Ukuthenga iiDips

Enye Imbono yabaTyalo-mali bexesha elide

Abatyalomali bexesha elide banokuzithemba kwixesha elizayo lemarike yemasheya. Ingaba loo nto ivakalelwa kukuba inzala-mboleko ivela kwimbali yeemali-mboleko, okanye iindlebe zamagama ahloniphekileyo kwihlabathi lokutyalomali lenza umehluko omncinci.

Bayazi kangcono kunokuba bazame ukuchitha ixesha kwimarike ngokuqagela xa i-market market iya kufika phezulu okanye ngezantsi.

Babambelela ixesha elide kwaye bangeze utyalo-mali babo xa ukwehla kweemarike kunika ithuba lokuthenga.

Abathengisi kunye nabatyalo-mali abancinci abade bacinge ngale ndlela . Abanalo i-luxury yokuthenga kwiimarike zehla ngenxa yokuba abaxhalabele apho izitokhwe ziza kuthungela iminyaka emininzi ukususela ngoku. Bakhathazeke kuphela ukuba i-marhwebo (okt, ixabiso lentengo-mali-mali yabo) iya kuqulunqa okanye iyancipha kwixesha elisondeleyo (mhlawumbi iintsuku ezi-1-3 ukuya kwiiveki ezimbini). Ngaloo ndlela, ingcamango yokuba "ukuthenga ukudibanisa" ayikho kwi-repertoire yabo yeendlela zokutyalomali - ngaphandle kokuba bafumane uphawu oluthile lokuthenga kwisinye sezibonakaliso zabo zobuchwepheshe.

Xa iMarike iwa

Esikhundleni sokuchaza imeko ethile ekufumaneni imarike yesitokisi esiwa phantsi, makhe sikhulume naliphi na ixesha apho ixabiso lemarike liyehla emva komhlangano omkhulu. Cinga ukuba uyavuma ukuba awukwazi ukuqikelela ikusasa kwaye ungazi ukuba iimeko ezikhoyo zimelela:

• Ukuqala kwemarike yeebhere.
• Ukuqala kwe- short-term crash .
• Ukulungiswa okunempilo okumele kulandelwe enye irediyo kwiindawo ezintsha zokuthengisa iimarike.
• Ukuqala kwexesha elidlulileyo apho iimarike ziya kuba nzima kakhulu kubatyalimi abaninzi.

Ukuba ungumntu oqhelekileyo, onokuzithemba, umtyalo-mali osisigxina ongeke azame ukuqikelela oko kuza kulandela, kwaye ukuba unayo imali egcinwe ithuba lokuthenga, isicwangciso esifanelekileyo kukutyalombela enye yale mali ngoku kwaye ityala imali ethe xaxa - xa kwaye xa i-marhwebo iyancipha.

Kukho iingongoma ezibini zokuqwalasela:

1. Ungaboleki imali yokutshala imali . Ungayisebenzisi imali eya kudingwa kwenye injongo ngaphandle kweenyanga ezintandathu. Sebenzisa kuphela imali ekhethelwe ukutyalomali.
2. Funda ukusebenzisa izikhetho ukuze ukhusele iphothifoliyo yakho ukuba ilahleke ilahleko kwaye uhlale ukhuthaze ngexesha elifanayo. (Bona ngezantsi.)
   

Indlela ongakhetha ngayo

Kwiingxowa-mali ezide ezikhulayo, izicwangciso zeendlela zokukhusela zikhoyo. Ukwamkela ezi zicwangciso yile ngcamango efanelekileyo kubaphathi-mali:

• Ufuna ukukhuselwa. Ngamanye amazwi, ubulumko buchaza ukuba kusenokubakho ixesha lokuhlawula iphothifoliyo yakho ngokunciphisa ukunyuka kobunzima, kodwa ufuna ukuhlala utyalomali kwi-market change.
• Bazimisele ukuhlawula i-inshurensi. Baqonda ukuba ukuba imarike iyajika kunye neentlanganiso, ezinye zeenzuzo zabo ezinokuthi ziya kubingelela ngenxa yokuba zithenge uxolo lwengqondo kunye nokukhusela iphothifoliyo. Oku kufana naluphi na umgaqo-nkqubo we-inshurensi. Ngokomzekelo, Kungaba yinkcitho yemali ukuthenga i-inshorensi xa indlu yakho ingazange ifakwe emlilweni, kodwa ukuba yenzayo, awukwazi ukukwazi ukuba ne-inshurensi. Cinga ngemali-ntengiso ye-stock market ngendlela efanayo.

Isicwangciso esisodwa seNketho: Faka indawo ye-stock ngokukhethwa kweefowuni

MZEKELO
Unayo izabelo ezingu-300 ze-XYZ, okwangoku ixabiso elikufutshane ne-$ 58 ngesabelo ngasinye.

Thatha la ma nyathelo:

1. Thengisa isitokisi, uthabathe imali yakho kwimarike.
2. Ngokukhawuleza (ungalindeli "ixesha elingcono") bathenge iintengiso ezi-3. Ixabiso lentlawulo kufuneka libe semali. Kulo mzekelo, mhlawumbi ufuna ukuthenga i-call-strike call. Nangona kunjalo, umnxeba we-50-strike uhlala ungakhetha ngokufanelekileyo xa uzimisele ukwamkela umngcipheko ongaphezulu.
3. Khetha usuku lokuphelelwa yisikhathi ohlangabezana nazo iimfuno zakho. Okukude ukuphelelwa yisikhathi, ngaphezulu kufuneka uhlawule ikhetho lokufownela. Nangona kunjalo, umhla ophelileyo wokuphelelwa yisikhathi unikezela ukukhusela iphothifoliyo kwithuba elongezelelweyo.

Ukuba imarike iyawa, yonke into ongayi kulahla yi-premium ehlawulwe kwiindlela zokufowunela. Ukuba kwaye xa ugqiba ukubuyisela kwisitokisini, ngoko unokhetho. Masithi i-XYZ iyancipha ukuya kuma-48. Kucacile ukuba unokuthenga i-stock kwi-48. Okanye unokuqhubeka nenkqubo yokuqala yokukhusela ngokuthenga iintetho ezi-3 ezintsha zeefowuni (ukuthengisa iifowuni ezidala, ukuba kukho nayiphi na ibhidi).

Qaphela ukuba isitokhi sehlile ukusuka kwi-$ 58 ukuya kwii-48 zama-48 kwaye ulahlekelwe kuphela yindleko yenketho yefowuni. Abanye abanikazi bamashishini balahla i-$ 10 ngesabelo ngasinye.

Ukuba ukunyuka kweemarike kuza ekugqibeleni kunye neentengiso zeemarike, ngoko unako ulawulo olupheleleyo lwezabelo ezingama-300 ze-XYZ. Kungakhathaliseki ukuba uphakamileyo kangakanani kwimirhumo yesitokethi, uya kuthatha inxaxheba kuloo rally. Iindleko kuphela (inzuzo enokuthi awukwazi ukuyifumana) yi-premium yexesha kwikhetho lokufownela. Ukuba uhlawule i-$ 5 kule fowuni, ixabiso langaphakathi liyi-$ 3 (i-$ 58 yentengo yexabiso lentengo ye-$ 55) kunye nexabiso lexesha li-$ 2. Uza kulahleka ithuba lokufumana loo mali eyongezelelweyo ye-$ 2 ngesabelo - kodwa ngokubuya, ukhuselwe ngokulahlekelwa okukhulu kwaye uthathe inxaxheba kwi-rally. Into enhle kakhulu.

Isicwangciso esithile siquka ukuthenga iindlela zokukhetha (kunye nokugcina isitokisi), kodwa andiyicebisi kubahwebi abasemagunyeni kuba kulula kakhulu ukuba baqonde kakuhle oko babenayo xa isikhundla sikhethwa kwexesha elide. Ukufumana inhlanganisela yesitokthi kunye nokubeka izinto ezinokukhetha kunokubangela ukudideka - kwaye into emele igwenywe.

Ukufakela iifowuni ezinde ixesha elide likhoyo. Okokuqala, kufuneka uqonde ngokwenene into oyenzayo. Awunakuyithandi ingcamango yokuhlawula irhafu yerhafu xa uthengisa isitokisi sakho (ekucingeni ukuba uyigcine kwixabiso elingaphantsi kwexabiso lexabiso lemali lika-58). Kodwa, esi sicwangciso siyi-potifoliyo yolawulo kwaye kuyinto ofuna ukuyiqonda - nokuba ukhetha ukungazisebenzisi ngeli qhinga ngeli xesha.