Amaphupha ephambili e-USAA Ukuhlola okukhuselekileyo
Ukukhangela kwamahhala. Awudingi ukugcina imali encinci kwidiphozithi ukukhusela iindleko zokugcina.
Oku kukhululekileyo ukukhangela .
Ukufikelela kuma-ATM: kukho ama- ATM angaphezu kwama-60,000 "akhethekileyo" kuwo onke amazwe. I-USAA ayihlawulisi umrhumo wokurhoxiswa kwakho kokuqala kweminye i-ATM, kwaye unokufumana izizaphulelo ze-$ 15 kwiimali ze-ATM.
Umncinci ophantsi ukuvula. I $ 25, unokuqalisa. Abaqeshwa abatsha bangaqala nangaphantsi.
Ukukhangela umdla: ufumana inzala kwimali yakho, nangona ikhona ukuchitha imali. Okwangoku, amaxabiso awanamdla kakhulu, kodwa kuncinci kunceda.
Izixhobo ze-elektroniki: iintsapho zemikhosi azihlali zihlala kwindawo ezikufutshane nemali. I-USAA yenza kube lula ukulawula imali yakho kwi-inthanethi, kwaye i-app yeselula inezo zonke iimpawu onokuzilindela. Idizithi ihlola idivayisi yakho yeselula , isebenzise itekisi kunye ne-imeyli izilumkiso zokuhlala usesikhathini, nangaphezulu.
Iinkcukacha ezingaphezulu
U-USAA uye wagcina umfanekiso ohloniphekileyo njengomniki-nshurensi womkhosi onomsebenzi ogqithisiweyo wamakhasimende kunye nemveliso eqinile kwiminyaka emashumi. Iveki yezoShishino ihlala iqela inkampani njengenkonzo yemisebenzi yamakhasimende, ngokuqhelekileyo kwiinkampani eziphezulu ze-5 zase-US jikelele.
Inkampani esebenza ngokugcwele isebenzile kwimveliso ye-inshorensi ukulawula utyalo-mali, ukugcinwa kwekholeji, kunye nenkonzo ukunceda amalungu athenge imoto efanelekileyo. I-USAA idale isiseko esitsha esithembekileyo sabalandeli: I-iPhone iyilutha kunye ne-apicionados yebhanki yeselula.
Ngokubambisene nobulungu ngokuyinhloko kubandakanywa ngabasebenzi base-United States nabangaphambili basebenzi (kunye neentsapho zabo), i-USAA isoloko ikhethiweyo ngokufanelekileyo kwimveliso yomshuwalense.
Amagama athi "iteknoloji" kwaye i-USAA yayingasetyenziswa ngokuqhelekileyo kwisivakalisi esifanayo. Kodwa konke okutshintshileyo.
Ngoku kutshanje u-USAA uye wongeza i-intanethi yokujonga iinkcukacha ze-akhawunti kunye ne-tech-savvy vibe emangalisayo. Ngaphandle kwendlela yokuziphatha okanye yendabuko, izicelo ezihambayo ezivela e-USAA zibeka phambili. Hlanganisa ukuba kunye namanye amajelo amakhulu kunye neebhanki ze-intanethi, kwaye i-USAA idale i-akhawunti enkulu yokujonga.
Isicelo se-iPhone sika-USAA
Ukusebenzisa i-iPhone App ye-iPhone, abathengi bebhanki bangasebenzisa i-GPS izilungiso eziveliswe yi-iPhones zazo ukufumana ii-ATM eziseduze. Umbala wokubala imali uvelisa ishedyuli yentlawulo kwindawo leyo. Kukho uluhlu lokutshekisha kwamanyathelo okulandela ukuba usengozini yemoto. Kodwa ku bhetele. I-USAA ifaka i-digital deposit system evumela i-check checks edibeneyo kumalungu afanelekileyo aqaliswe ngesefowuni, ngokuqinisekileyo ukuba uyaba noxakeka nakwezinye iinkonzo ezixhamlileyo zebhanki.
Ingxelo yokukhangela idizithi iyasebenza njani:
- Sebenzisa isicelo se-iPhone ukuthatha isithombe esicacileyo senkokhelo ufisa ukuyibeka, phambi nangemva, usebenzisa iselfowuni yakho.
- Imifanekiso iyadluliselwa kwi-USAA nge-intanethi ye-intanethi
- Inombolo zeakhawunti zebhanki ziqinisekiswa ngekhompyutha, kunye neenkcukacha zendawo yakho kunye nefowuni yeenjongo zokukhusela.
- Xa uqinisekiso lugqityiwe, isicelo sishiya imali kwiakhawunti yakho yokujonga ngaphandle kokubeka unyawo ngaphakathi kwebhanki.
Itshekethi yomzimba ayisoze eya kwibhanki isebenzise inkqubo entsha yokugcina idizithi . Ukuqinisekiswa kokukhangela kwikhompyutheni kusetshenziswe ngamasebe asebhanki iminyaka, kodwa imbono yokudlulisa imifanekiso idala ukukhupha kwizinto ezintsha kubasebenzisi. Kunokuba ulinde kumgca kwisebe okanye ulinde ukufaka isheke ukuba isebe lendawo lingekho, ukuxhaswa kwebhanki ngokukhawuleza kungakho.
Iimpawu ezimbalwa kwi-USAA yokutshekisha isistim yokugcina idizithi:
- Iimali kufuneka zithinte iimfuneko zokhuseleko kunye nokuqinisekisa ngaphambi kokuba zibonise njengoko zikhoyo kwi-akhawunti yakho
- Ixesha lokugcina idiphozi kufuneka liwele phantsi kweeyure eziqhelekileyo zeebhanki. I-2 idiphozithi ayiyi kuthunyelwa kwangoko kwiakhawunti. Ibhanki iya kuqinisekisa ubungqina ngexesha lee-bhanki eziqhelekileyo
Ezinye iifree Simahla Akukho mlinganiselo
U-USAA akayekanga ukuphucula ibhanki ye-intanethi. Ezinye iinkalo zokujonga i-akhawunti ziquka igama lomntu wonke ozithandayo xa kuziwa kwi-banking, "free":
- Ukuhoxiswa kwe-ATM ye-10 yokuqala ngenyanga ikhululekile, kwaye ifike kwi $ 15 ngenyanga ngaphandle kwemali ye-ATM ibuyiselwe
- Ukudluliselwa okungenamkhawulo phakathi kwee-akhawunti zokujonga i-US , kunye nezo zigcinwe kwezinye iibhanki, mahhala
- Intsebenzo ehlanganisiweyo yokuhlawula i-bill ye-intanethi ikuvumela ukuba ufumane, ujonge, uhlawule kwaye ulandele iindleko kwindawo enye, mahhala
- Isofthiwe yokucwangcisa ngemali ukulawula zonke i-USAA idiphozithi, utyalo-mali, kunye neakhawunti yomhlala phantsi kwindawo enye.