Kwabo bakhetha amamayela ngaphezu kwemali
I-Wells ibhanki yabathengi abanomdla wokufumana imivuzo inokuthanda iKhadi leRewards Rewards Card. Imivuzo ilula, ilungile, kwaye kulula ukuyifumana. Ikhadi linomlinganiselo omangalisayo wokuqala , ngoko ke nangona ungenomdla wokufumana umvuzo, unokusebenzisa ikhadi lokuthengwa kwemali engenakulinganisela okanye ukuhanjiswa kwemali.
Imivuzo ngeKhadi leMali yokuBala iMargo
Akukho bhonasi yokubhalisa njengeminye eminye imivuzo yamakhadi esikwereti, kodwa unelungelo lokufumana amanqaku amaninzi kwiinyanga ezintandathu zokuvula i-akhawunti yakho.
Uza kufumana ama-5 engama dollar kwi-gesi, ukutya kunye nokuthengwa kwezidakamizwa ezenziwe ngaphakathi kweenyanga ezintandathu zokuqala kunye nenqaku elilodwa kwi-dollar kuyo yonke into. Emva koko, zonke izinto zakho ezithengiweyo zifumana enye ngongoma nge dollar. Unemizekelo eyahlukeneyo yokuhlawulela umvuzo wakho kubandakanya amakhadi wesipho, ukuhamba, ukuthengiswa kwempahla, iminikelo yokunceda, kunye nemali.
Akukho mda kumlinganiselo weengongoma ongayifumana, kodwa amanqaku aza kuphelelwa emva kweminyaka emihlanu. Ngokomzekelo, amaphuzu owenzileyo ngoJanuwari 2016 uya kuphelelwa emva koJanuwari 2021. Amaphuzu afaneleke kwipesenti nganye, oku kuthetha ukuba kufuneka uchithe kakhulu kule khadi ukuze ufumane umvuzo obalulekileyo. Umzekelo, unako ukuhlawulela imali, kodwa ku-2,500 ukunyuswa. Yiloo $ 500 ekuthengeni ukuba uphuma ngaphezulu kwinqanaba elingu-5 ngemali yokuchitha imali kwiinyanga ezintandathu zokuqala okanye i-$ 2,500 ekuthengeni emva koko.
I-Wells Fargo enye yamakhadi ambalwa (ukuba ayilona kuphela ikhadi lekhredithi) elinikeza i-Cellular Phone Protection Protection.
Inzuzo ibandakanya umonakalo okanye ukweba kwefowuni yakho xa uhlawula i-bill yakho ngekhadi lakho le-Wells Fargo Rewards. Ungasindisa imali ngokucwangcisa isicwangciso sakho sokukhusela iifowuni.
Imivuzo ye-Fargo Imivuzo yeKhadi leKhadi
Intlawulo yonyaka . Akukho mrhumo wonyaka othetha ukuba unako ukufumana umvuzo wakho ngokukhululekileyo nje kuphela xa uhlawula ibhalansi yakho ngokugcwele kunye nexesha nganye ngenyanga (emva kwexesha lokuqalisa) kwaye ugweme ukuthengiselana okufumana imali.
APR . Jabulela u-APR% 0% ekuthengeni kunye nokuhanjiswa kwemali kwiinyanga ezili-15. Emva kwesantya sokuqala, i-interest rate yakho iya kuba phakathi kwe-12.40% kunye no-26.24%. Umyinge wakho wenzalo uza kusekelwe kwi-creditworthiness yakho, amanqaku atyala angcono kakhulu athetha inzala engaphantsi. I-APR iyahluka kwi- Prime Prime Rates yase-US.
I-APR iqhubela phambili ngemali engama-24.24% ukuya kwi-26.24% ngokusekelwe ekutyala kwakho.
Imirhumo ngeKhadi le-Wells Rewards Card lihamba kunye namanye amaninzi amakhadi esikweleti.
- Imali yokudlulisela ibhalansi: i-$ 5 okanye i-3% kwiinyanga ezili-15 zokuqala. 5% okanye i-$ 5 emva koko.
- Intlawulo yokuhlawula imali: i-$ 10 okanye i-5%
- Ukukhutshwa kwe-Overdraft yokuhlawulwa kwangaphambili: i-$ 12.50 ukuba ukuhamba kwimihla i-$ 50 okanye ngaphantsi, i-$ 20 ukuba ukuhamba kwangaphezulu kwe $ 50
- Imali yokuthengiswa kwamanye amazwe: 3%
- Ukuhlawulwa kwexesha elide kwaye ubuyisele intlawulo yentlawulo: ukuya kuma-37
Ngaba Kuyafaneleka?
Imivuzo kwiKhadi leMbuyekezo ye-Wells Fargo ayikho nto yokuphakamisa ikhwebu phezu. Isingeniso sokuqala, ngakolunye uhlangothi, lenza le khadi lifanele ukuqiqa.
Ehlelwe nguLaToya Irby. Amanqaku ekhadi lokuthenga ngetyala kunye neebhonasi zokubhalisa ziya kutshintshwa ukusuka ngexesha lokuhlaziywa. Jonga kwisicelo semimiselo yangoku kunye neemeko.