- Ukulimala komzimba
- Ukulimala Kwakho Imoto
- Ukulimala kwenye inqwelo
- Ukulimala kwiPropati
Emva kokulahla kwengozi yeqhwa, abantu abaninzi basala bazibuza ukuba i-inshurensi yemoto iya kugubungela umonakalo.
Ngaba i-inshorensi yemoto yakho ekhethiweyo iya kubakho? Jonga indlela uhlobo oluthile lomonakalo oluza kubalwa ngalo.
Makhe senze into enye ngaphandle kwindlela esheshayo ngokukhawuleza. Ukuba udibene kwiqhwa uze uthinte enye imoto okanye nayiphi na into ngolu hlobo, ngokuqinisekileyo kuthathwa njengebango le -frasti yakho yenkampani yomshuwalense. Akukhathazeki ukuba igosa lompolisa likuvumela ukuba ungene ngaphandle kwetikiti, umntu uphosakele kwaye akuyi kuba ngumqhwa. Ukuqhuba ngokukhawuleza ngokukhawuleza kwiimeko ngokuqhelekileyo sizathu esinikeziwe. Ngamanye amaxesha akanakucingela ukuba uhamba ngeenqanawa, ekubeni usendleleni unesizathu esilungileyo. Andizange ndithethe, ekuqaleni, ezi zibango zihlala ziphazamisayo.
Ukulimala kwabanye
Ukuba enye inxaxheba "kwelinye iqela" kwelinye isithuthi okanye umntu ohamba ngeenyawo unobungozi ngenxa yesithuthi sakho ukukhwela kwiqhwa, ukukhutshwa komthwalo wakho wokulimala komzimba kuya kufaka ilahleko kuye kwimida ekhoyo. Imida ibalwe ngomntu ngamnye / ngengozi, umzekelo, umgaqo-nkqubo unokuba nemida ukuya kuma-25,000 e-ngamnye umntu / ukuya kwi $ 50,000 ngengozi.
Ukuzilimaza Kwenu okanye Abagibeli
Ukuhlawulwa kwezoNyango okanye ukukhutshwa kwe-PIP kuya kufaka isicelo kwenzakalo ezixhasayo kunye nabanye abagibeli. Amanqanaba okubaluleka ayahluka kakhulu kuxhomekeke kwindawo ohlala kuyo kunye neenkcukacha ezikhethiweyo. Ezinye iipoliti zePIP zilahlekelwe ingeniso, iindleko zokuvuselela, kunye nokunye.
Ukulimala Kwezithuthi Zakho
Ukuba unethemba lokuba i-inshurensi yemoto iya kugubungela umonakalo oqhutywe yisithuthi sakho emva kokubetha iqhosha leqhwa, kulungele ukuba uhlaselo lwe-collision .
Ukubambisana ngokubambisana kuya kuba yinkcazo oyifunayo ukuba uyayifaka umzila womgcini, esinye isithuthi, ibhokisi leposi, okanye nayiphi na into engaphiliyo. Cwangcisa ukuhlawula imali yakho phambi kokuba nayiphina imali ehlawulwa ngayo.
Ukulimala kwesinye isithuthi kunye nokulimala kwePropati
Umonakalo wokulimala kwepropati ukhokhela kakhulu kwiimeko ezininzi ukuba umonakalo kwizithuthi zomntu okanye ibhokisi leposi, okanye uphawu lokuyeka. Eyona nto yonke imeko yiphondo ifuna ukukhutshwa kwemboleko yempahla. Inani eliphantsi kakhulu lokubhengeza elivela eNew Jersey nasePennsylvania elinomlinganiselo obuncinane we-$ 5,000 kumonakalo wepropati. Njengoko ubona, ubuncinci bungafanelekanga ngokwaneleyo.
Uninzi lwabatshayeli baziva bengenazo iimpazamo emva kokukhwela kwiqhwa. Kuziva kungenakukhutshwa. Ukuba uhlala kumntla omazantsi uyazi kakuhle ukuba kwenzeka ntoni lula. Ukuzikhusela kwakho ngokubhekiselele kwi-iceley kwi-ice uhlala endleleni. Ukuba kufuneka uphume apho, qiniseka ukuba ushiye indawo eninzi phakathi kwakho kunye nemoto phambi kwakho. Kwakhona qiniseka ukuba ukuqhuba ngesantya owaziyo kukunika ukulawula kwisithuthi sakho. Ungalokothi udibanise amabheki uze ufunde indlela yokukhangela kwi-skid.
KwiRhafu yeBango
Ukuhamba ngeqhwa kwiqhwa kubangele ukuba kufuneke i-tow. Ngokuxhomekeke kwindlela umgaqo-nkqubo wakho womshuwalense wemoto osekwe ngayo, unokubonelela nge-tow okanye iindleko zokukudonsa emhadeni.
Shayela i-inshente ye-inshurensi yemoto ukuqinisekisa ubungqina bakho. Ngamanye amaxesha ibango lingafakwa kwixesha lokudinga i-tow kwaye unokuphepha ukuhlawula nayiphi na imali ngaphandle kwepokothini.
* Phinda uphinde uphinde uthi: Abahlali baseMichigan baqwalasele ukuba ibango lokudibanisa kunye namabango okulimala alawulwa njani kwimeko yakho.
Uncedo olungakumbi ngeebango