Kuphi ukusebenzisa iiCards Debit
Ungasebenzisa amakhadi edoti kakhulu njengekhadi elidala elikratshi.
Abathengisi abaninzi baya kukuvumela ukuba usebenzise i-debit card kwi-checkout njengekhadi lesikweletu. Uvele uyiswayiphe kwaye usuphelile. Nangona kunjalo, ngamanye amaxesha kufuneka uvumele umthengisi wazi ukuba usebenzisa ikhadi lokutshatyalaliswa endaweni yekhredithi.
Nangona i-debit card ingasetyenziswa phantse naphi na, cinga ngaphambi kokuba uswayiphe. Lelo khadi liya ngqo kwi-akhawunti yakho yokukhangela. Ukuba ulwazi lwekhadi lakho libiwe, amasela angasusa i-akhawunti yakho (ezokwenza kube nzima ukuhlawula iindleko). Uyakhuselwa ngokukhwabanisa, kodwa ukuphepha ingxaki kwindawo yokuqala kukulula. Qaphela ngokukhawuleza usebenzisa i-debit card kwi-intanethi .
Amakhadi eDeveli kunye neATM
Kwabanye abantu, isizathu esivakalayo sokuba nekhadi lokubambisa ukusetyenziswa kwi-ATM. Kwexesha elithile, iibhanki zanikezela "ii- ATM Cards " ezazisetyenziswe kuphela ukuba umi phambi kwe-ATM ezama ukukhipha imali. Ekugqibeleni, iibhanki zaqala ukongeza ezinye iimpawu ukwenzela ukuba i-debit card ingasetyenziselwa phantse nayiphi na indawo.
Amakhadi eDebit kunye neBad Credit
Kwalabo abanomvuzo ongeyimbi , amakhadi enkonkxa ayilona luncedo kakhulu. Unokusebenza njengokungathi unayo ikhadi le-credit card, oku kuthetha ukuba akudingeki uphathe imali kunye nawe. Nangona kunjalo, ngenxa yekhadi yokudityaniswa nemali ebhankini, unokukwazi ukufumana omnye ukuba i-credit yakho inezinye izibonda.
Nangona kunjalo, abanakukunceda ukwakha isikweletu . Ukuba awukwazi ukuvula i-akhawunti yebhanki ngenxa yekhredithi yakho (okanye ukuba ibhanki iyala naziphi na izizathu) ungasebenzisa ikhadi elihlawulwa ngaphambili esikhundleni sekhadi lomdabu.
Amakhadi kunye nezingane
Amakhadi e-Debit angaba yinto efanelekileyo yokunceda abantwana baqonde indlela amakhadi ekwereti asebenza ngayo. Isifundo esibaluleke kakhulu: amakhadi e-debit anomda onokuwulawula. Amakhadi eemboleko anemiqathango, kodwa ajwayele ukuba aguquke ngakumbi kunemida yamakhadi.
Amakhadi eDebit ahlawulwe
Ngokwesiko, amakhadi e-debit ayinxalenye yeakhawunti yakho yokukhangela ; Bakuvumela ukuba usebenzise imali ngekhompyutheni endaweni yokubhala isheke . Nangona kunjalo, amakhadi ahlawulwa ngokutsha anokuvumela ukuba uhlawule ngeplastiki (okanye ngokukhangela kwinombolo yakho ye-akhawunti inthanethi) ngaphandle kwemfuneko ye-akhawunti yokujonga. Amakhadi amaninzi angasetyenziselwa ngaphandle kokuvunywa okanye ukukhangela ngetyala, kwaye banokukunceda ukuba ugweme ukuya ematyaleni ngenxa yokuba unokuchitha kuphela into oyilayishayo ekhadini.
Imivuzo yeDebit Card
Amanye amakhadi enkonzo ayingxenye yeenkqubo "zembuyekezo". Ukusebenzisa ikhadi lakho kunokukhokelela kwizaphulelo okanye kwiindawo ezizihlanganisayo (ezingasetyenziselwa ukuhamba, izipho kunye nezinye izinto). Ukuba uyazi ukuba uza kusebenzisa njani ikhadi lakho lokubambisa, kwaye uyazi apho uceba ukuchitha imali kwixesha elizayo, kunokuhlawula ukukhetha ikhadi lokukhwabanisa eliza kukugcina imali okanye kukuncedisa ukuzonwabisa.