Umfundi uyabuza: "Umfazi wam kwaye wafumana ikhaya eligqibeleleyo ukuthenga. Olu luhlu lwaluthengiswa ngeenyanga ezintandathu kungekho nabanikezeli. Ngoko ke, senze isipho nje ngezantsi kwexabiso lokubuza. Ufumene esinye isibonelelo esivela kumnye umthengi. Ngaba ulalayo kuthi uzame ukufumana umthengisi imali engakumbi?
Impendulo: Iimbini ezibini kuluhlu - nakubaluhlu obuninzi kakhulu oluye kwithengisa ixesha elide kakhulu - luyinto eqhelekileyo. Akuqhelekanga ukuba umthengisi athole okungaphezulu kwesibonelelo esisodwa, esaziwa njengezibonelelo ezininzi , kodwa njengomthengi, yindawo enzima ukuzitholela kuyo.
Ndiyaxolisa ukuba omnye umntu ufuna ukukhipha indlu yakho kuwe, kwaye ndiyakwazi ukukhathazeka ukuba kufuneka uzive njani.
Kuyinto engaqhelekanga ukuba ikhaya likwazi ukuhlala kwiimarike kwiinyanga kunye neenyanga ngaphandle kokunikezelwa, kodwa umzuzu umthengi onomdla uyaza, ngoko ke uninzi lwabanye.
Nazi iindlela ezimbalwa ezinikwa ngababini kwoluhlu:
Isikhuthazo soMmeli kwiiNkonzo ezininzi
Okokuqala, qaphela ukuba ngelixa i-arhente inomthwalo wokubambisana nomthetho kwaye ubaluleke kakhulu kumthengisi ukufumana intengo ephakamileyo, loo mali ephezulu ayiyi kubeka imali eninzi kwi-ejenti ye-ejenti. Amaqela amaninzi afuna ukuba uluhlu luthengiswe ngentengo eyamkelekileyo kumthengisi.
Ii- commissions zezindlu eziqhelekileyo ziyahlula phakathi kohlu lomthengisi kunye nokuthengisa umthengisi. I-arhente yohlulo ke ifumana inxalenye yekhomishini evela kumthengisi.
Nasi umzekelo:
- Uluhlu lwamanani luyi $ 200,000.
- Uludwe lwe-broker's commission ngu-3% okanye i-$ 6,000.
- Uhlu lomthengisi unika isiqingatha salo, i-$ 3,000, kwi-arhente yohlu.
- Ukuba omnye umthengi unikezela ukuhlawula i-205,000, i-arhente yoluhlu iya kufumana i-$ 75 eyongezelelweyo.
Izibini ezibini kwiNcwadi eziDatyiweyo
Inventory, oko kukuthi, uludwe olusebenzayo oluthengiswayo, utshintsho rhoqo. Xa i-inventory iwa, iqhuba ukhuphiswano lwamakhaya aseleyo kwiimarike. Iindlu ezithengwa ngabathengi kunyaka odlulileyo zingaba zizinto ezishushu kule nyanga kuba ukhetho luphantsi.
Iiparamitha zakho zophando lwepropati zinokwenzeka ukuba ziya kufana lula kunye nabathengi abangaphezu kweyodwa. Ngamanye amagama, nonke nijonge amakhaya ngexesha elifanayo kunye neendlela ezifanayo zokubakho, ngoko ke niya kutyelela amakhaya afanayo.
Ukuba ufuna ngokwenene ikhaya, iziganeko zabanye abathengi baya kuzifuna. Esi sizathu esihle sokuba senze ngokukhawuleza kwaye "singalali" ngobusuku, kuba xa uyenzayo, omnye umthengi angene ngaphakathi aze athabathe kuwe.
Izibini ezibini kwiintengiso ezintsha
Uludwe olutsha lukhangele inkathalo eninzi kwiiveki zokuqala zokuza kwiimarike. Inzala ithambekele emva kwexesha kwaye imibukiso iya kuncipha.
Uninzi lwezibonelelo ezininzi zenzeke kwiintengiso ezitsha kunye neentsuku ezili-14 kwiimarike. Ukuba ikhaya likhuphe isibheno , ixabiso lentlawulo, lihle kwaye lihlala kwindawo elinqwenelekayo, abathengi abaninzi baya kuyifuna.
Khumbula, indawo, indawo, indawo. Nazi izicwangciso zokwenza isipho kwiintlobo ezintsha:
- Hambisa isipho ngokukhawuleza.
- Musa ukuthengisa umthengisi ngaphezu kweeyure ezingama-24 ukuphendula.
- Vumela i-arhente yakho ukuba yamkele ukunikezelwa kwesibonelelo kuwe.
- Musa ukuthengisa umthengisi isizathu sokunika umyalelo we- counter .
Amabini anikezela phakathi koLuhlu kunye noThengisa abaPhathi
Ngamanye amaxesha i- arhente yokurhweba ine "umthengi" umthengi, oye wayala i-agent ukuba ifowune xa kufika esinye isibonelelo. Kulo mzekelo, i-arhente yokurhweba inokwabelana ngolwazi lwesibonelelo sokuqala kunye nalo mthengi ngoko umthengi angabhala isipho esingcono kunakho. I-arhente yakho kufuneka icele i- arhente yoluhlu ukuba enye inikezelo ivela kumthengi we-arhente kuba ingenza umehluko.
Ukuba i- arhente yoluhlu imela umthengi wesibini isithembiso kwiziko elincinci , izinto ezintathu zenzeke eziza kufaka isipho sakho singenakulungeleka.
- Isipho sakho singabi ngaphantsi kwesibonelelo sesibini. Unokufuna ukucinga ngokunyusa ukwenziwa kwakho.
- Ukuba isipho sakho asikho ngaphantsi, i-arhente yoluhlu inganyusa intengiso yomthengisi ngokunciphisa isahlulo se-arhente yohlu lwekhomishini. Elinye inqaku le- MLS ukuba ikhomishini iyatshintsha kwibala. Buza i-arhente yakho ukuba ihlole kwaye ithathe loo nto ingqalelo xa uqikelela inani lakho lokunikela .
- I-arhente yoluhlu ingenza ukuba umthengi wesibini avele egxininiso kuba i-aderesi yokubala iyayazi ngakumbi malunga nalo mthengi kunoko. Bhala ileta etshela umthengisi malunga nawe, kwaye uyifake kunye nesibonelelo.
Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.