AmaHlathi, amaFolda kunye neeNdawo ezingaHlangeneyo

Ziziphi iiMthengi kunye noMthengisi weeMpahla zeMpahla?

Xa abaninzi abantu banquma ukuthengisa okanye ukuthenga ikhaya, bambalwa kakhulu bayeke ukuthabatha ubushushu beemarike okanye bazibuze ukuba imarike ihamba kakuhle kwiinjongo ezikhoyo. Kungenxa yokuba abaninzi abantu bathambekele ekucingeni ikhaya labo njengendawo yokuhlala kungekhona njengotyalo-mali. Emva koko kukho iCalifornia, apho i-real estate iyabonakala iyinkolo yesibini, ukuba ayilona yintloko.

Iimakethe zeMpahla zangempela

Ukuba ungumthengi ukhangele ekuthengeni ikhaya kwikarhwebo ye-real estate yomthengi, le yeyona marike efanelekileyo kakhulu yokuthenga.

Ngoba? Kuba kukho amanye amakhaya athengiswayo kunokuthengwa ngabathengi. Abathengi banamakhaya amaninzi okukhethayo, okwandisa iingxaki umthengi uya kuzifumanisa ukuba ikhaya eligqibeleleyo.

Kwiimakethe zendawo ezibandayo, abathengisi abanzulu bahlala bekulungele ukuxoxisana. Oku kuthetha ukuba unokuthenga ikhaya elingaphantsi kwoluhlu lwamaxabiso, kwaye umthengisi angathanda ukuhlawula ezinye okanye zonke iindleko zokuvala. Yona namava akhululekile kwaye kulula kubathengi.

Iimpawu zeNtengiso yeMthengi

• Inventory iphakamileyo xa kuthelekiswa neenyanga ezidlulileyo / iminyaka.
• Ingaphezulu kweenyanga ezintandathu ze-inventory kusemakethe.
• Amanani athengiswayo athengiswayo aphezulu kunamaxabiso ohlu olusebenzayo.
• Abathengi abambalwa bathenga, okubangelwa kumanani okuthengisa aphantsi aphelileyo.
• Amanani athengiswa ngamaphakathi ayancipha.
• Iintengiso zentengiso zifumana ngaphezulu.
• Ukuthengisa iimpawu zihlala ixesha elide, kubangelwe i- DOM ende .

Indlela yokuqulunqa inyanga ye-Inventory

1. Fumana inani elipheleleyo leencwadi ezisebenzayo kwiimarike kunyaka odlulileyo.

1. Fumana inani elithengisiweyo lokuthengiswa okanye ukuvalwa kwenyanga.
2. Hlukanisa inani leenombolo ezipheleleyo ngokubalwa kwenani lokuthengisa, okubangela inani leenyanga ezikhoyo.

Ngokomzekelo, kwimarike yangaphambili yomthengi, sinezihlomelo eziyi-8,722 ezifumaneka kwixesha elinesithuba sama-30. Ngelo xesha, ukuthengiswa kwe-1,021 kuvaliwe.

Okushiye iinyanga eziyi-8.5 zezinto ezisele ezithengiswa kwiimarike, okwenza loo marike ithengiswe kumthengi.

Imakethe yeMpahla yoThengisa

Ukuba ungumnikazi wendlu ofuna ukuthengisa indlu kwimakethi yomthengisi weevenkile, le yeyona marike efanelekileyo kakhulu yokuthengisa. Ngoba? Ngenxa yokuba kukho abathengi abaninzi kunezindlu ezithengiweyo.

Kwimakethi eshushu eshenayo, abathengi abanzulu bahlala bekulungele ukuhlawula ngaphezu kwexabiso lentengo. Oku kuthetha ukuba usenokungathengisa ikhaya lakho ngokukhawuleza kwaye mhlawumbi kunokuba ucele. Ukuba imarike yakho iyatshisa, unokukwazi ukufuna ukuba abathengi bahlalutye ii-appraisals kunye nokuhlola, nangona kunjalo ihlale ilungileyo ukuvumela umthengi ukuba ahlolwe ekhaya. Ngaphezu koko, ngaphandle kokushiya ilungelo lokubhala, umthetho wesigqeba uthi kufuneka unike umthengi iintsuku ezili-10 ukuhlola ipende yephambili.

Iimpawu zeThengi yoMthengisi

• Inventory iphantsi kakhulu xa kuthelekiswa neenyanga ezidlulileyo / iminyaka.
• Ngaphantsi kweenyanga ezintandathu ze-inventory kusemakethe.
• Amanani athengiswayo athengiswayo angaphantsi kwexabiso elisebenzayo.
• Abathengi abaninzi bathenga, kubangele kumanani aphezulu okuthengisa okuvaliweyo.
• Amanani athengiswayo aphakathi ayenyuka.
• Iintengiso zentengiso ziyafa.
• Ukuthengiswa kwempawu kuya phezulu iintsuku ezimbalwa ngaphambi kokuba uphawu olulindileyo okanye oluthengisiweyo lufakwe.

Iimpawu zeMpahla zeMpahla

Ezi marike zilinganayo. Ngokuqhelekileyo, izinga lentengo lithengwa kwaye inani labathengi kunye nabathengisi kwindawo yokuthengisa lilingana. Izikali azithethi kuyo nayiphi na indlela, ithetha ukuba imarike iqhelekile ngaphandle kokufumana ukuguquka okuzenzekelayo. Ngesizathu esithile, phezu kweeminyaka emininzi edlulileyo, asizange sibe namavalethi angathathi hlangothi kwiindawo ezininzi zemimandla. Nangona kwangaphambi kwelo xesha, iimarike ezingathathi hlangothi zaziqhelekileyo.

Iimpawu zeNtengiso engathathi hlangothi

• Inventory iyinto eqhelekileyo xa kuthelekiswa neenyanga eziqhelekileyo zonyaka / iminyaka.
• Izinyanga ezintathu ukuya kweziyisithandathu zokufakwa kwempahla zithengiswa kwiimarike.
• Amanani athengiswayo athengiswayo asondele kwixabiso lohlu lokusebenza.
• Inani lokuthengisa lizinzile.
• Amanani okuthengisa aseMedian agqityiweyo.
• Iintengiso zentengiso zihlala zifana.
• Ukuthengiswa kwempawu kuthathelwe endaweni ngokulindileyo okanye kuthengiswa iimpawu kwiintsuku ezingama-30 ukuya kwi-45.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.