandisa ukonga. Oku kwakhokelela ekukholweni kwabathengi abaphantsi. Abahlalutyi abaninzi bajonga kwiNkcazo YokuThembela kwabathengi ukuba baxelele ukuba ngaba bathengi baya kuchitha. Kungenxa yokuba abantu banako ukuthenga xa beziva bathemba ngokukwazi kwabo ukufumana umsebenzi ohlawulekayo. Ukuzithemba kwabathengi kuye kwahamba ngokunyuka ukusuka ngoJulayi 2007.
Okwesithathu, abantu ngoku bafuna iimpahla kunye neenkonzo ngexabiso elingabizi.
Oko kukubonga ubugcisa. Ukuba unako ukufumana i-TV ethe xaxa kunyaka ozayo ngexabiso elifanayo njengemodeli yalo nyaka, uya kuba nolonwabo ngakumbi ukulinda de kunyaka ozayo ukufumana umkhiqizo omtsha. I-intanethi ichithe ikhono lokubaluleka kwamashishini amaninzi, njengeencwadi, ii-movie kunye nomculo. I-teknoloji yenza abasebenzi bavelise ngakumbi, badinga ukuba bambalwa.
Okwesine kukutshintshela ukunyuka. Ngexesha loqoqosho , abathengi bafuna ixabiso elincinci kunokwenzeka. Okuqinisekisiweyo impumelelo ye-Walmart kunye neevenkile zeedola. Njengoko uqoqosho lwaqala ukuphucula, kwenzeka into ehlekisayo. Azange abuyele kwiivenkile ezipheleleyo. Kunoko, ukutshintsha kwenzeka. Uphando lwe-Alix yoThengiswa ngo-2010 lufumene ukuba abathengi bethenga "iimveliso ezifanelekileyo" kwaye bamangaliswa kukuba "bekunene ngokwaneleyo." Baye bazimisele ukuhamba phambili ukuze bafikelele kwixabiso elifanelekileyo.
AmaMelika ayengagxininise ekugcineni imilinganiselo yokuphila njengokuba yayingaphambi kweengxaki zemali. Ngethuba lexesha lezindlu, basebenzise ukulingana kwabo kwikhaya njenge-ATM. Baye baleka ngamatyala ekhadi lamatyala . Inkcitho yokubambisa i-subprime kunye nekhredithi yamatyala ekhredithi inqatshelwe ityala njengemithombo yemali. Ukungaphumeleli kwemisebenzi kunciphise umvuzo. Ngenxa yoko, ukusetyenziswa kwemali yabathengi kuya kuhlala kuluhlu lwexesha elizayo.
Kutheni le mijelo ibaluleke kakhulu kwi-Economics yase-US
Ekubeni i-PCE ibikwa rhoqo ngenyanga, inika ubungqina bokuqala kweGDP yangempela yekota. Inkcitho yabathengi ibaluleke kakhulu kwiGDP . Oku kwenza enye yezona zibonakaliso zibaluleke kakhulu kwezoqoqosho . Ukuba idibeneyo, kunjalo nokukhula koqoqosho .
Abadayisi baye babhekana neengeniso eziphantsi kwenyusala. Kwaye kwafuneka ukuba balwe nabathengi abalindela ixabiso eliphezulu kunye namaxabiso aphantsi. I-Amazon kunye nezinye izitolo ze-intanethi ziye zabiba ishishini elininzi. Iinkampani ezincike kwixabiso eliphantsi okanye inzuzo ephezulu yokuncintisana ziye zawa emva. Kunoko, kufuneka banikezele zombini.
Ezi nkampani ezingayifumani kakuhle zingalahlekelwa ngabathengi bazo kwaye zingabalandeli. Abathengi bazimisele ukuqhubela phambili ukuba bafumane intsebenziswano efanelekileyo kuba benako ixesha elingaphezu kwemali. Akuzona zonke iindleko eziphantsi kweendleko eziqhuba kakuhle. Ukuba abayinikezeli ixabiso, abayikho shishini. Kwakhona kuthetha ukuba zonke izitolo eziphezulu kakhulu aziyi kutshabalaliswa, ngokude nje ukuba umthengi uziva ukuba bafumana ixabiso elifanelekileyo kwixabiso.
Olu tshintsho luya kugcina unyawo ekuqhekekeni kokukhula koqoqosho kwithuba elizayo. Ukuba uneshishini, jonga kakuhle kolu xabiso onika lona ngexabiso. Ukuthenga ukhuphiswano lwakho. Eyona nto ingcono, ncokola nabathengi bakho. Ezi zinto zonke zizinto ezilungileyo kumaxesha aqhelekileyo, kodwa zigxininise ngexesha lokutshintshela ukuya kutsho.