Ukukhuphisana nabanye abathengi basekhaya kwiimeko ezininzi zokunikezela
Yithi uzingela indlu ngeveki. Uyabona enye ikhaya liye lithengiswa malunga neenyanga ezintandathu ngaphandle kokunikezelwa. Ubona ukuba ikhaya liphezulu , kwaye unokuthi ulungile. Kodwa uya kukhangeleka. Uwela ngothando.
Yilona ikhaya eligqibeleleyo kuwe, kwaye ucinga ukuba unokufumana intengo enkulu kuba umthengisi ngokuqinisekileyo unqwenela ukunikezelwa.
Le yintsuku yakho inhlanhla. Ngoko ke, utyhoboza i-checkbook, bhala imali edibeneyo kunye kwaye usayine isivumelwano sokuthenga . I -ejenti yomthengi wakho ngoko uhambisa isipho kwi -ejenti yomdayisi .
Ngobo busuku uphupha ngekhaya. Uphosa uze uphenduke, ucinge malunga nendlela oza kulungisa ngayo ifenitshala yakho, umbala ongayipenda kwigumbi lokulala. Ngomso olandelayo i-agent yakho ifowuni ithi indlu ithengiswe kumnye umntu.
Kwenzeke njani loo nto? Uyamangaliswa, wabuhlungu, kwaye kamva, udandathekile. Uyazibuza ukuba umthengisi wayenomthengi kwikhefu lakhe elingemuva lonke. Uyayithiya loo mmeli. Wakhohliswa njani?
Awukho. Yintoni eyenzekayo-kwaye andinakukwazi ukuchaza isizathu sokuba umzuzu ufuna ukuyithenga indlu, kunjalo nabanye abantu abathathu. Kuqheleke kakhulu kumthengisi woluhlu lwangomhla kunye nolunakunyanzelwanga ukufumana ngokukhawuleza ezimbini, ezintathu okanye ngaphezulu, ngazo zonke imizuzu yomnye nomnye.
Icebo: Xa ufumana ikhaya lokuthenga, bhala isipho sakho ngokukhawuleza. Buza i-arhente yakho ukuba ikole i-ejenti yomdayisi ukuba afune ukuba ngaba kukho imiboniso yamuva kwaye ingaba ubani na umntu unokubhala isipho .
Izipho ezininzi kwiMakethe yeMthengisi
Ngamanye amaxesha abathengi basekhaya bayazibuza ukuba kulungele ukuzama ukukhuphisana nabanye abathengi kwimarike yomdayisi. Xa kukho i-inventory encinci kwimarike, akuqhelekanga ukuba umthengisi athathe iingu-20 ezinikezelwayo. Kuphantse kuluvo oluhle ukuba ubhale isipho nakanjani.
Ndiyathetha abathengi umntu uya kuba ngumnikelo ophumelelayo, kutheni ongenakukwazi ukuba lowo mntu? Inga. Nazi izicwangciso zokwenza ukuthenga kwakho kunikeze okunye okunye:
Hambisa i- Deposit Money enkulu .
Ngamanye amaxesha ukuthengisa kwikhaya kusalindelwe . Abathengisi abaninzi banenkxalabo yokuba xa sele bezinikele kwisibonelelo, abathengi abaphumeleleyo bangaphinda baphume kwintengiselwano okanye bangagqibekanga kwisivumelwano emva kokuba bonke abanye abathengi belahlekile. Idiphozithi yemali yenzondelelo inxalenye yentlawulo yakho . Ngokwandisa ngaphezu kwemida eqhelekileyo, ubonisa umthengisi ukuba unomsebenzi onzulu ngokuvala. Uphela unikezela umthengisi imali emfutshane kungekudala kamva, kodwa uthetha ngokubanzi.
Bonisa abadayisi Abafanelekileyo .
Phantse zonke iziphakamiso ezininzi ziya kuhamba neleta yomboleki. Ukuze uphumelele, cela umboleki wakho umboleko wencwadi yemboleko yemali mboleko , eyahlukileyo kunobumba obhalwe ngaphambili . Ukuqinisekiswa kwangaphambili kukukwenza ube ngumthengi onamandla kumaso omthengisi.
Nika abathengisi ixesha lokuhamba .
Ixabiso lomthengi lidla ngokuba yinto ephosakeleyo. Kunzima ngokwaneleyo ukugqithisa ukuvalwa okubanzi xa uthengisa kwaye uthengela kanye , kwaye kunzima nakakhulu ukuba abathengisi benza okufanayo. Sika abathengisi ukuba banqabile ngokubanika iintsuku ezimbini ukuya kwethathu ukuba baphume emva kokuvala, bengalindelanga umvuzo.
Ukufutshane okanye i-Waive Ezinye izinto .
Ngomthetho wesigqeba, unemihla eyi-10 yokuhlola ngenxa yepeyinti esekelwe kuyo , ngaphandle kokuba ulawule ukuba ubhale ngokuchanekileyo. Njalo ufumane ukuhlolwa kwekhaya , kodwa qinisa ixesha. Ukuba umboleko wakho uqinile, uvumeleke ukuvunyelwa kwemali mboleko. Thetha kwi-arhente yakho malunga nokuthengiswa okuthelekisayo ukuba uthathe isigqibo sokuba ufuna ukuvavanya ingxaki.
Ukunikezela ukuBhanqa i-Gap phakathi kovavanyo kunye nexabiso lokuthengisa .
Ukuba unayo imali eyongezelelweyo, kwaye ucinga ukuba ikhaya alikwazi ukulinganisa kwixabiso olinikayo kwaye umthengisi uya kukwazi oku, uze unikezele ukuhlawula umahluko ngemali.
Bhala iNkonzo Yakho Eyona Mhle .
Kwimarike yomdayisi, ungathemba ukuxoxisana . Nika ixabiso eliphezulu. Ixabiso onokuhlala nalo ukuba isibonelelo sakho kufuneka sithathwe. Yenza okugqibelele! Yenza kube mnandi, mhlawumbi ngaphezu kwexabiso lentengiso. Buza i-arhente yakho ukuba uhlalutyo lweemarike ngokuthelekisa ukufumana ixabiso. Ngamanye amaxesha abathengisi babeka ngamabomu ixabiso elingezantsi kweentengiso ezifana nokuzama ukuvelisa izibonelelo ezininzi, ngoko ke ukuhlawula okongezelelweyo akuthethi ukuba uhlawula ixabiso lemarike .
Amanqaku amaninzi kuMakethi kaMthengi
Kwiimarike zathengi , ukunikezwa kokunikezelwa kwimeko eninzi yokubonelela ngokuqhelekileyo kuncinci kunexabiso lexabiso . Inani lamanani amaninzi anikezelwa ngamanani amaninzi kakhulu, oku kuthetha ukuba unokukhuphisana nomthengi omnye kwindawo-ye-20. Nazi iziphakamiso zokukhuphisana:
Thengisa Ukuphuma Kwakho Eyokuqala.
Ukuba uhamba kwaye ube nekhaya lokuthengisa, ungathengi ngaphambi kokuthengisa. Ukuba ungumthengi wexesha lokuqala , unokufumana inzuzo ngaphezu komthengi ofuna ukuthengisa ngaphambi kokuthenga. Ukuba enye inikezelo iqulethe ukuthengiswa kwempahla , umnini-mthengisi uzakufaka kwisibhengezo ngaphandle kwexesha lokuthengisa.
Play Nice .
Musa ukucela umdayisi ukuba anike izinto zakho. Musa ukulindela ukuba umthengisi akhokhe iindleko zakho zokuvala . Fumana ukuba yiziphi izinto ezihlawulwa ngumthengisi kwaye uzinikele ukuhlawula ezimbalwa ezifana nemigaqo-ntloko , iifizi zokuhlawula, iifizi zokudlulisela. Buza i-arhente yakho ukuba abe ngumhlobo we-arhente ye-arhente kuba ngamanye amaxesha abathengisi bayayenqaba ukunikezelwa ngokusekelwe kwinto ye-arhente yomdayisi ekuthiwa ngayo nge-arhente yakho.
Fumana okubalulekileyo kuMthengisi .
Buza i-arhente yakho ukuba afune amaqhosha atshisayo kwintengiso. Ezi zingaba zicelo zokuthengisa okanye ukulindela i-arhente yokulindela - buza oko kuza kutywinwa i-deal kwaye uyinike yona. Mhlawumbi kukuvalwa ngokukhawuleza. Mhlawumbi ixesha elide kunexesha eliqhelekileyo lokunyuka.
Yabelana Ngothando .
Abaninzi abathengisi banamathele emzimbeni wabo kwaye bafuna ukuwa phantsi kwezandla zomthengi owamkelekileyo. Yiba ngumthengi owamkelekileyo. Bhala umthengisi ileta emfutshane ichaza isizathu sokuba uyithande ikhaya kwaye kutheni unelungelo lokukhethwa njengesiphumo sokuphumelela. Yiba sappy kodwa unyanisekileyo.
Lungiselela umnikelo wokuCoca .
Ungabhala isipho esilungileyo , kwaye i-arhente ehlukileyo yoluhlu iyakwazi ukucebisa umthengisi ukuba alwe nawo onke amanqaku anikezelayo , nakwiimakethi yomthengi. KwiCalifornia, umzekelo, abathengisi akudingeki benze izibonelelo zamanqaku ezifanayo. Ngamnye u ngahluka. Kwakhona, umthengisi ugcina ilungelo lokukhetha okanye ukugatya wamkela amanqaku amaninzi.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.