Ewe, ufanele wenze into ethile kungekudala. Umgca wecala kukuba umhwebi ngamnye uyazi ukuba umngcipheko wokuba nesithuba esinikeziwe uye wanda ngaphaya kwendawo yokuthuthuzela yomthengisi. Indawo yam yokuthuthuzela idinga ukulungiswa kokusabalala kwemali phambi kokuba ukhetho olufutshane luhamba ngaphaya kwexabiso lentengiso . Imida yendawo yakho yokuthuthuzela iyahluka. Ingongoma ebalulekileyo kukuba kufuneka ube necebo lokulawulwa kwengozi elivimbela ukubulawa kwe-akhawunti, ukulahleka okukhulu .
Ulawulo lweMali
Abanye abahwebi abanamava bamkela umgaqo-nkqubo wokulungisa utshintsho lwesikweletu xa i-premium iphindwe kabini. Ukususela kwimbono yam isicwangciso esibi. Lo mgaqo onzima awufanelekanga kakhulu ixesha. Umzekelo, ukuba uqokelela u-50% weprayimenti enokwenzeka kakhulu (oko kukuthi, i-$ 5 ukuya kwinqanaba eli-10), ngoko ulungiso lwakho lokulungiswa aluyi kuze lufikeleleke ngenxa yokuba ukusabalalisa i-premium akuphindanga kabini kwixabiso lexabiso le-$ 10 ngaphambi kokuphelelwa yisikhathi.
Ukongeza, ukuba isicwangciso sakho kukuqokelela i-premium encinci (oko kukuthi, i-$ 0.15), amathuba okunyanzeliswa ngaphandle kworhwebo phantse i-100%.
Esikhundleni somthetho onjalo, ndincoma ukuba isasazo ngasinye sithathwa njengelungelo ngenxa yokuba akunakulungele ukuzama ukulungisa zonke iimveliso. Akunangqiqo ukufumana isicwangciso esifanayo sokulungisa kuwo wonke urhwebo.
Ngamanye amaxesha ukuyeka ukurhweba kunye nokwamkela ukuba ilahlekelwe yimali yinqununu yokulawula ingozi. Ngamanye amaxesha, kunengqiqo ukulungisa indawo.
Isigqibo malunga nexesha lokulungisa izikhundla kufuneka sisekelwe
- Ukunyamezela kwakho umngcipheko kunye nemida yendawo yakho yokuthuthuzela.
- Umngcipheko wangoku (isixa onokulahlekelwa ngawo) esihambelana nokubamba kwindawo kunye nokulahlekelwa okukhulu kunakho konke unokukwazi ukukwenza-ngaphandle kokulimaza i-akhawunti yakho.
Ukuba usebenzisa "i-premium-doubles" njengento yokuqala yokulungiswa kwetyala, ndingenakho ukuchasana, nje kuphela ukuba i-credit card yasekuqaleni idibene neenqobo ezithile. Ngokomzekelo, icebo le-premium-kabini lifanelekileyo xa
- I-premium eqokelelelwe kwi-index-point index ye-10 1.00 ukuya kwi $ 1.50.
- Ubuncinane iiveki ezimbini zihlala phambi kokuba ukhetho luphelelwe yisikhathi. Xa ixesha elincinci lihleli, ukulungiswa kwezicwangciso kunzima ukuphatha ngenxa yokuba izikhundla zinegama elibi le-gamma .
- Ukulungiswa (ukuqhuma) isikhundla sikhombisa isikhundla esitsha ofunayo kwipotfoliyo yakho . Enye yeengxaki zokulungisa imeko kukuba abanye abathengisi bakholelwa ukuba ukulungiswa kuyimfuneko, kungakhathaliseki ukuba imeko. Cinga ukulungiswa KUPHELA xa ukhululekile kakhulu kwisithuba esitsha esisikiweyo. Ukunyuka kwiindawo ezinobungozi obukhulu kunokwenza ingqiqo kuba ithuba lokwenza enye ilahleko (intengiso yangaphambili sele ilahlekelwe yimali) iphakamileyo.
Ezi zipharamitha azisetyenziswe kwilitye. Enyanisweni, abanakukusebenzela. Kodwa ingongoma ebalulekileyo kukuqonda ukuba isicwangciso se-premium-kabini asifanelekanga kwiimeko ezininzi.
Umzekelo. Makhe sithethe ukuba uyayithanda ingcamango (andiyiyo) yokuthengisa ngokubanzi i-OTM yemali-mboleko kunye nokuqokelela i-premium encinci (i-$ 0.25 okanye ngaphantsi kwi-index-point point). Ngokuqinisekileyo, eli shishini linethuba elihle kakhulu lokuba luncedo. Nangona kunjalo, inzuzo engenayo incinci kwaye andiyithandi into ephakamileyo yokuba i-premium iya kuphindwe kabini-kukunyanzele ukuba ungenise kwilahleko. Xa ufumana i-premium-double-out (okanye utshintsho) isicwangciso, kwaye ukuthengisa i-premium-premium credit spreads kungenakwenzeka.
Okokuqala, ixesha elininzi ixesha lemarike lihamba ngokwaneleyo ukuze lifikelele kwi $ 0.5 ukuya kwi-0.50. Oko kuthetha ukulungiswa kworhwebo ehlala kakuhle kwindawo yakho yokuthuthuzela.
Akukho mntu uthanda ukwenza oko. Okwesibini, ukuba i-volatility impati, i-OTM ephezulu ichaphazelekayo. Oko kuthetha ukuba ukusasazeka kwakho uthengisa @ $ 0.15 kunokuthengisa ngokulula kwi $ 0.30 - ekufunayo ukuba uphume-nangona xa inani lexabiso litshintshi. Ngaba unokwenene ukhululekile ukulungiswa phantsi kwezo meko? Andifuni.
Okwesithathu, iimfuno ze- bid / ask for the choices are fairly wide. Masithi uthengisa ukusasazeka kwi $ 0.20. Kunengqiqo ukucinga ukuba xa ufaka umyalelo kwaye wazaliswa nge $ 0.20, ukuba intengo yokubhengeza yayiyi ~ $ 0.15 kwaye ukuba intengo yokucela yayingu- $ 0.35 okanye i $ 0.40.
Unokugqiba njani ukuba i-premium iphindwe kabini kwaye ixesha lokuzilungisa? Ngaba ungasebenzisa intengo yokubuza? Awukwazi ukwenza oko kuba kuya kuba lixesha lokutshintsha ngokukhawuleza xa wenza uhwebo. Ngoko oko kucacile ngaphandle kombuzo.
Ngaba unokulinda kude kube yi-bid ye $ 0.40? Ukuba wenza njalo, awuyi kuphinda ubekho ithuba lokuhlawula njengento encinane njenge $ 0.40 ukuphuma. Ngaba ungalinda kwaye unethemba lokufumana umyalelo wokuhlawula i-$ 0.40 egciniweyo, okanye ngaba uya kuba nexhala lokuphuma (oko kukuthi, umphathi omngcipheko akanakunqikazi ukwenza into efanelekileyo - kwaye kukunciphisa ingozi) kwaye uhlawule $ 0.60 ukuphuma? Ukuba ibhidi i $ 0.40, iindleko zakho zokuphuma ziya kuba ziphezulu. Esi sicwangciso asikwazi ukusebenza.
Okwesine, ukwenza zonke ezo zinto zithengise imali. Akumane nje kuphela amakhomishini kodwa kunye nokuthungatha. Xa kuthengisa i-premium kwaye sinethemba lokufumana imali kwixesha lokubola, sikulungele ukuthengisa ngokungaqhelekanga njengengqiqo. Ungalokothi ugweme urhwebo xa ixesha lokulawula umngcipheko-kodwa le plan yokulungisa i-premium-kabini ayibhanqanga kakuhle kunye nokusabalala kweentengo eziphantsi kwexabiso.
Ukuba uyavuma ukuba ukuthengisa i-premium encinci akusebenzi kuwe, ngoko ke ngokuthengisa ngokuthengiswa kweekredithi ezingekho kwi-OTM ende? Ukuba uqokelela i-$ 4 kwi-spread-point point-10, ke isicwangciso sakho asiyi kubiza nayiphi na isilungiso de ukusasazeka kufinyelele kwi-$ 8. Ngelo xesha iinqunto ziya kuba zide kakhulu kwi-ITM kwaye akukho nto (enhle) enokuyenza ukuze kulungiswe indawo. Isigqibo sorhwebo siya kuza kwizinto ezimbini ezikhethiweyo: Phuma kwaye uthathe ilahleko okanye ubambe kunye nethemba elifanelekileyo. Ayikho into ekhethileyo.
Ngenxa yezizathu, isicwangciso sokuhlengahlengiswa kwe-premium-double to have to be limited to certain types of spread spread. Ngoko ke, ukuba uyamkela eso sicwangciso kwaye uyisebenzise ngokucokisekileyo, inokukusebenzela. Kodwa esi sicwangciso siza ngaphandle kwam sincomo.