Indlela yokwazi ukuba iMarike yeZindlu iphuculwe

Indlela Yokuxelela Ukuba Ukubuyisela Kuphelile

Ukungazi ukuba iimakethe zengingqi kunoma yimuphi unyaka onikeziweyo uphucula, kufuneka uqhathanise umsebenzi nje kuphela ngenyanga-ngenyanga-kodwa unyaka ongaphezu kweminyaka. Iimarike zeempahla zithengisa kwiimjikelezo. Ngamanye amaxesha i-marhwebo iphakama kwaye ngamanye amaxesha i-market dips. I- meltdown ye-mortgage yangonyaka ka-2007 isifundise ngendlela enkulu yokuba amanani entengo yexabiso ayiqhubeki. Iimakethe zemizi zinokupheka. Le nkathazo ka-2007 yaphupha amaphupha kwaye yaphosa imakethi yezindlu ibe yintlanzi.

Ngenxa yokunyaniseka, ndikwazi ukuhlala kwiimarike ezininzi ezithintekayo kwixesha elidlulileyo. Ngethuba lokugqibela kwee-1970, inani lentengo lalingama-18% kwaye abaninzi abathengi basekhaya bexesha lokuqala baxabiswa kwixabiso. Phakathi ne-80s, isenzo sokubuyiswa kwentela ka-1986 sasinempembelelo enkulu kwiimakethe zendawo. Asisoze sikulibala ukuwa kweemarike zendlu ezaqala ekupheleni kwehlobo ngo-2005.

Ngokusekelwe kumava am, nantsi iindlela zam eziphezulu ezili-10 zokukwazi ukuba i-market market iphucula:

I-# 1 Intengiso yeZindlu zeZingqinisiso kuPhuculo: I-Job Market Recovers

Xa uva imoto yommelwane wakho edonsa ngaphandle kwegaraji ngexesha leeyure emva kweenyanga ezingekho msebenzi, uyazi ukuba ummelwane wakho ufumana umsebenzi. Xa isantya sokungabikho kwemisebenzi sehla kwaye abantu babuyela emsebenzini, imakethe yezindlu ibuyela.

I-# 2 Intengiso yeZindlu zoTywala kukuPhucula: UkuThengiswa kweMpawu kwiindawo zokuHluleka kwabamelwane

Uninzi lweempawu ezisetyenziselwa ukuthengiswa kummandla wakho uthetha ukuba kukho imizi emininzi ethengiswayo kwaye ngokungekho nto abathengi abathengi.

Isisombululo esiphezulu sinciphisa ixabiso lokuthengisa.

I-# 3 Intengiso yeZindlu zoTywala kukuPhucula: iiMali zokuThengiswa kweMidiya Yeka ukuwa

Akunandaba nokuba ulandelelanisa ukuthengiswa kwekhaya ngexabiso elingama-square-square, ixabiso eliphakathi okanye elilinganayo, xa i-market ithaxile, bonke bayawa. Qhathanisa amanani athengisa umyinge kulo nyaka ukuya kumaxabiso amanani ngonyaka ophelileyo.

Ukwanda kwenyameko kuthetha ukuba imarike iphucula.

I-# 4 iMakethe yeZindlu zoTywala iPhuculo lokuQala: iiNqununu zezindlu zithengisa ngokukhawuleza

Xa kufuneka imfuno, amakhaya athengisa ngokukhawuleza kwaye iintsuku ezithengiswayo zinciphisa. Ikhaya lokuqala elikhangeleke kakhulu kwiimeko ezifanelekileyo kwaye indawo enqwenelekayo kufuneka idayise ngaphakathi kweentsuku ezingama-30 ukuya kwii-60.

I-# 5 Intengiso yeZindlu zoTywala yiNtuthuko: Amashishini avaliweyo avuliwe kwakhona

Ubungqina obuninzi obunokholo kwimpumelelo yezoqoqosho kunokuba xa usomashishini atshabalalisa kwaye avule ibhizinisi elitsha lommandla . Xa ubona iibhodi eziphuma kwisitolo esivaliwe kwaye uphawu olutsha luqhubeka kwisakhiwo, lithetha ukubuyiswa kuyaqhubeka.

I-6 yeNtengiso yeZindlu zoTywala iPhuculo lokuThuthukiswa koThutho

Xa ungasayi kuphinda ucele ukuba ikhaya elithengiswayo liyi- foreclosure okanye ukuthengiswa okufutshane , iimarike ziyajikeleza. Xa abathengisi bendabuko beva ukuba imarike izinzile ngokwaneleyo, baya kubeka amakhaya abo kwiimarike kuba abo bathengisi baya kuba nokulingana .

I-# 7 iMakethe yeZindlu zoTywala kukuPhucula: iiNkampani ezithengiswayo zeMpahla eziThengisayo

Kwiimarike ezithengiswayo , iimpahla zentengiso zihlala zihamba kwi shishini kunye neenkampani ezithengiswayo. Xa ishishini liphucuka, iinkampani zendawo yokuhlala zandisa kwaye ziqeshe amanxeba amaninzi kuba iifowuni zabo zikhawuleza ngeefowuni zomgangatho ezivela kubathengi.

I-# 8 Intengiso yeZindlu zoTywala kukuPhucula: Iimali zenzalo zikhangeleka

Xa ukuxhaswa kwemali kunqongophala, indleko yokuboleka imali iya kunyuka. Xa kuninzi imali ekhoyo ukuboleka, inzala yenzalo iyawa. Ixabiso lentengo ephantsi lilingana namandla aphezulu okuthenga abathengi kunye nokukhuthaza imakethi yezindlu.

I-# 9 Intengiso yeZindlu zoTywala kukuPhucula: AbaNinzi abathengi abakwiNtengiso

Umbutho weSizwe we-REALTORS 'Housing Affordability Index ulandelela ipesenti yabathengi abangakwazi ukuthenga ikhaya. Iphakamileyo ipesenti, isezantsi ingeniso efunekayo ukuze ikwazi ukufumana imali.

I-# 10 Intengiso yeZindlu zoTywala kukuPhucula: abathengisi bathenge ii-Homes-Up Houses

Ngexesha elixhalabileyo, ngokuqhelekileyo abathengisi abathengisa ikhaya kuphela abo bafanele ukuba ngenxa yeemeko ezingaphaya kolawulo lwabo, ukutshatyalaliswa kwemali okanye abanako ukukwazi ukuhlawula imali.

Uninzi lwabathengisi abathengi elinye ikhaya. Imarike yokunyuka iya kuba nzima. Kwimarike enokulinganisela, akusiyo kuphela ixesha elifanelekileyo lokuthengisa kodwa nexesha elifanelekileyo lokuthenga ikhaya .

_{Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.}