Kwakhona, ngaba siya kufumana iindleko ukuba saqhubeka sisebenzisa esi sicwangciso apho umthengi engayisebenzisi?
Akukho ziqinisekiso
Akukho NOKUKHONKANISA ukuba i-market ayiyi kuhamba kunye ne-rally enkulu, kwaye ihlala inokwenzeka ukuba ukhetho lokufowunelwa luya kwenziwa ngumnikazi wayo. Isicwangciso ochazayo kukuthengiswa kweendlela eziphantsi kweDelta , njengokuba amathuba aphakamileyo kakhulu ukuba ukhetho luya kuphelelwa lixesha. Kodwa nceda ukhumbule ukuba "ubukhulu becala" akunakuze kube ngu-100%.
Emva koko, kubalulekile ukuqwalasela esi sicwangciso ngokubhekiselele kwintengiso yomthengi: Ukuba ukhetho (cishe) luqinisekisiwe ukuba luphelelwe yinto engenakunceda, kutheni na umntu uhlawula nantoni na ukuba abe nayo? Ngaloo ndlela, kuya kufuneka ufumane ukulungelelanisa okufanelekileyo phakathi kwithuba elincinci kakhulu lokuba ukhetho luya kuba semali ngokubhekiselele kwi-premium enokuyiqokelela. Ukucinga ukuba ukhetha ukuthengisa ixesha elifutshane (kuphele kwiintsuku ezi-2 ukuya kwezi-5) zokukhetha ngenxa yokuba zibuyisa imali ephezulu ngonyaka, kufuneka uvume ukuba i-premium iya kuba yincinci.
Ngoko ke, isigqibo sakho kufuneka senziwe ngokuqwalasela ezi ngongoma:
- Unabelana ngama-SPY angama-1,000 (malunga nama-20,000) kwaye uza kubhala ama-10 amaninzi rhoqo xa ukhetho oludlulileyo luphela.
- Ukuba uqokelela i-$ 0.10 nganye kunye nokuhlawula ikhomishini eyi-10, ekushiya i-$ 90. Ukufumana i-$ 90 kwiiveki ezine kwi-20,000-mali yokutshala imali kukunika ukubuyela kwe-0.45%. Lo mncinane kakhulu, kodwa u-5.4% xa unyaka-mali.
QAPHELA: I-premium yekhetho ayikho igalelo, kwaye ayihlawulwanga njengerhafu, kodwa ngenjongo yale ngxoxo, unokucinga njengoluhlu olongezelelweyo.
QAPHELA: Ndikhethile i-premium yeentente ezili-10 kuba i-low-premium enokuyiqwalasela ngokufanelekileyo. Akunakulungile (kum) ukuthengisa izinto ezincinci - nangona ufuna ubungqina obuncinane bokuzivocavoca. Ukuthengisa iifowuni eziyishumi @ $ 0.05 inetha kuphela ngama-40 kuphela emva kwee-commissions.
- Ukuba injongo yakho ephambili kukuphepha ukunikezelwa isaziso somsebenzi , ke ungabi nomdla.
Impendulo yombuzo wakho oyintloko ngumntu ofanelekileyo "ewe." Ungathengisa ngokuthe ngangoko ngaphandle kwee-fowuni kwiimpahla eziphantsi. Kodwa ukuba uceba ukwenza njalo ngokuphindaphindiweyo amashumi eminyaka, ngoko kufuneka uvume ukuba kuya kubakho ubuncinane isihlandlo esisodwa apho (ukuba ufuna ukugcina i-SPY share) uya kunyanzelwa ukuba uhlawule (okt, ukuthengwa ukulahleka) ezo zikhetho. Ngethuba leenyanga ezingama-240 ukuya ku-360, ukujongwa kwezibalo kubonisa ukuba kuya kwenzeka ngaphezu kweyodwa.
Ukuba uyaqonda ukuba enye inkcazo ye "Delta" yukuthi ibonisa ukuba unokukhetha okuya kuba yimali ekupheliseni kwayo, uyazi ukuba xa uthengisa umnxeba ogama lakhe lingu-1, unokulindela ukuba kuya kuba semali ekupheleni kwexesha elilodwa kwikhompyutha nganye. Ukuba ukhetha ukuthengisa okukhethwa kukho i-delta, kunye nokuphelelwa yisikhathi kwiiveki ezi-4, ke ulungele ukubona oko kukhethwa ngemali (ekupheliseni) okungenani ama-2 ukuya kwezi-3. Kanti ukuba uthengisa ukhetho lweeveki ezimbini, uya kubhala iifowuni phakathi kwamaxesha angama-500 ukuya kuma-700 ukuya kwiminyaka engama-20 ukuya kwe-30, kwaye oko kuthetha ukuba ukhetho lwakho lube yimali (ekupheliseni) malunga neyonke i-expirations eyi-100 - .
Thatha kwibhanki ukuba ezikhetho aziyi kuphelelwa lixesha.
Ngaloo ndlela, isigqibo silula: Ngaba i-premium ye-$ 90 eyaneleyo ukwenza le siqhinga esihle kuwe ? Inyaniso kukuba andinayo ingcamango. Yona yindawo yokuthuthuzela eyona nto ibalulekileyo, kungekhona yam. Kwiimeko ezininzi, icebo lakho liya kusebenza njengoko lenzelwe. Ukuba unokwamkela loo mzekelo, ngoko andiyikubona into engalunganga ngokusebenzisa esi sicwangciso. Kodwa, kuya kubakho ukugcina uqeqesho phezu kweminyaka. Ukuba ufumana ukuzithoba (kwaye undikholise xa ndixelela ukuba kuya kuba nzima) njengoko ixesha lidlulayo, wazi ukuba ukuqokelela i-premium enkulu kuza kubakho izabelo eziqhelekileyo.
Ukwahlula : Ewe, uya kufumana iindleko, ngaphandle kokuba unikwe isaziso sokusebenza ngaphambi kokuba ube ngumhla we-dividend. YIBHEKA KWE-AWARE: I-SPY iya kwi-dividend yangaphaya ekupheleni kweLwesihlanu, zonke iinyanga ezintathu.
Ngoko ke, ukuba umnini-khetho ufuna igalelo, uya kusebenzisa uLwesine ubusuku, ngolunye usuku ngaphambi koLwesihlanu umhla wokuphelelwa yisikhathi. Xa oko kwenzeka, awufumani isabelo. Ngaloo ndlela, ukuba ukhetho lwakho luyimali ngalooLwesine, ungabelwa kwaye ulahlekelwe isabelo. Umnini umnxeba uya kusebenza kuphela xa ukhetho lukhulu ngokwaneleyo kwimali yokunciphisa ingozi yakhe (leyo ibali elinye lusuku).
Ukwenza umehluko
Ewe, oku kwenza umehluko, kodwa ulwahlulo luba luphawu kuphela xa uvuselela imali eyongezelelweyo. Xa (kungekhona ukuba) uvuselela izahlulo eziqhelekileyo, qi ni sekise ukuba ungeze i-premium eqokelelwe ekubhaliseni ifowuni eneefowuni. Andizi ukuba uza kukhetha kaninzi kangakanani ukubuyisela igalelo, kodwa kanye ngonyaka kufuneka kube yinto encinci.
Ukubhala iifowuni ezikhethiweyo yindlela yokukhetha umtyalomali ofuna ukufumana inzuzo eyongezelelweyo. Kodwa kuvela kwingozi yokuba iingeniso zilinganiselwe (ngenxa yokungathengisa izabelo kwixabiso lesiteyibrari ngokusebenzisa isabelo). Isicwangciso sakho sinciphisa kodwa asiyikuphelisa loo mngcipheko.
Iingcebiso zethu: Hambani.