Ngaba Ndinayo i-Windshield Insurance?

Iimangalo zeGlasi kunye neeDeductibles

Ukuqhekeka okanye i-chip kwi-windshield yakho kubalulekile ukulungisa. I-windshield yakho isengozini yokulimala kwizinto ezindizayo ezinjenge-debris ukusuka kwilori, emadwaleni, okanye nakweyingozi yomonakalo. Mhlawumbi ubetha intaka ngelixa uqhuba okanye umntakwabo umbethe i-baseball kwisithuthi sakho. Izizathu ezinokuthi zininzi kodwa umbuzo oyimfuneko ngaba umshwalense wakho womshuwalense unomonakalo we-windshield?

Umlinganiselo opheleleyo

Iifrikhsi kunye nezinye iifestile ezonakalisiwe kwisithuthi sakho ziya kuthathwa njengebango elibanzi .

Ngoko ke ugciniwe kuphela xa uthenge ukuxhaswa okubanzi, ngezinye amaxesha okubhekiswa kuwo ngaphandle kokungqubana ngaphambi kokuba umonakalo we nzekile. Fumana ukuba unayo inkcazo epheleleyo kwisithuthi sakho ngokujonga iphepha lakho lokumemezela , ukubiza i-agent yakho , okanye ukufaka ibango kunye nokuthetha nesisombululo.

Deductible

Kungenzeka ukuba unedola kwi-coverage yakho epheleleyo. Xa ungeze i-coverage epheleleyo kwisithuthi sakho kufuneka ukhethwe i-deductible. Ezinye iikhampani zinikela ngenani elidityanisiweyo ngokubanzi, nangona kunjalo, amaxesha amaninzi anqunyulwayo anqunyulwa ukunciphisa iindleko ze-inshorensi. Iithwali ezininzi zinika i-deductible ngokubanzi ukufikelela ubuninzi beebango ezibanzi kodwa zinikezela ngokutsha ngokukodwa ukulungiswa kweglasi. Hlola umgaqo-nkqubo wakho ukuba ubone oko okufunyenwe khona kumabango amaninzi.

Musa ukuhlaziya iFowuni yeGlasi

Ngokuqhelekileyo i-chip encinci iya kuqalisa ukuchitha ixesha elidinga ukutshintshwa kwomoya .

Ukuba une-chip encinci kwisikrini sakho somoya, kaninzi iglasi ingalungiswa. Ngokuqhelekileyo, abathwali bomshuwalense bafihla iipups ezilungiswayo ngaphandle kwe-deductible, njengoko nje kubhengezwa ngokubanzi kwisithuthi sakho. Ngokukhawuleza ukuba uzaliswe i-chip, kungenakwenzeka ukuba usasazeke kwi-crack.

Kuthekani ukuba andinakukwazi ukuhlawula i-Deductible?

Izinketho ziyafumaneka xa ungeke ukwazi ukuhlawula imali yakho.

• Gcina ukulungiswa kwakho uze ugcine imali. Nangona kunjalo, ukulungiswa kweglasi yakho ngexesha elifanelekileyo kubalulekile kwaye kunokubangela ithikithi yokulungisa ityala elivela kwipolisa ukuba ubanjwe nge-windshield ephahliweyo.
• Hlola kunye neenkampani zeglasi ezihloniphekileyo kwindawo yakho ukuba ubone ukuba ziya kukhangela inxalenye okanye yonke into echithwayo. Iinkampani ze-Glass zilambile ibhizinesi lakho kwaye ziza kutshabalalisa i-deductible yakho ukuze ufumane ishishini lakho. Ngokuqhelekileyo, kuphela iikhampani ezinkulu zeglasi ezikwazi ukuhlala zixhamla emva kokukhishwa kwakho.

Khumbula ukhuseleko olubanzi lubandakanya ngaphezulu kweengozi zentswela . Indlela kuphela yendlela yakho yokuphepheza ifakwe ngomshuwalense wakho ukuba uthengile ngokubanzi. Ukuba unemigaqo -mathambo engabonakali kunye ne- PLPD kuphela, kufuneka ulungise okanye utshintshe iglasi yakho ngokwakho. Qinisekisa ukuba ufunda nge-inshurensi yemoto yakho ngaphambi kokuba ixesha lifike ukufaka ifowuni.