Iinkampani kunye neebhanki ziqeshe umthengisi wezindlu ezifanelekileyo ukulungiselela uluvo lwexabiso. Ummeli we-broker, ngokuqhelekileyo i- agent ye-estate , uthelekisa ubuncinci beempawu ezifanayo eziye zathengiswa kwipropati yesifundo kwaye zilungise phezulu okanye zisezantsi.
Isiphumo sokugqibela kwimbono yexabiso lemarike.
Ngamanye amaxesha izimvo zexabiso lomthengisi ziphikisana, ngakumbi ukuba i-ejenti elungiselela i-BPO inamava amaninzi okanye ulwazi malunga nommandla. Kodwa ii-BPOs zibiza ixabiso elingaphantsi kwexabiso elipheleleyo.
Ngexesha leemarike zehla ukusuka ngo-2006 ukuya ku-2011, iibhanki zazihlawula malunga ne-$ 50 ukuya kwi-75 yezigidi ze-BPO. Ingxaki ngale ndlela ibhanki ibanika le shishini rhoqo kwiingcali ezintsha kuba ngokuqhelekileyo, ezo zithunywa zodwa zikulungele ukusebenza kancinci. Kwakungeyona into engavamile ukuba i-agent-time-time to pull up to the house of the seller, eshiya abantwana bakhe baxakeke kwiindawo zabo emotweni njengoko i-agent idilize ekhaya, ngokukhawuleza yadutshulwa iifoto ezimbalwa kunye nomnxeba wakhe waza waphuma.
Iibhanki zazingabonakali kugxininisa kakhulu kwi-BPO kuba i-BPO yayingasetyenziswanga rhoqo ukujonga ixabiso. Kungenzeka ukuba izikhokelo zifuna i-BPO, kodwa iibhanki zisebenzisa enye imigaqo yokunquma intengo yokuthengisa, ngakumbi xa kuthengiswa ukuthengiswa okufutshane .
Amabhanki anokuthelekisa ukulahleka komgca wezantsi kunye nokulahleka kwi- foreclosure kwaye unqume ukuba ukulahlekelwa kwangaphambili kweentlawulo kukuhlawulela ngaphezulu, okungaqhelekanga njengoko oku kungakuzwakala kuwe.
Iintlobo ezimbini zeeBPO
Kukho iintlobo ezimbini zeBPOs eziqhelekileyo: i-BPO yangaphakathi, njengoko kuchazwe ngasentla, kunye ne-drive-by-BPO. I-drive-by-BPO ibaluleke kakhulu njengezinye ze-BPO zangaphakathi.
Akuthethi ukuba i-ejenti yokuqhuba i-home because i-agents ezinamaviki zijonga nje isithombe kwi-Google. Kodwa kuthetha ukuba ingaphakathi lendlu ayihlolwe kwi-drive-by. Ixabiso lentengiso liqikelelwa ngamanani kuphela: ukuthengiswa okuthelekiswayo kwiinyanga ezi-3 ezedlulileyo.
Ngamanye amaxesha uya kuva i-drive-by-BPO ebizwa ngokuba yi-desktop BPO, ithetha isofthiwe ekhethekileyo iqikelela ixabiso. Kuyafana neentlobo zexabiso eliqikelelwe kwiiwebhusayithi ezidumile ezifana neZillow Zestlow . Iyakwazi ukuchaneka kwinqanaba elithile kodwa ayithathi indawo yokuhlolwa kwangaphakathi, okanye ukuhlolwa okupheleleyo.
Kutheni iibhanki zilawula i-BPOs
Izizathu ezibini eziqhelekileyo zeBPO zixabisa ibhanki mhlawumbi kwikhaya ekungqiniweyo, malunga nokungena kwi-inventory yebhanki yezindlu ze-REO okanye ukuthengiswa okufutshane. Amabhanki angacela i-BPO kwiinkampani ezimbini ezahlukileyo zezindlu. Uqikelelo lwe-ballpark lwexabiso lusetyenziswe ukunceda ibhanki ukuba ikhusele iimpawu ezimbi ngamanye amaxesha zibekwe kwiivenkile ezithengiswa ngamagosa angenakuziphatha.
Amabhanki akafunwa ukuba amkele ixabiso leBPO njengexabiso lemarike yinyaniso, nangona kunjalo. Ibhanki ingasebenzisa elo xabiso njengesikhokelo kwaye inokucela ixabiso eliphezulu lokuthengisa ukuzama ukucima ilahleko layo. Kungenxa yokuba ibhanki ifuna ixabiso eliphezulu alithethi ukuba ixabiso leBPO liphezulu kakhulu.
Le mpazamo ezinye i-agents zenza, ukugxeka ummeli we-BPO ngenani elingalunganga xa ibhanki enqume ukucela ixabiso eliphezulu.
Ibhanki ingasebenzisa i-BPO kuphela nje ngolwazi olongezelelweyo. Kukho iinkqubo ezininzi zeprosoft software ezikhoyo, kunye ne-BPO ingasetyenziselwa nje ingxelo yokongeza.
Abantu abodwa abanethemba lokubaluleka kweBPO baya kuhlahla ngokuqhelekileyo abathengi bentengiso emfutshane. Kodwa ke ukulinganisela okuphantsi akuthethi ukuba ibhanki ayiyi kucela imali engaphezulu. Ibhanki ayimfuneko ukwenza ukuthengiswa okufutshane, kwaye yinto ebonakala ngayo abantu abaninzi.