Ukuhla kwexabiso
Ingolwazi oluninzi oluqhelekileyo, iimoto ziyahla. Awusayi kuphinda ufumane imali yakho ngaphandle kwemoto ngaphandle kokuba uyiqhube iminyaka engama-20.
Uhlawula ipenki enhle ukusetyenziswa kwesithuthi nokuba uyayifumana okanye awuyikuyidlulisela kwi-lottery. Isithuthi sakho sinokuthi siqinisekisiwe ukufumana i-Cash Value Value, aka oko kukufanele ngexesha lokulahleka. Ukuba awukwazi ukuhlawula imali engama-20% phantsi kwemali-mboleko yakho yemoto, ufuna i- inshurensi ye-gap ukukhawulela umahluko.
Imali yeMali Yongeziweyo
Kutheni abantu bethabatha imali mboleko yemoto eyongezelelweyo? Ukufumana ilungelo eliphantsi lokuhlawula? Yintoni eyenzekayo xa wenza intlawulo ephantsi? Isixa osihlawulwayo sancitshiswa kwisantya esicothayo, ngokukhawuleza kuphuculwa kunokunciphisa. Nabani othenga i mboleko yemoto ngegama elide kuneminyaka engama-4 ngumviwa ofanelekileyo we-inshurensi ye-gap. Ukuba unetyala elingaphezulu kunokuba kukhokhwa isheke sakho sokulahlekelwa ilahleko ngokupheleleyo, mhlawumbi unemali-mboleko yemali eyongezelelweyo ngaphandle kwe-inshurensi ye-gap.
Imali-mboleko yangaphambili
Isiqhwithi ngokuqinisekileyo siphunga xa ulingelwe ukufaka imali yakho yemali mboleko yemali yakho entsha.
Inqwelo-mali yakho yomshuwalense ayiyi kuhlawula ityala elidala, nangona lifakwe kwisikolo sakho semali mboleko. Ilahleko elipheleleyo lelahleko lithetha ixesha layo lokuhlawula okanye uzame ukufumana umboleki-mboleko ukugqithisa umahluko wale mboleko kumnye omtsha (ongakhange ukhuthazwe).
Iziqinisekiso
Naliphina imali ehlawulwe iwaranti ayifakwanga yintlawulo ye-inshorensi yokulahlekelwa.
Uxolo, iinkampani zomshuwalense ziqinisekisa izithuthi, kungekhona izicwangciso ezongezelelweyo. Amaxesha amaninzi, abantu bafaka iwaranti kwimboleko yabo yemoto kwaye bacinga nto. Kuze kube yimeko elahlekileyo yimeko, ngoku kufuneka uhlawule iwaranti kwimoto awukwazi ukuqhuba. Qinisekisa ukuba uhlolisise ukukhansela iwaranti yakho, ukubuyiselwa kwembuyekezo akunakwenzeka.
Intlawulo yeNtengiso, Isihloko, nokuBhaliswa
Imirhumo kunye neentlawulo zeetayiti aziqingqiwe kwaye zome. Ingaphezulu kwesiqingatha sawo onke amazwe kufuneka ahlawule ezi ndleko. Ngokuqinisekileyo yinjongo efanelekileyo yokubuza iimpendulo zakho zamabango ukuba iifizi zihlanganisiwe kwaye zeziphi izithintelo ezisetyenziswayo. Ngokuqhelekileyo ezi ndleko zihlanganiswa kuphela emva kwesinye isithuthi sithengiweyo kwaye kufuneka sibe kwiintsuku ezingama-30 zokuhlawula. I-Insure.com ibonisa iimfuno zomntu ngamnye.
Iingxowa-mali eziThutho zeMali ephantsi
Indlela enkulu yokufumana ilahleko epheleleyo yokuhlawula imali engaphantsi kweemali zakho zemali mboleko kukuthenga isithuthi ngaphandle kwemali . Ilahleko elipheleleyo lelahleko liya kuba yinkwenkwezi yakho ebunzima xa ungenayo i-inshurensi ye-gap. Kwakhona kuya kwehla ukuhla kwexabiso. Cinga nje ngohlawula intlawulo yakho phantsi ngoku ngokumalunga nexesha lokuthenga. Ndikholelwe, ndiyazi ukuba akusikho into ofuna ukuyiva. Kukho nje indlela elula yokukunika iindaba.