INGXELO YOKUPHATHWA KWE-ACE NGOKWENZA I-ATM

Abavulindlela be-Akhawunti yokuThengisa i-Intanethi

Ukuhlaziywa: Ngomhla ka-2012, iNgcaciso yoMnye ithenge i-ING ngqo kwaye yaguqula yonke i-akhawunti ye-Orange Checking kwi-akhawunti ye-One One 360. Kubaninzi abanemali-mboleko, utshintsho luyinto yokucoca. Inkunzi ye-One 360 ​​inikezela ngeenkonzo ezifanayo, kubandakanywa neendleko eziphantsi, ukujonga i-akhawunti efana ne-akhawunti ye-Orange. Funda kabanzi malunga ne- Capital One akhawunti ezingama-360 , okanye uqhubeke ufunda irekhodi yendlela izinto ezazisetyenziswa ngayo.

Ukuba awuyena umtshatsheli weNkunzi ye-One, ezinye iibhanki ze-intanethi zinika i-akhawunti yokujonga i-interest-interest. I-Ally Bank ngumzekelo omnye, kwaye amanye amaninzi amancintiswano aneminikelo efanayo.

Kwiimeko apho akudingeki ukuba uchithe rhoqo, i-akhawunti yemarike yemali inokuba yinto efanelekileyo. Ezi ngxelo zihlawula umyinge wezinga lokuncintisana, kodwa zibeka imida malunga neendlela ezininzi ngenyanga onokuyichitha kwi-akhawunti.

Uhlobo lwe-Orange Ukuhlola (Ngaphambi kuka-2012)

ING Direct ayilondolozi nje kuphela: Ibhanki ngoku inika i-akhawunti yokukhangela kwi-intanethi. Imali yakho ithola inzala ngelixa i-akhawunti, kwaye unokuchitha ngokulula ngaphandle kwemida yokuthengiselana yenyanga ezayo kunye ne-akhawunti yokulondoloza . Le akhawunti inkulu ekuhlawuleni i-bill ye-intanethi , kwaye ekugqibeleni u-ING avumele abathengi ukuba babhale ukuhlola ngaphandle kweeakhawunti zabo kunye nokuhlolwa kweefowuni.

Inzala :

Iindaba ezilungileyo kukuba kulula ukufumana umgangatho wokukhuphisana.

Akunakuphakama njengomvuzo wokujonga ireyithi zeakhawunti, kodwa akudingeki ukuba ungene kwiihitshi ukufumana inzala.

Ukufikelela kwimali yakho:

Unokufikelela kwimali yakho ngeendlela ezilandelayo:

• Yenza intlawulo kwiWebhu.
• Dlulisa imali kwi- akhawunti yakho yasebhanki exhunyiwe .
• Ukurhoxisa imali kwi-ATM .
• Sebenzisa ikhadi lakho lokubambisa ukuthenga kwi-inthanethi okanye kumntu.

• Dlulisa imali kwi-akhawunti yakho ye-ING ngqo.
• Bhala isheke malunga ne-akhawunti yakho ye-Orange.

Indlela yokwenza iintlawulo kwi-intanethi:

Ukwenza intlawulo kwi-akhawunti yakho, unokwenza oku kokulandelayo:

• I-ING Direct ikhokhele ngekhompyutha yakho.
• Yenza u-ING ngokuphrinta ngokuthe ngqo kwaye uthumele isheke kuwe.
• Dlulisa imali ngqo kwi -akhawunti yebhanki yakho .

ING Direct unokuthumela i-imeyile ngokukhawuleza kwi-payee yakho, okanye ungabathumela ekhaya lakho kwaye ubeke intlawulo phezu kwakho.

Ukujonga Umbane (ukudlulisela kwi-akhawunti yeentlawulo): Ufuna ulwazi lwe-akhawunti yakho yebhanki xa ufuna ukukhetha ukhetho lwesithathu ngasentla. Kungaba nzima ukuyifumana loo ngcaciso, kuxhomekeke ekubeni ngaba umvuzo ozimisele ukubonelela loo nkcukacha. Kwakhona, awukwazi ukwenza oku kuhanjiswa kwiakhawunti yezo shishino .

Izibonda:

Ukuba uqwalasela le akhawunti, qaphela ezi zinto zingenakubalwa:

• Awukwazi ukuhamba kwinqanaba lebhanki lezitena kunye nomhlaba ( nantoni na loo nto ibalulekileyo ).
• Ukuhlolwa koMbane kufuna umzamo kunye nokutshintshwa kolwazi lwebhanki.

Akukho sitena kunye nomdaka: Njengawe nawaphi na ibhanki-intanethi kuphela, uya kuhlangabezana nemingeni xa uthembela kakhulu kule akhawunti. Ngaphandle kokufikelela kwisebe, kunzima (okanye kuthatha ixesha elide) ukufumana isheke somthengisi malunga nokubambisana okubalulekileyo, kwaye amasebe anika ezinye izibonelelo .

Gcina i-akhawunti yezitena kunye ne-mortar evulekileyo kwibhanki yendawo okanye umanyano-ngxowa-mboleko- kwaye gcina imali engxamisekileyo kule akhawunti.

Kwakhona, abathengi ngembali abazange bahlole i-akhawunti, okwenza kube nzima ukuyichitha kwi-akhawunti (ING Direct ayizange inikezele okanye ikuvumele ukusebenzisa iphepha lokuhlola phambi ko-2011).

Imali:

I-akhawunti ayihlawulisi imali yokusetyenziswa ngokuqhelekileyo: Akukho buncinane bhalansi okanye imali yesondlo yenyanga. Nangona kunjalo, kufuneka uhlawule iimali kwiimeko ezizodwa. ING Direct inikeza umgca werhafu we-creditreji engekho ngaphandle, kodwa uya kuhlawula umdla xa ugqiba ukuboleka imali .

Yilungiselele ukuhlolwa kwekhredithi. I-website ngqo ye-ING ithi "siya kufumana ulwazi malunga nawe kwi-arhente yokubika yabathengi" (nangona kwenye indawo ithi "sinokufumana okanye asifumaneki ..." ). Ngayiphi indlela, banokugqiba isigqibo sokuba bangavuli i-akhawunti yakho ngokusekelwe kwimbali yakho yekhredithi.

Ukufumana iinkcukacha ezithe vetshe, jonga ukuba I-Scores Scores Work .

Okukwintsusa:

I-Akhawunti ye-Orange ye-Akhawunti yokuThengisa i-Akhawunti. Unokufumana inzala kwimali yakho ngelixa ugcine ufikeleleka kalula. Ukugqwesa kwe-akhawunti kukuba unako ukuhlawula imali kwi-interest-bearing interest. Kwezinye iibhanki, kufuneka uthumele imali kwi - akhawunti yokulondoloza imali ephezulu kwi- akhawunti yokujonga inzala ukuze wenze iintlawulo.

I-ING Direct yenza kube lula ukufaka iitshekhi kule akhawunti, ukuvumela iifomati ezikude kwikhompyutheni yasekhaya okanye kwisixhobo esingenazintambo.

Buyela kwi- Banking 101 .