I-ekhompyutheni ihlola njani umsebenzi
Ukukhangela kwikhompyutheni yintlawulo yekhompyutheni kwiakhawunti yakho yokukhangela eyenziwe ngeNdlu yokuCoca ngokuZenzekelayo, okanye inkqubo ye-network ye-ACH .
Kukho iindlela ezimbini ezenzekayo.
Ukungena kwincwadi: xa unikezela iinkcukacha zeakhawunti yakho yokujonga (i-akhawunti yakho yasebhanki kunye namanani okuhambisa ) kwi-shishini, bayakwazi ukukrazula imali kwi-akhawunti yakho yokukhangela ngekhompyutha. Ezi manani zibonisa phantsi kwephepha lakho lokuhlola. Le ndlela yokuhlawula idlalwa ngokuba yi-E-Check, EFT, okanye efanayo. Unokubonelela ngolu lwazi ngokulufaka kwi-inthanethi okanye ulunike kummeleli weefowuni ngomlomo.
Khangela ukuguqulwa: ungabhalela kwakhona isheke kwindlela endala kwaye ungayazi nokuba iguqulwa kwikhokhi ye-elektroniki. Abanye abarhwebi baye batyela uomatshini wokufunda kwii-counters zokukhawuleza ukuba bafunde ngokukhawuleza inkcazelo kwisheke lakho ukucwangcisa inkokhelo yakho. Amanani angaphantsi kohlolo lwakho aphrintiwe kwipolisi ekhethekileyo, ngokuqhelekileyo ngekino elimangalisayo, okwenza kube lula kwiixhobo ezizodwa ukufumana ulwazi abayidingayo.
Iitshekhi nazo ziyakwazi ukuguqulwa ngababoneleli ngeenkonzo njengenkampani yakho yokusebenza xa uthumela isheke yentlawulo.
Ukuguqulwa kokutshekisha kwikhompyutheni kuyahluke kwiindawo zokuhlola , ezisebenzisayo phakathi kweebhanki phantsi kwe-Check 21. Umthetho wokuThola 21 uvumela iimifanekiso ezithile eziphezulu zeethenkethi zisetyenziswe endaweni yeso sixhobo. Usenokungazi ngokungazifakeli umtshini wokutshintshwa ukuba usetyenzise ifowuni yeselula ukuba uthathe umfanekiso wephepha lokuhlola ukuze ulifake kwi-akhawunti yakho yasebhanki.
Impembelelo yeeKhekhi zeElectroniki
Iintlawulo ezikhawulezayo: ukuhlolwa kweekhompyutheni kuvumela ukuba ishishini liqhube iintlawulo ngokukhawuleza Njengomthengi, into ebaluleke kakhulu ukuba wazi ukuba imali iya kuphuma kwi-akhawunti yakho yokujonga kungekudala kunokuba ungalindela. Kufuneka uqinisekise ukuba unayo imali eyaneleyo kwi-akhawunti yakho nanini na ukubhala isheke, kwaye awukwazi ukuxhomekeka kwixesha 'lokuthambisa' okanye ukulibaziseka kweentsuku ezimbini okanye ezintathu ezazisetyenziswa phakathi kokuthumela isheke kumthengisi kwaye ube neemali ezithathwe kwi-akhawunti yakho kwibhankini yakho.
Ukuqinisekisa ukuba uhlala ufumana imali eyaneleyo, ulinganise i-akhawunti yakho rhoqo (ubuncinci de uqiniseke ukuba awuyi kuhlawula imali), kwaye usethe iingcaphephe kunye nebhanki yakho ukuze wazi ukuba uhlawule imali.
Iindleko eziphantsi kwezoshishino: ukuhlolwa kweekhompyutheni kugcina imali kumashishini. Ezi ntlawulo zibiza imali encinci ekusebenzeni kuneendleko zekhadi zamatyala (iindleko zoshishino zihlala zingaphantsi kwe-$ 1 ze-E-check). Kwakhona kulula - akukho mfuneko yokuba ithathe onke a ma cheki kwibhanki. Ingakumbi, kuba amashishini afumana imali ngokukhawuleza, imeko yabo yokuhamba kwemali iphuculwe.
Ukwazisa kunye nokuchonga
Amashishini kufuneka axelele ukuba aguqula imali yakho kwinkokhelo yekhompyutha.
Ukuba usesitolo, khangela uphawu malunga nerejistri zithi ziya kuphendulela iphepha lakho lokukhangela kwi-check check. Ukuba usithumela kwisheke ukuba uhlawule ibhilikhi, inkampani mhlawumbi ichaza umgaqo-nkqubo wokutshekisha kwikhompyutha kwindawo ethile ekuprintweni okulungileyo kwesivumelwano okanye ngasemva kwesitatimende sakho.
Ukuba umqeshi ubeka isheke lakho kumatshini kwaye uyabubuyisela kuwe emva kokuba uthenge ukuthenga, baye basebenzisa iphepha lokutshekisha njengetshekhi yekhompyutha.
Oko Ukwenza Xa Kukho Iphutha
I mpazamo zenzeke. Xhagamshelana nebhanki yakho ngokukhawuleza ukuba ufumanisa iimpazamo ngenxa yokuthengwa kwekhompyutha. Kumele uxelele ibhanki yakho zingapheli iintsuku ezingama-60 xa iphoso livele kwisitatimende sakho okanye ungalahlekelwa ngamalungelo athile (unokuba noxanduva lokulahlekelwa emva kwexesha). Ibhanki yakho ingathatha iintsuku ezingama-45 ukuphanda ibango lakho kwaye iza kukuxelela ngeziphumo zazo.
Ezinye iindlela zokuhlawula
Iintlawulo zikhula ngokugqithiseleyo-nokuba usebenzisa i-checkbook yakho, intlawulo yakho inokuguqulwa. Oku kungabangela ukudideka xa ungayiboni intlawulo kunye nenombolo yokukhangela okulindele. Ekubeni yonke i-elektronike nantoni na, vavanya ezinye iindlela zokuhlawula, ezifana nekhadi lokubambisa kunye nekhredithi okanye ukhetho lokuhlawula i-intanethi .